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Compare Umbrella Insurance Agents in Waukee, IA

Browse umbrella insurance agents serving Waukee, Iowa. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Waukee, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 16 umbrella insurance agents in Waukee, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob D Smith - State Farm Insurance Agent
80 4th St, Waukee, IA 50263
(515) 987-5404 bobdsmith.com
Nick Hageman - State Farm Insurance Agent
475 SE Alice's Rd a, Waukee, IA 50263
(515) 461-5941 hagemaninsurance.com
Brennan Roland at Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6862 comparioninsurance.com
Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6522 comparioninsurance.com
Bridget Zeman at Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6851 comparioninsurance.com
Jeff Johnson Insurance Agency
495 SE Alice's Rd Ste. C, Waukee, IA 50263
(515) 987-6993 jeffjohnsoninsuranceia.com
Paige Wilson at Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6853 comparioninsurance.com
Kelsey Prescott at Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6854 comparioninsurance.com
Brendan Hansen at Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6860 comparioninsurance.com
Renata Topic at Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6541 comparioninsurance.com
Holmes Murphy
2727 Grand Prairie Pkwy, Waukee, IA 50263
(800) 247-7756 holmesmurphy.com
Curvin Larson at Comparion Insurance Agency
1354 SE University Ave, Waukee, IA 50263
(515) 553-6534 comparioninsurance.com
Shelter Insurance - Brian Ahlers
245 NE Venture Dr Ste 4, Waukee, IA 50263
(515) 681-2216 shelterinsurance.com
La Olsen Agency Inc American Family Insurance
83 NE Carefree Ln, Waukee, IA 50263
(515) 267-8188 amfam.com
All Lines of Iowa Insurance Services Inc.
500 6th St, Waukee, IA 50263
(515) 224-6000 alllinesofiowa.com
Richards Walker Insurance Agency
245 NE Venture Dr Ste 1, Waukee, IA 50263
(515) 276-0450

An umbrella insurance agent in Waukee Iowa can help you secure extra liability protection beyond your auto or homeowners policy. Iowa law does not require umbrella insurance but it can safeguard your assets in case of a major lawsuit. Working with a local agent ensures you understand how Iowa liability limits and coverage gaps affect your risk.

What Does a Umbrella Insurance Agent in Waukee Cost?

The cost of an umbrella insurance policy in Iowa typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record, number of properties, and insurance company. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Waukee do?
An umbrella insurance agent in Waukee helps you purchase a personal umbrella policy that provides additional liability coverage above your existing insurance. This policy can pay for legal defense costs and judgments if you are sued for an accident or injury. The agent reviews your current policies and recommends a coverage amount based on your assets and risks.
How much umbrella coverage do I need in Iowa?
Most Iowa agents suggest at least 1 million dollars in umbrella coverage to protect common assets like a home or savings. The right amount depends on your net worth, income, and potential lawsuit exposure. Iowa courts can award large judgments in personal injury cases so higher limits may be wise for high-net-worth individuals.
Are there Iowa-specific rules for umbrella insurance?
Iowa follows a comparative fault system which means you can still recover damages even if you are partly at fault. This can increase your risk of being sued and make umbrella coverage more valuable. Iowa does not cap non-economic damages in most personal injury cases so a serious accident could lead to a large settlement or verdict.