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Find Umbrella Insurance Agents in Brighton, CO

Looking for a umbrella insurance agent in Brighton? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Brighton, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 20 umbrella insurance agents in Brighton, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colorado Prestige Insurance Group
55 S 4th Ave, Brighton, CO 80601
(303) 659-4744 co-ins.com
Melissa Rippy: Allstate Insurance
220 Pavilions Pl Unit D, Brighton, CO 80601
(303) 219-1470 agents.allstate.com
TAG-RH Agency Inc
29 N Main St Ste 111, Brighton, CO 80601
(303) 456-6800 rhagencyinc.com
Strongs Insurance Agency
51 S 1st Ave, Brighton, CO 80601
(303) 659-3762 strongsagency.com
Sunil Pathak: Allstate Insurance
710 E Bridge St, Brighton, CO 80601
(303) 659-8600 agents.allstate.com
JnR Insurance Agency Powered by YourPolicy
21 N 1st Ave suite #140, Brighton, CO 80601
(720) 773-5574 jnrinsuranceagency.com
Farmers Insurance - Brian Holley
2700 E Bridge St # 203, Brighton, CO 80601
(303) 558-0653 agents.farmers.com
Best Agent Health Insurance
5118 Southern St, Brighton, CO 80601
(303) 257-3864 bahealthinsurance.com
F.M. Zamora Agency, Inc. American Family Insurance
467 S 4th Ave, Brighton, CO 80601
(303) 655-1300 amfam.com
Hessling Insurance Agency
605 S Kuner Rd #102, Brighton, CO 80601
(720) 403-3974 hesslinginsurance.com
Aztec Insurance Agency III
172 E Bridge St, Brighton, CO 80601
(303) 655-8300 aztecinsurancecolorado.com
Michael Schliep Agency, Inc
1594 E Bromley Ln, Brighton, CO 80601
(303) 659-9065 msinsuranceagency.com
Brighton Insurance Services
109 W Bridge St, Brighton, CO 80601
(719) 401-6495
LSI Insurance Agency, Inc.
667 E Bridge St, Brighton, CO 80601
(720) 685-3438 lsibrokers.com
James A Hood Agency Inc American Family Insurance
70 N 4th Ave, Brighton, CO 80601
(303) 659-0190 amfam.com
Farmers Insurance - Aleksey Degtyar
1001 E Bridge St Ste B, Brighton, CO 80601
(720) 408-8198 agents.farmers.com
Premier Group Insurance JM Agency LLC
1569 E Bridge St, Brighton, CO 80601
(720) 339-1549 premierjmagency.com
Insurance Agency Brighton Ltd.
2133-21 Prairie Center Pkwy, Brighton, CO 80601
(719) 349-5544
Amerimex Insurance
124 N Main St suite b, Brighton, CO 80601
(720) 685-8602 amerimexonline.com
Robertson Farmers Insurance Agency
29 N Main St Suite 111, Brighton, CO 80601
(303) 474-4053 agents.farmers.com

An umbrella insurance agent in Brighton Colorado helps you secure additional liability coverage that goes beyond your auto or home policy limits. Colorado law requires minimum auto liability coverage but a serious accident can exceed those limits quickly. A local agent can explain how umbrella policies work with your existing insurance to protect your savings and future earnings.

What Does a Umbrella Insurance Agent in Brighton Cost?

Umbrella insurance in Colorado typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Each additional million usually adds 75 to 150 dollars annually. Costs vary based on your driving record, number of properties, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Brighton do?
An umbrella insurance agent reviews your current home and auto policies to determine the right amount of extra liability coverage. They help you purchase a policy that kicks in after your primary insurance limits are used up. This is important in Colorado where medical costs and lawsuit settlements can be high.
How much umbrella coverage do I need in Colorado?
Most Colorado agents recommend at least 1 million dollars in umbrella coverage. The exact amount depends on your assets, income, and risk factors like owning a pool or rental property. Your agent will calculate a limit that protects your net worth.
Is umbrella insurance required by law in Colorado?
No, Colorado does not require umbrella insurance by law. However, it is strongly advised if you have significant assets or face higher liability risks. Colorado follows a modified comparative fault rule which can affect how damages are awarded in lawsuits.