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Find Umbrella Insurance Agents Near You in Waukee, IA

Browse umbrella insurance agents serving Waukee, Iowa. Updated 2026-07-14.

The top-rated umbrella insurance agent in Waukee, Iowa is Bob D Smith - State Farm Insurance Agent, rated 5.0 stars across 192 reviews. Other highly rated options include Nick Hageman - State Farm Insurance Agent, Brennan Roland at Comparion Insurance Agency, Comparion Insurance Agency. This directory lists 16 umbrella insurance agents serving Waukee.

Showing 16 umbrella insurance agents in Waukee, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bob D Smith - State Farm Insurance Agent80 4th St(515) 987-5404
2Nick Hageman - State Farm Insurance Agent475 SE Alice's Rd a(515) 461-5941
3Brennan Roland at Comparion Insurance Agency1354 SE University Ave(515) 553-6862
4Comparion Insurance Agency1354 SE University Ave(515) 553-6522
5Bridget Zeman at Comparion Insurance Agency1354 SE University Ave(515) 553-6851
6Jeff Johnson Insurance Agency495 SE Alice's Rd Ste. C(515) 987-6993
7Paige Wilson at Comparion Insurance Agency1354 SE University Ave(515) 553-6853
8Kelsey Prescott at Comparion Insurance Agency1354 SE University Ave(515) 553-6854
9Brendan Hansen at Comparion Insurance Agency1354 SE University Ave(515) 553-6860
10Renata Topic at Comparion Insurance Agency1354 SE University Ave(515) 553-6541
BD
80 4th St
Bob D Smith - State Farm Insurance Agent
Umbrella Insurance Agent · Waukee, IA

Bob D Smith - State Farm Insurance Agent serves the Waukee, IA area as an umbrella insurance agent. The agency offers personal and commercial umbrella liability policies designed to provide extra coverage above standard home and auto limits. These policies help protect clients from major claims and lawsuits. The office assists residents and businesses in structuring their insurance portfolios to include broader protection layers. Specific services include evaluating personal risk exposure and arranging umbrella policies that coordinate with underlying home and auto insurance plans.

NH
475 SE Alice's Rd a
Nick Hageman - State Farm Insurance Agent
Umbrella Insurance Agent · Waukee, IA

Nick Hageman - State Farm Insurance Agent in Waukee, IA, offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. Service includes personalized consultations to assess risk exposure and adjust coverage as personal circumstances change. The agency focuses on safeguarding assets for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

BR
1354 SE University Ave
Brennan Roland at Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA

Homeowners, businesses, and property managers in Waukee, Iowa, rely on Brennan Roland at Comparion Insurance Agency for umbrella insurance agent services. This coverage provides an extra layer of liability protection beyond standard policies, safeguarding assets and future income from major claims or lawsuits. The agency helps clients assess their personal risk exposure and secure appropriate limits to fill gaps in existing coverage. In addition to serving Waukee, the agent also assists clients in West Des Moines throughout the western metro corridor.

CI
1354 SE University Ave
Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA

Comparion Insurance Agency serves the Waukee, Iowa area and its surrounding communities, handling local umbrella insurance needs for clients seeking extra liability protection beyond standard policies. This type of coverage helps safeguard personal assets when a claim exceeds underlying limits, such as from auto or homeowners insurance. To manage a typical request, the agency first reviews a client’s current policy exposures and coverage gaps, then identifies an appropriate excess liability plan from its available carrier options.

BZ
1354 SE University Ave
Bridget Zeman at Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA

Bridget Zeman at Comparion Insurance Agency offers clients a clear distinction between choosing a one-time policy review or an ongoing service relationship that addresses evolving needs, providing personalized umbrella insurance coverage for residents of Waukee, Iowa. Umbrella insurance serves as an extra layer of liability protection that extends beyond standard home and auto policy limits, safeguarding assets against major claims and lawsuits. This local agency helps individuals assess their overall risk exposure and select appropriate coverage limits. Service runs on a one-time, scheduled, or as-needed basis depending on client preference.

JJ
495 SE Alice's Rd Ste. C
Jeff Johnson Insurance Agency
Umbrella Insurance Agent · Waukee, IA

As an umbrella insurance agent in Waukee, Iowa, the Jeff Johnson Insurance Agency specializes in providing extra liability coverage that extends beyond standard auto and homeowners policies. It generally serves local residents and families by offering an additional layer of financial protection against major claims and lawsuits. This coverage becomes especially helpful for individuals facing elevated risks during the winter months, when icy roads and snow-related accidents increase the likelihood of liability costs tied to property damage or personal injury.

