The top-rated umbrella insurance agent in Colorado Springs, Colorado is Brightway Insurance, The Kolk Agency, rated 5.0 stars across 557 reviews. Other highly rated options include A Plus Insurance, Premier Group Insurance Karen Frausto, ALINK Insurance Services - Colorado Springs, CO. This directory lists 27 umbrella insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brightway Insurance, The Kolk Agency | 3210 E Woodmen Rd STE 210 | (719) 599-3600 |
| 2 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 3 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 4 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 5 | Michael Janzen Agency, Inc. American Family Insurance | 4105 Centennial Blvd | (719) 528-6387 |
| 6 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 7 | Brukhouse Insurance Inc. | 1860 Dublin Blvd STE A | (719) 258-8071 |
| 8 | Farmers Insurance - Christopher Balsiger | 620 S Cascade Ave a | (719) 437-8076 |
| 9 | Westco Insurance LLC | 9235 N Union Blvd Ste 150-385 | (719) 726-0318 |
| 10 | Insurance Centers of America | 2055 Anglo Dr suite 200 | (719) 528-5400 |
Brightway Insurance, The Kolk Agency in Colorado Springs serves homeowners, landlords, and small business owners seeking umbrella liability coverage to extend their existing insurance protection. The agency assists clients in evaluating personal risks and securing additional layers of policy limits beyond standard auto or home policies. Comprehensive consultations help determine appropriate coverage amounts for assets and future income. The agency also provides coverage guidance to property managers protecting multiple rental units across the metropolitan area, including nearby communities such as Monument in northern El Paso County.
A Plus Insurance in Colorado Springs offers both one-time and recurring service options for umbrella coverage, each tailored to meet individual client requirements. The agency provides additional liability protection beyond standard auto or homeowners policies, safeguarding assets against major claims or lawsuits. Service runs on either a scheduled or as-needed basis, allowing clients to adjust their policy intervals according to evolving risk exposure.
Premier Group Insurance Karen Frausto specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This Colorado Springs agency assists clients in evaluating their personal assets and risks to determine appropriate excess coverage levels. Umbrella insurance is particularly important for residents who own property, host visitors, or engage in recreational activities that could lead to accidents. It becomes especially relevant during winter months when icy conditions increase the likelihood of slip-and-fall incidents on driveways or walkways.
ALINK Insurance Services in Colorado Springs offers general liability coverage and specializes in adding umbrella insurance policies that extend protection beyond standard limits. This extra layer helps safeguard assets against major claims or lawsuits. The company serves various commercial sectors, including local offices needing broader liability cover, warehouses seeking protection for inventory and operations, and food service establishments requiring security against customer-related incidents.
Michael Janzen Agency, Inc. American Family Insurance serves Colorado Springs residents by providing umbrella insurance that extends personal liability protection beyond standard home and auto policies. For commercial clients, the agency can arrange additional liability layers to safeguard business assets. Their coverage applies throughout the Colorado Springs area and surrounding communities. Customers may contact the agency again between regular policy reviews for updated coverage needs or questions about existing protection, ensuring consistent support as personal or business circumstances evolve.
Inszone Insurance Services in Colorado Springs, Colorado, is known for helping clients protect their financial assets beyond standard policy limits with umbrella insurance. Its services include coverage for legal fees and medical costs from major accidents where primary insurance falls short. The agency assesses individual liability risks to tailor a higher-capacity policy that safeguards homes and future earnings. In addition, Inszone Insurance Services can add on uninsured motorist protection to further close coverage gaps.
Brukhouse Insurance Inc. serves the Colorado Springs, Colorado metro area as an umbrella insurance agent. This agency helps clients obtain additional liability coverage that extends beyond the limits of their standard home and auto policies. Umbrella insurance is designed to protect personal assets from major claims and lawsuits. In the local community, the company handles excess liability policies for homeowners and auto insurance policyholders, offering an extra layer of financial security. Their services include personal liability protection and coverage for legal defense costs.
Farmers Insurance - Christopher Balsiger in Colorado Springs provides umbrella insurance coverage, offering additional liability protection that extends beyond the limits of standard home and auto policies. These policies are designed to help safeguard assets from major claims and lawsuits. The agency focuses on assessing individual risk exposure and tailoring coverage limits accordingly. It regularly reviews policy options to ensure adequate protection as client needs change. Its services cover single-family homes, apartments, retail locations, and restaurants.
Westco Insurance LLC serves homeowners, businesses, and property managers in the Colorado Springs area who seek additional liability protection beyond standard policies. The agency focuses on securing umbrella insurance to help safeguard assets against major claims or lawsuits. Operating from Colorado Springs, it works with local clients to assess risk and recommend appropriate coverage limits. The company also extends its services to the neighboring community of Fountain, providing the same personal and commercial umbrella insurance support to residents and business owners there.
What Does an a Umbrella Insurance Agent in Colorado Springs Cost?
The cost of umbrella insurance in Colorado typically ranges from 150 to 350 dollars per year for one million dollars in coverage. Factors that affect the price include your number of vehicles, driving record, home value, and the number of rental properties you own. Costs can be lower if you bundle with the same insurance company. This is general information and not insurance advice.
About umbrella insurance agents in Colorado Springs
An umbrella insurance agent in Colorado Springs helps you secure extra liability coverage that goes beyond your auto or home insurance limits. Colorado law requires drivers to carry at least 25,000 dollars per person for bodily injury, but an umbrella policy can provide one million dollars or more in additional protection. This extra layer is especially important in a growing city like Colorado Springs where accidents and lawsuits can happen.
Frequently Asked Questions
What does an umbrella insurance agent do in Colorado Springs?
An umbrella insurance agent helps you find a personal liability policy that covers claims above your standard insurance limits. They review your current auto and home policies to recommend the right amount of extra coverage for your situation.
Do I need umbrella insurance if I have a high net worth in Colorado?
Yes, if you have significant assets or future income, umbrella insurance can protect them from large lawsuits. Colorado courts can award damages that exceed standard policy limits, making extra coverage a wise choice for many homeowners and drivers.
How much umbrella insurance coverage is recommended in Colorado?
Most agents recommend at least one million dollars in umbrella coverage. Some clients choose two million or more depending on their assets, risk factors, and lifestyle. An agent can help you determine the right amount based on your personal situation.
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