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HomeUmbrella Insurance AgentsIowa › Urbandale

Find Umbrella Insurance Agents Near You in Urbandale, IA

Browse umbrella insurance agents serving Urbandale, Iowa. Updated 2026-07-14.

The top-rated umbrella insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Jones Insurance & Associates, Cupp Insurance Inc.. This directory lists 16 umbrella insurance agents serving Urbandale.

Showing 16 umbrella insurance agents in Urbandale, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1James Walford - State Farm Insurance Agent2781 100th St(515) 256-9159
2Buenzow Insurance Group3273 100th St(515) 270-8870
3Jones Insurance & Associates2924 104th St(515) 868-0040
4Cupp Insurance Inc.3815 109th St(515) 334-5286
5Fortress Insurance Services7701 Douglas Ave(515) 225-1712
6Group Benefits12006 Ridgemont Dr(515) 453-8207
7Phillips Stafford Insurance Group4566 114th St(515) 978-9010
8Midwest Family Mutual12130 Meredith Dr Suite 230W(515) 842-0010
9Shelter Insurance - Monica Hoover2400 86th St Suite 1S(515) 276-7700
10Farmers Insurance - Brad Battani8525 Douglas Ave STE 33(515) 276-3305
JW
2781 100th St
James Walford - State Farm Insurance Agent
Umbrella Insurance Agent · Urbandale, IA

James Walford - State Farm Insurance Agent serves the Urbandale, Iowa, metro area as an umbrella insurance agent. This agency provides personal liability coverage that extends beyond standard home and auto policies, offering additional financial protection against major claims or lawsuits. Residents and businesses can obtain umbrella insurance to help safeguard assets and future earnings. The agency handles these policies in coordination with existing home and auto insurance to ensure consistent coverage limits. It also assists clients in evaluating their specific liability risks and adjusting policy amounts accordingly.

BI
3273 100th St
Buenzow Insurance Group
Umbrella Insurance Agent · Urbandale, IA

Buenzow Insurance Group in Urbandale, IA provides umbrella insurance and related liability coverage to protect clients from major claims and lawsuits. Its services include assessing personal and commercial risk exposure and securing appropriate policies that extend beyond standard limits. Regular policy reviews and coverage assessments are offered to ensure ongoing protection as needs change. Maintenance plans involve periodic updates to liability thresholds and advisory on emerging risks. The agency services a range of properties, including single-family homes, apartments, retail establishments, and restaurants.

JI
2924 104th St
Jones Insurance & Associates
Umbrella Insurance Agent · Urbandale, IA

Homeowners and businesses in Urbandale seeking financial protection from major liability claims turn to Jones Insurance & Associates for umbrella insurance coverage. These policies extend beyond standard auto and home limits, defending personal assets or commercial property when a lawsuit threatens one’s financial future. The process involves a careful review of existing underlying policies to ensure seamless integration. This agency also serves clients throughout the Des Moines metropolitan area, including nearby West Des Moines.

CI
3815 109th St
Cupp Insurance Inc.
Umbrella Insurance Agent · Urbandale, IA

Cupp Insurance Inc. serves clients in Urbandale, Iowa, and the surrounding Des Moines metro communities, handling umbrella insurance policies that provide extra liability coverage beyond standard auto and homeowners limits. These policies protect personal assets against major claims or lawsuits. The company approaches each job by first reviewing a client’s existing coverage and risk exposure, then recommending an appropriate liability limit to fill potential gaps in protection.

FI
7701 Douglas Ave
Fortress Insurance Services
Umbrella Insurance Agent · Urbandale, IA

Fortress Insurance Services serves the Ames, Iowa, metro area and provides umbrella insurance agency services to local residents and businesses. Umbrella insurance offers an extra layer of liability coverage that goes beyond the limits of standard home and auto policies. This company helps clients assess their risk exposure to determine appropriate coverage levels. It handles claims assistance and policy adjustments for personal liability protection and rental property coverage in this region.

GB
12006 Ridgemont Dr
Group Benefits
Umbrella Insurance Agent · Urbandale, IA

For homeowners or businesses in Urbandale, IA, Group Benefits provides umbrella insurance as either a one-time policy for a set liability limit or as a recurring endorsement added to an existing underlying insurance plan. Such coverage extends protection beyond standard liability caps, helping safeguard personal assets or business resources against major claims. Both residential and commercial clients can access this added security without altering their primary policies. This auxiliary coverage typically runs on a scheduled basis, often coinciding with annual policy renewals to maintain continuous protection.