PW
1354 SE University Ave
Paige Wilson at Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA

As Waukee homeowners brace for unpredictable severe weather seasons, Paige Wilson at Comparion Insurance Agency provides personalized umbrella insurance guidance. These policies extend liability coverage beyond standard limits, safeguarding local assets like homes and vehicles. Residents appreciate tailored advice for protecting savings during accidents or property incidents common in central Iowa. The agent considers each client's unique risk profile before recommending appropriate coverage amounts. An initial consultation typically begins with a review of existing policies to identify gaps.

KP
1354 SE University Ave
Kelsey Prescott at Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA

Kelsey Prescott at Comparion Insurance Agency in Waukee, Iowa, offers general insurance solutions, including specialized umbrella insurance policies to provide additional liability coverage beyond standard homeowners or auto policies. This extra layer of protection helps shield clients from major claims and lawsuits that could otherwise threaten personal assets. The agency serves a range of commercial sectors, including small offices, warehouses, and food service operations.

BH
1354 SE University Ave
Brendan Hansen at Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA

A residential umbrella insurance agent in Waukee, Iowa, Brendan Hansen at Comparion Insurance Agency provides personal liability coverage for homeowners and renters. Commercial coverage is also available for local businesses requiring additional protection beyond standard policies. Serving the Waukee area, the agency guides clients on expanding their liability limits across property and auto policies. Regular visits allow for policy reviews and adjustments, ensuring clients maintain adequate coverage as their needs change between scheduled appointments.

RT
1354 SE University Ave
Renata Topic at Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA

Renata Topic at Comparion Insurance Agency serves the Waukee, Iowa area as a local source for umbrella insurance policies. This agency helps clients extend their liability protection beyond the limits of standard home and auto coverage. Umbrella insurance here addresses the need for added financial security against major claims or lawsuits. The agent guides customers through policy options that match their risk exposure. A common specialty service it can add on is excess personal liability coverage to supplement existing insurance limits.

CL
1354 SE University Ave
Curvin Larson at Comparion Insurance Agency
Umbrella Insurance Agent · Waukee, IA
(515) 553-6534
comparioninsurance.com/insurance-agent/iowa/waukee-072d/curvin-larson
HM
2727 Grand Prairie Pkwy
Holmes Murphy
Umbrella Insurance Agent · Waukee, IA
(800) 247-7756
holmesmurphy.com
SI
245 NE Venture Dr Ste 4
Shelter Insurance - Brian Ahlers
Umbrella Insurance Agent · Waukee, IA
(515) 681-2216
shelterinsurance.com/CA/agent/BAHLERS
LO
83 NE Carefree Ln
La Olsen Agency Inc American Family Insurance
Umbrella Insurance Agent · Waukee, IA
(515) 267-8188
amfam.com/agents/iowa/waukee/lori-olsen-hopkins
AL
500 6th St
All Lines of Iowa Insurance Services Inc.
Umbrella Insurance Agent · Waukee, IA
(515) 224-6000
alllinesofiowa.com
RW
245 NE Venture Dr Ste 1
Richards Walker Insurance Agency
Umbrella Insurance Agent · Waukee, IA
(515) 276-0450

What Does an a Umbrella Insurance Agent in Waukee Cost?

The cost of an umbrella insurance policy in Iowa typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record, number of properties, and insurance company. This is general information and not insurance advice.

About umbrella insurance agents in Waukee

An umbrella insurance agent in Waukee Iowa can help you secure extra liability protection beyond your auto or homeowners policy. Iowa law does not require umbrella insurance but it can safeguard your assets in case of a major lawsuit. Working with a local agent ensures you understand how Iowa liability limits and coverage gaps affect your risk.

Frequently Asked Questions

What does an umbrella insurance agent in Waukee do?

An umbrella insurance agent in Waukee helps you purchase a personal umbrella policy that provides additional liability coverage above your existing insurance. This policy can pay for legal defense costs and judgments if you are sued for an accident or injury. The agent reviews your current policies and recommends a coverage amount based on your assets and risks.

How much umbrella coverage do I need in Iowa?

Most Iowa agents suggest at least 1 million dollars in umbrella coverage to protect common assets like a home or savings. The right amount depends on your net worth, income, and potential lawsuit exposure. Iowa courts can award large judgments in personal injury cases so higher limits may be wise for high-net-worth individuals.

Are there Iowa-specific rules for umbrella insurance?

Iowa follows a comparative fault system which means you can still recover damages even if you are partly at fault. This can increase your risk of being sued and make umbrella coverage more valuable. Iowa does not cap non-economic damages in most personal injury cases so a serious accident could lead to a large settlement or verdict.

Umbrella Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.