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Umbrella Insurance Agents in Wheat Ridge, CO

Looking for a umbrella insurance agent in Wheat Ridge? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Wheat Ridge, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 14 umbrella insurance agents in Wheat Ridge, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Risk Management Partners Insurance Agency
4860 N Robb St Suite 101, Wheat Ridge, CO 80033
(303) 463-9800 insuranceriskmanagementpartners.com
Mountain Insurance
3705 Kipling St Unit 104, Wheat Ridge, CO 80033
(303) 420-4774 mountaininsurance.com
CO Insurance Specialist
6990 W 38th Ave #200, Wheat Ridge, CO 80033
(720) 638-0850 coinsurancespecialist.com
Kaitlin Bagley - State Farm Insurance Agent
5001 Ward Rd, Wheat Ridge, CO 80033
(303) 233-2626 insure5280.com
The Cunningham Agency - Allstate Insurance
4891 Independence St ste 255, Wheat Ridge, CO 80033
(303) 282-7111 agents.allstate.com
Prince Insurance Group
4350 Wadsworth Blvd #201, Wheat Ridge, CO 80033
(720) 802-0759 prince-insurance.com
Sue Ball - State Farm Insurance Agent
4980 Kipling St unit a3, Wheat Ridge, CO 80033
(303) 421-7311 sueball.com
GIA Risk Management, LLC
9195 W 44th Ave, Wheat Ridge, CO 80033
(303) 423-0162 e-gia.com
Adams Insurance Solutions
4390 Hoyt Ct, Wheat Ridge, CO 80033
(303) 980-0303 adamsinsurance.biz
Rocky Mountain Health Brokers
3885 Pierson St, Wheat Ridge, CO 80033
(303) 529-2410 dimplekubeck524416.wixsite.com
Reliable Insurance CO
11180 W 44th Ave, Wheat Ridge, CO 80033
(719) 435-0856
Clear Goal Insurance LLC
9105 W 46th Pl, Wheat Ridge, CO 80033
(720) 248-9601
Growing Insurance Coverage CO
4895 Ward Rd, Wheat Ridge, CO 80033
(719) 225-4682
Active Insurance Agency, Inc.
4175 N Harlan St #130, Wheat Ridge, CO 80033
(303) 422-1685 activeinsuranceoffice.com

Umbrella insurance agents in Wheat Ridge, Colorado help you secure extra liability coverage that goes beyond your home and auto policies. Colorado law requires minimum liability limits for auto insurance, but an umbrella policy can provide an additional layer of protection for serious accidents or lawsuits. Working with a local agent ensures your policy aligns with Colorado specific risks like mountain recreation or severe weather events.

What Does a Umbrella Insurance Agent in Wheat Ridge Cost?

The cost of umbrella insurance in Colorado typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits may cost 300 to 600 dollars annually. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Wheat Ridge?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your standard home or auto limits. They explain how umbrella coverage works with your existing policies and can quote options from multiple carriers.
Do I need umbrella insurance in Colorado?
Umbrella insurance is not required by Colorado law, but it is recommended if you have significant assets, a high risk occupation, or own property. It protects you from large liability claims that could exceed your standard policy limits.