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Directory of umbrella insurance agents in Johnston, Iowa. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Johnston, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 13 umbrella insurance agents in Johnston, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Avanti Group - Bales Insurance Team
5700 Merle Hay Rd, Johnston, IA 50131
(515) 697-3864
Glenn A Waterhouse III - State Farm Insurance Agent
5441 NW 86th St #100, Johnston, IA 50131
(515) 223-5566
glennwaterhouse.com
Heartland Retirement Group
9245 Northpark Dr, Johnston, IA 50131
(515) 278-2077
yourhrg.com
Shelter Insurance - Jennifer Conard
5721 Merle Hay Rd Ste 16A, Johnston, IA 50131
(515) 253-9400
shelterinsurance.com
Mathew Johnson Insurance Agency
5335 Merle Hay Rd Ste 9, Johnston, IA 50131
(515) 278-2249
agents.farmers.com
Frank Stout Insurance
6521 Merle Hay Rd, Johnston, IA 50131
(515) 276-0914
frankstoutinsurance.com
Central Financial Group LLC
5700 Merle Hay Rd, Johnston, IA 50131
(515) 457-1222
cfgins.net
Chad Aplin: Farm Bureau Financial Services
5525 Merle Hay Rd Suite 265, Johnston, IA 50131
(515) 957-2412
fbfs.com
CSB Insurance Group
5920 Merle Hay Rd, Johnston, IA 50131
(414) 214-0758
melissawates012914.wixsite.com
Farm Bureau Financial Services: Josh Sievers
5525 Merle Hay Rd Suite 265, Johnston, IA 50131
(515) 957-2408
fbfs.com
Farm Bureau Financial Services
5525 Merle Hay Rd Ste 270, Johnston, IA 50131
(515) 957-2408
fbfs.com
Chubb Group of Insurance Co
9200 Northpark Dr #201, Johnston, IA 50131
(515) 635-6286
www2.chubb.com
Agent Portal
8901 Northpark Dr, Johnston, IA 50131
(800) 532-1423
bankers-ins.com
Umbrella insurance agents in Johnston Iowa help you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. This extra layer of protection is especially valuable for Iowa residents who own property or have significant savings. Iowa law requires minimum liability limits for auto insurance, but an umbrella policy can provide broader coverage for unexpected lawsuits or claims.
What Does a Umbrella Insurance Agent in Johnston Cost?
The cost of umbrella insurance in Iowa typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums vary based on your personal risk profile, number of vehicles, and property value. For higher limits like 2 or 5 million dollars, costs increase proportionally. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Johnston do?
An umbrella insurance agent helps you assess your personal liability risks and recommends a policy that adds extra coverage above your existing insurance. They can explain how umbrella insurance interacts with your auto and home policies in Iowa.
How much umbrella insurance do I need in Iowa?
Most agents recommend at least 1 million dollars in umbrella coverage for Johnston homeowners or those with significant assets. The right amount depends on your net worth, property value, and risk factors like having a swimming pool or rental property.
Is umbrella insurance required by law in Iowa?
No, Iowa does not require umbrella insurance by law. However, it is a smart choice if you face higher liability risks. Iowa law does set minimum auto liability limits, but umbrella coverage can protect you beyond those minimums.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.