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Compare umbrella insurance agents in Ames. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Ames, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 18 umbrella insurance agents in Ames, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortress Insurance Services
426 S 17th St, Ames, IA 50010
(515) 337-8700
thefortressins.com
Mark Doyle - State Farm Insurance Agent
2701 Stange Rd Ste 110, Ames, IA 50010
(515) 232-8090
markdoyleinsurance.com
Pat Brown - State Farm Insurance Agent
1112 Buckeye Ave, Ames, IA 50010
(515) 233-1295
patbrownagency.net
AlekCO Insurance
119 Stanton Ave STE 702, Ames, IA 50014
(515) 978-9040
alekcoinsurance.com
Severson Insurance Agency, Inc
3206 Grand Ave #102, Ames, IA 50010
(515) 232-7203
seversoninsurance.com
Shelter Insurance - Mike Dolan
1228 Grand Ave, Ames, IA 50010
(515) 232-3555
shelterinsurance.com
Gallagher Insurance, Risk Management & Consulting
1416 Buckeye Ave, Ames, IA 50010
(515) 232-7060
assuredpartners.com
Katherine Frame American Family Insurance
809 Wheeler St #109, Ames, IA 50010
(515) 232-4142
amfam.com
Farmers Insurance - Mathew Johnson
123 6th St, Ames, IA 50010
(515) 278-2249
agents.farmers.com
Joe Leto - COUNTRY Financial Representative
315 6th St #205, Ames, IA 50010
(515) 233-3045
advisors.countryfinancial.com
Highness Insurance Agency: Allstate Insurance
516 Lincoln Way # B, Ames, IA 50010
(515) 232-0771
agents.allstate.com
Angela Laughlin Agency Inc. American Family Insurance
3505 Lincoln Way Ste 103, Ames, IA 50014
(515) 232-2182
amfam.com
Scott Lawrence American Family Insurance
2713 Stange Rd #101, Ames, IA 50010
(515) 232-3333
amfam.com
Ann's Insurance Inc
118 Main St, Ames, IA 50010
(515) 232-5501
annsinsurance.com
Alliance General Insurance
415 S Duff Ave Ste B, Ames, IA 50010
(515) 232-9271
alliancegeneralinsurance.com
TrustPro Insurance Agency IA
111 Jewel Dr, Ames, IA 50010
(515) 325-1776
anpac.com
Safe Step Insurance Agency IA
402 Main St, Ames, IA 50010
(515) 325-1774
Triplett Insurance
321 5th St, Ames, IA 50010
(515) 598-2596
Umbrella insurance agents in Ames, Iowa help you add an extra layer of liability protection beyond your standard auto or homeowners policy. Iowa law does not require umbrella insurance, but it can protect your assets from large claims or lawsuits. Local agents understand Iowa s legal environment and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Ames Cost?
Typical costs for a one million dollar umbrella policy in Iowa range from 150 to 300 dollars per year. Higher coverage amounts, such as two million or five million dollars, cost more but still remain affordable for most households. Your actual premium depends on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ames do?
An umbrella insurance agent in Ames helps you purchase a personal liability umbrella policy. This policy provides additional coverage limits above your existing auto or home insurance. The agent evaluates your assets and risk to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Iowa?
Most Iowa agents suggest at least one million dollars in umbrella coverage. Your specific needs depend on your assets, income, and potential liability risks. A local agent can help you determine the right limit based on your personal situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.