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Directory of umbrella insurance agents in Council Bluffs, Iowa. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Council Bluffs, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 umbrella insurance agents in Council Bluffs, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg Duncan - State Farm Insurance Agent
1705 McPherson Ave Ste 400, Council Bluffs, IA 51503
(712) 352-3500
gregduncaninsurance.com
Tracy Hough - State Farm Insurance Agent
928 Valley View Dr Ste 4, Council Bluffs, IA 51503
(712) 325-1916
tracyhough.com
Smith Davis Insurance
532 1st Ave # 101, Council Bluffs, IA 51503
(712) 322-1600
smithdavisinsurance.com
Derek Kinder - State Farm Insurance Agent
600 E Pierce St, Council Bluffs, IA 51503
(712) 328-3243
teamkinderinsurance.com
Damien Shull - State Farm Insurance Agent
1417 1/2 W Broadway, Council Bluffs, IA 51501
(712) 323-2880
insurewithdamien.com
Plunkett Agency INC. American Family Insurance
127 S 35th St, Council Bluffs, IA 51501
(712) 322-6633
amfam.com
NavSav Insurance - Council Bluffs
100 E Broadway #100, Council Bluffs, IA 51503
(712) 328-0305
navsav.com
Armour Insurance
123 S 4th St, Council Bluffs, IA 51503
(712) 323-4959
insarmour.com
Campbell Insurance Agency Inc.
103 North Ave #9, Council Bluffs, IA 51503
(712) 328-3975
campbellinsure.com
Brocker, Karns & Karns Insurance
229 S Main St, Council Bluffs, IA 51503
(712) 322-1228
brockerkarns.com
Smart Insurance Solutions®
300 W Broadway Suite 240, Council Bluffs, IA 51503
(402) 925-3335
insureneb.com
New Freedom Insurance
1851 Madison Ave #550, Council Bluffs, IA 51503
(712) 256-8522
newfreedominsurance.com
Farmers Insurance - Paula Sass
719 S Main St, Council Bluffs, IA 51503
(712) 322-5555
agents.farmers.com
Anchor Insurance Agency,Inc.
1702 W Broadway #11, Council Bluffs, IA 51501
(712) 256-1074
anchorinsur.com
Veridian Insurance
2040 W Broadway, Council Bluffs, IA 51501
(855) 828-1019
veridiancu.org
Prime Insurance LA
3210 US-6, Council Bluffs, IA 51501
(712) 227-1863
Linda Primmer - State Farm Insurance Agent
504 S 6th St, Council Bluffs, IA 51501
(712) 323-1950
lindaprimmer.com
Morningside Insurance Group
1534 Avenue J Suite B, Council Bluffs, IA 51503
(712) 900-0566
morningsideinsurance.com
HUB International
300 W Broadway #200, Council Bluffs, IA 51503
(712) 325-1717
hubinternational.com
Umbrella insurance agents in Council Bluffs Iowa help you secure additional liability coverage that goes beyond your home and auto policies. This type of policy is important for residents who want to protect their savings and future earnings from large claims or lawsuits. Iowa law does not require umbrella insurance but having it can provide critical financial protection for local homeowners and drivers.
What Does a Umbrella Insurance Agent in Council Bluffs Cost?
The cost of umbrella insurance in Iowa typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Additional million dollar increments may cost 50 to 100 dollars each. Factors that affect your premium include your driving record number of properties and personal liability risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Council Bluffs do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In Iowa umbrella policies typically start at one million dollars in coverage.
Who should consider umbrella insurance in Council Bluffs Iowa?
Anyone with significant assets such as a home savings or investment accounts should consider umbrella insurance. It is also useful for people who own rental properties have a swimming pool or frequently host guests. Iowa courts can award large judgments so extra liability protection is wise.
How does Iowa law affect umbrella insurance coverage?
Iowa follows a comparative fault rule which means you could be held partially liable for an accident even if you are not fully at fault. Umbrella insurance helps cover your share of damages in such cases. Iowa also has a two year statute of limitations for personal injury lawsuits which makes timely coverage important.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.