PS
4566 114th St
Phillips Stafford Insurance Group
Umbrella Insurance Agent · Urbandale, IA

Phillips Stafford Insurance Group offers umbrella insurance agent services, providing high-limit liability coverage that extends beyond standard home and auto policies. The agency works with clients in Urbandale, IA, to help protect their assets from large claims and lawsuits. It assists both individuals and families in evaluating their current coverage for potential gaps. As winter approaches, the agency helps policyholders address increased liability risks from icy sidewalks or snow removal accidents that could exceed underlying policy limits.

MF
12130 Meredith Dr Suite 230W
Midwest Family Mutual
Umbrella Insurance Agent · Urbandale, IA

As Iowa winter ice and branch breakage stress property boundaries, umbrella insurance agents help Urbandale residents prepare for liability gaps standard policies leave open. Midwest Family Mutual works with locals needing extended personal coverage beyond homeowner or auto limits. Their agents discuss site access and fenced areas while reviewing property layout. The assessment step includes inspecting walkways, steps, and visible risers for hazards.

SI
2400 86th St Suite 1S
Shelter Insurance - Monica Hoover
Umbrella Insurance Agent · Urbandale, IA

Shelter Insurance - Monica Hoover in Urbandale, IA, provides residential umbrella insurance to help protect homeowners from major liability claims. Commercial umbrella policies are also available for local businesses seeking additional coverage beyond standard limits throughout the Urbandale area. These policies offer extra financial protection when underlying insurance limits are exhausted. Clients often rely on this agency for follow-up coverage adjustments and repeat service between regular policy visits, ensuring their liability limits remain current as circumstances change.

FI
8525 Douglas Ave STE 33
Farmers Insurance - Brad Battani
Umbrella Insurance Agent · Urbandale, IA
BI
10546 Justin Dr
BLC Insurance
Umbrella Insurance Agent · Urbandale, IA
(515) 243-4289
blcinsurance.com
HI
3912 NW Urbandale Dr
Howard Insurance Agency, LLC
Umbrella Insurance Agent · Urbandale, IA
(515) 203-2015
howardia.com
CW
11201 Douglas Ave
Continental Western Group
Umbrella Insurance Agent · Urbandale, IA
(515) 473-3000
cwgins.com
LV
4566 114th St
Luke Van Roekel- Independent Insurance Agent
Umbrella Insurance Agent · Urbandale, IA
(515) 978-9150
phillipsstafford.com/lvanroekel
SI
3969 100th St
Shelter Insurance - Bone Kyaw
Umbrella Insurance Agent · Urbandale, IA
(515) 270-0718
shelterinsurance.com/CA/agent/BKYAW
CI
7517 Douglas Ave # 11
Coffey Insurance Agency
Umbrella Insurance Agent · Urbandale, IA
(515) 270-1880
coffeyagency.com

What Does an a Umbrella Insurance Agent in Urbandale Cost?

Typical umbrella insurance premiums in Iowa range from 150 to 300 dollars annually for one million dollars in liability coverage. Costs may be higher if you have multiple properties, teenage drivers, or a high-risk occupation. Your specific rate will depend on your insurance company and personal risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Urbandale

An umbrella insurance agent in Urbandale, Iowa can help you secure additional liability coverage beyond your standard auto or homeowners policy. Iowa law does not require umbrella insurance, but it can protect your assets in the event of a lawsuit. Local agents understand the specific risks and legal environment in Urbandale and throughout Iowa.

Frequently Asked Questions

What does an umbrella insurance agent in Urbandale do?

An umbrella insurance agent helps you assess your liability risks and find a policy that provides extra coverage above your existing limits. They can explain how umbrella insurance works with your auto and home policies in Iowa.

How much umbrella insurance do I need in Iowa?

The amount of umbrella insurance you need depends on your assets and potential liability exposure. Many agents recommend at least one million dollars in coverage, but your specific situation may require more. An agent can help you determine the right limit for your needs.

Is umbrella insurance expensive in Urbandale Iowa?

Umbrella insurance in Iowa is generally affordable, with typical costs ranging from 150 to 300 dollars per year for one million dollars in coverage. Premiums vary based on your risk profile, number of vehicles, and other factors.

Umbrella Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.