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HomeUmbrella Insurance AgentsIowa › Iowa City

Find Umbrella Insurance Agents Near You in Iowa City, IA

Browse umbrella insurance agents serving Iowa City, Iowa. Updated 2026-07-14.

The top-rated umbrella insurance agent in Iowa City, Iowa is Chad Burtch - State Farm Insurance Agent, rated 4.9 stars across 1,449 reviews. Other highly rated options include Carolina Espinoza - State Farm Insurance Agent, Nanci Kohl - State Farm Insurance Agent, Relion Insurance Solutions. This directory lists 16 umbrella insurance agents serving Iowa City.

Showing 16 umbrella insurance agents in Iowa City, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chad Burtch - State Farm Insurance Agent1929 Keokuk St(319) 351-1001
2Carolina Espinoza - State Farm Insurance Agent343 Scott Ct(319) 337-7000
3Nanci Kohl - State Farm Insurance Agent431 Hwy 1 W(319) 338-6200
4Relion Insurance Solutions24 Westside Dr(319) 887-3700
5Andrew Pelzer American Family Insurance2730 Naples Ave SW Ste 100(319) 338-7571
6AAA Iowa City660 Eastbury Dr UNIT 1(319) 354-1662
7Farmers Insurance - Jeffrey Ruhlow1110 N Dodge St(319) 354-6541
8John Raley American Family Insurance24 N Van Buren St(319) 338-9491
9Joshua Boyce American Family Insurance2127 Muscatine Ave(319) 351-0707
10Farm Bureau Financial Services: Brad Stimmel1402 Willow Creek Ct(319) 519-6885
CB
1929 Keokuk St
Chad Burtch - State Farm Insurance Agent
Umbrella Insurance Agent · Iowa City, IA

Chad Burtch - State Farm Insurance Agent serves the Iowa City metro area and surrounding communities in Iowa. The agency provides professional umbrella insurance coverage to local residents, offering essential supplemental liability protection. This type of policy extends beyond the limits of standard home and auto insurance, providing an extra layer of security. Umbrella insurance is important for protecting personal assets against large liability claims. The agency specifically helps clients evaluate their potential financial exposure and obtain appropriate liability limits for their personal policies.

CE
343 Scott Ct
Carolina Espinoza - State Farm Insurance Agent
Umbrella Insurance Agent · Iowa City, IA

Carolina Espinoza - State Farm Insurance Agent in Iowa City, IA, provides umbrella insurance coverage that extends liability protection beyond standard policies, offering a broader safety net for unforeseen incidents. Its service approach focuses on reviewing existing personal or business liability limits to ensure proper coverage gaps are addressed through a single comprehensive plan. Maintenance involves periodic policy reviews to adjust coverage as client assets or risks change. It services single-family homes, apartments, retail spaces, and restaurants, tailoring each umbrella policy to the specific liability exposures of those property types.

NK
431 Hwy 1 W
Nanci Kohl - State Farm Insurance Agent
Umbrella Insurance Agent · Iowa City, IA

Serving Iowa City, IA, and the surrounding areas, Nanci Kohl - State Farm Insurance Agent handles umbrella insurance policies that extend liability coverage beyond standard homeowners and auto policies. This business assists local clients in protecting assets from large claims or lawsuits. For a typical job, the agent reviews a client's existing policies and personal exposure to recommend appropriate increased liability limits.

RI
24 Westside Dr
Relion Insurance Solutions
Umbrella Insurance Agent · Iowa City, IA

Relion Insurance Solutions in Iowa City, Iowa, offers umbrella insurance coverage through both one-time policy purchases and recurring annual renewal options for ongoing liability protection. Clients choose between these service structures based on their need for temporary or sustained excess liability coverage beyond standard policies. The agency assists in securing added protection that can apply to claims involving property damage, personal injury, or legal judgments. Service runs on a one-time, scheduled, or as-needed basis, with recurring clients contacted at each policy term’s anniversary for renewal review.

AP
2730 Naples Ave SW Ste 100
Andrew Pelzer American Family Insurance
Umbrella Insurance Agent · Iowa City, IA

Andrew Pelzer American Family Insurance in Iowa City provides umbrella insurance agent services, specializing in extending liability coverage beyond standard home and auto policies. The agency also handles general insurance needs, helping clients assemble comprehensive protection plans. This additional coverage can safeguard assets and future earnings against major claims or lawsuits. As summer approaches, the agency often assists clients who host large gatherings or rental properties, addressing the increased liability exposures these seasonal activities create.

