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Directory of umbrella insurance agents in Cedar Falls, Iowa. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Cedar Falls, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 15 umbrella insurance agents in Cedar Falls, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Buck - State Farm Insurance Agent
2103 Main St, Cedar Falls, IA 50613
(319) 277-6435
jbucksf.com
Brad Jacobson - State Farm Insurance Agent
4919 University Ave, Cedar Falls, IA 50613
(319) 277-4134
bradjacobson.biz
The Paladin Group
1005 Technology Pkwy, Cedar Falls, IA 50613
(319) 260-2085
paladininsured.com
Douglas Trunnell Insurance
3826 Cedar Heights Dr, Cedar Falls, IA 50613
(319) 277-2320
dtrunnellinsurance.com
Brad Rupp Agency, LLC American Family Insurance
515 Main St B, Cedar Falls, IA 50613
(319) 277-2056
amfam.com
Christy Cox: Allstate Insurance
3207 Cedar Heights Dr, Cedar Falls, IA 50613
(319) 277-5920
agents.allstate.com
Brummel Madsen Insurance
318 Main St, Cedar Falls, IA 50613
(319) 266-2644
brummelmadsen.com
Truenorth
318 Main St, Cedar Falls, IA 50613
(319) 251-2174
Mandy Maki American Family Insurance
4901 University Ave C, Cedar Falls, IA 50613
(319) 277-0120
amfam.com
Michael Nielsen American Family Insurance
4901 University Ave C, Cedar Falls, IA 50613
(319) 234-7736
amfam.com
Genesis Insurance Group
2302 W 1st St Suite # 201B, Cedar Falls, IA 50613
(319) 230-2229
cedarvalleymedicarestore.com
Star Insurance Agency
6015 University Ave, Cedar Falls, IA 50613
(319) 214-5730
Kenneth Michael Frost: Primerica - Financial Services
2302 W 1st St STE 121, Cedar Falls, IA 50613
(319) 260-2144
reps.primerica.com
The Accel Group - Cedar Falls
100 E 2nd St Suite 205, Cedar Falls, IA 50613
(319) 596-1101
acceladvantage.com
Phillips Stafford Insurance Group
200 State St Suite 202G, Cedar Falls, IA 50613
(641) 847-9166
phillipsstafford.com
Umbrella insurance provides additional liability coverage beyond the limits of your home and auto policies. In Cedar Falls Iowa this extra layer of protection can help safeguard your savings and future earnings. Local agents understand Iowa liability laws and can tailor a policy to your specific needs.
What Does a Umbrella Insurance Agent in Cedar Falls Cost?
The cost of an umbrella insurance policy in Iowa typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk factors such as driving record home value and number of properties. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cedar Falls do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying insurance limits are exhausted. This policy covers claims like bodily injury or property damage that exceed your standard coverage. The agent will review your assets and risks to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Iowa?
The amount of umbrella coverage you need depends on your assets and potential liability risks. Many agents suggest starting at 1 million dollars in coverage. Iowa courts generally follow comparative fault rules so your liability could be significant if you are found mostly at fault in an accident.
Can umbrella insurance cover lawsuits in Iowa?
Yes umbrella insurance covers lawsuits for damages like medical bills and lost wages if you are sued for an accident or incident. It also covers legal defense costs which can be substantial. Iowa has a two year statute of limitations for personal injury claims so timely reporting to your insurer is important.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.