AI
660 Eastbury Dr UNIT 1
AAA Iowa City
Umbrella Insurance Agent · Iowa City, IA

AAA Iowa City serves homeowners, businesses, and property managers in Iowa City seeking liability protection beyond standard policy limits. Umbrella insurance agents here help clients secure additional coverage for personal injury claims, property damage lawsuits, and rental property exposures. The agency assists policyholders by reviewing existing home and auto policies to recommend appropriate umbrella limits. Including Coralville in its service area, AAA Iowa City coordinates with local carriers to provide extra layers of financial security against major unforeseen claims.

FI
1110 N Dodge St
Farmers Insurance - Jeffrey Ruhlow
Umbrella Insurance Agent · Iowa City, IA

With the unpredictable weather patterns common in Iowa, residents of Iowa City often worry about liability gaps in their standard home or auto policies. Farmers Insurance of Jeffrey Ruhlow provides personal umbrella insurance to cover these exposures and shield personal assets from major claims. This agent focuses on ensuring clients receive sufficient additional liability limits without adding complex bureaucratic steps. A straightforward initial consultation is offered during which the agency assesses current coverage levels to pinpoint specific risks before recommending an umbrella policy.

JR
24 N Van Buren St
John Raley American Family Insurance
Umbrella Insurance Agent · Iowa City, IA

John Raley American Family Insurance in Iowa City, IA, provides general insurance coverage for local residents and businesses. As a specialty, the agency offers umbrella insurance policies that deliver extra liability protection beyond standard home and auto limits. This additional coverage can help safeguard personal assets and savings from major claims or lawsuits. The company assists commercial clients across several sectors, including offices, warehouses, and food service operations.

JB
2127 Muscatine Ave
Joshua Boyce American Family Insurance
Umbrella Insurance Agent · Iowa City, IA
FB
1402 Willow Creek Ct
Farm Bureau Financial Services: Brad Stimmel
Umbrella Insurance Agent · Iowa City, IA

Farm Bureau Financial Services: Brad Stimmel in Iowa City, IA is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. This agent serves local homeowners and drivers by offering an extra layer of financial defense against major claims or lawsuits. Umbrella policies here help safeguard personal assets from unforeseen incidents on or off the property. Clients can also add on specialized coverage for rental properties or recreational vehicles.

BM
1570 S 1st Ave
Boyd Murray - State Farm Insurance Agent
Umbrella Insurance Agent · Iowa City, IA
(319) 338-9417
boydmurray.com
GI
237 Scott Ct
Gaffey Insurance
Umbrella Insurance Agent · Iowa City, IA
(319) 358-0111
gaffeyinsurance.com
EI
332 S Linn St suite 8
Emporium Insurance Agency, LLC
Umbrella Insurance Agent · Iowa City, IA
(319) 333-7000
emporiuminsuranceagency.com/about-us.html
FI
1114 N Dodge St
Farmers Insurance - Donald Becker
Umbrella Insurance Agent · Iowa City, IA
(319) 341-9200
agents.farmers.com/ia/iowa-city/donald-becker
CI
1840 S Gilbert St
CPS Insurance office
Umbrella Insurance Agent · Iowa City, IA
(319) 248-5535
insuranceadvisorsusa.wordpress.com
MA
2610 Northgate Dr
Marsh
Umbrella Insurance Agent · Iowa City, IA
(319) 887-4000
marsh.com/us/contact-us/office-locator.html

What Does an a Umbrella Insurance Agent in Iowa City Cost?

Umbrella insurance in Iowa typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 or 5 million dollars, may cost 200 to 600 dollars annually. Premiums vary based on your location in Iowa City, the number of vehicles, and your claims history. This is general information, not insurance advice.

About umbrella insurance agents in Iowa City

Umbrella insurance agents in Iowa City help you secure additional liability coverage that goes beyond your home and auto policies. Iowa law requires minimum auto liability limits, but an umbrella policy can provide extra protection for accidents or lawsuits. Local agents understand the specific risks for Iowa City residents, such as severe weather or university-related activities.

Frequently Asked Questions

What does an umbrella insurance agent in Iowa City do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. Iowa City agents can also explain how umbrella policies interact with local liability laws.

How much umbrella insurance do I need in Iowa?

Most Iowa agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential risks. Iowa law does not set a specific minimum for umbrella policies. Your agent can help you calculate a suitable limit based on your home, vehicles, and other assets.

Does umbrella insurance cover legal defense costs in Iowa?

Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. Iowa courts follow the American Rule where each party pays its own attorney fees unless a contract or statute says otherwise. Your umbrella policy can help cover these costs up to the policy limit.

Umbrella Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.