ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsColorado › Centennial

Find Umbrella Insurance Agents Near You in Centennial, CO

Browse umbrella insurance agents serving Centennial, Colorado. Updated 2026-07-14.

The top-rated umbrella insurance agent in Centennial, Colorado is Farmers Insurance: Matthew Moriarity, rated 4.9 stars across 343 reviews. Other highly rated options include Compass Insurance, The Brokerage Insurance Group, Farmers Insurance - Mark Glucksman. This directory lists 15 umbrella insurance agents serving Centennial.

Showing 15 umbrella insurance agents in Centennial, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance: Matthew Moriarity6909 S Holly Cir STE 302(303) 798-3081
2Compass Insurance7383 S Alton Way(303) 996-9000
3The Brokerage Insurance Group6300 S Syracuse Way #270(720) 443-2886
4Farmers Insurance - Mark Glucksman7200 E Dry Creek Rd Ste B101(303) 794-7306
5Avalue Insurance7700 E Arapahoe Rd Ste 330(303) 773-3332
6Farmers Insurance - Robert Hoery5975 S Quebec St STE 209(303) 220-7688
7Centennial State Insurance Group9200 E Mineral Ave #100(720) 548-3222
8Insurance Group of Denver6909 S Holly Cir STE 360(720) 436-1990
9Aaron J. Perea Agency Inc American Family Insurance12835 E Arapahoe Rd Ste 1-880(303) 799-6961
10Gregory D Peterson Insurance, LLC8200 S Quebec St A3-249(303) 437-3521
FI
6909 S Holly Cir STE 302
Farmers Insurance: Matthew Moriarity
Umbrella Insurance Agent · Centennial, CO

Farmers Insurance: Matthew Moriarity serves the Centennial, Colorado area as an umbrella insurance agent, providing additional liability coverage beyond standard home and auto policies. This type of insurance helps protect clients from major claims and lawsuits, offering broader financial security for their assets and future earnings. Umbrella policies typically cover incidents such as accidents on the property or personal injury claims. Matthew Moriarity also helps clients with related coverages like personal liability and excess liability insurance.

CI
7383 S Alton Way
Compass Insurance
Umbrella Insurance Agent · Centennial, CO

Compass Insurance provides a range of umbrella insurance services for clients in Centennial, Colorado, offering additional liability coverage that extends beyond the limits of standard home and auto policies. It works with policyholders to evaluate their existing coverage gaps and secures higher limits to protect assets from major claims. Regular policy reviews help clients adjust their coverage as needs change. Compass Insurance serves single-family homes, apartments, retail locations, and restaurants.

BI
6300 S Syracuse Way #270
The Brokerage Insurance Group
Umbrella Insurance Agent · Centennial, CO

Homeowners, businesses, and property managers in Centennial, Colorado, turn to The Brokerage Insurance Group for umbrella insurance agent services. They arrange excess liability coverage that activates after primary policies limit is reached, safeguarding assets from major claims. An umbrella policy also helps cover legal defense costs not included in standard homeowners or auto packages. Many serious liability risks exceed typical policy caps, making this extra layer a practical buffer. They also serve clients throughout the Denver metropolitan area, including nearby Greenwood Village and Littleton.

FI
7200 E Dry Creek Rd Ste B101
Farmers Insurance - Mark Glucksman
Umbrella Insurance Agent · Centennial, CO

Farmers Insurance - Mark Glucksman serves Centennial, Colorado, and the surrounding Denver metro communities. As an umbrella insurance agent, the agency handles excess liability coverage that extends beyond the limits of standard homeowners and auto policies. This additional layer of protection helps safeguard personal assets against major claims or lawsuits. The agency evaluates each client’s unique liability exposures individually. It then structures a policy that provides higher coverage limits, ensuring comprehensive financial protection for the client’s specific risk profile.

AI
7700 E Arapahoe Rd Ste 330
Avalue Insurance
Umbrella Insurance Agent · Centennial, CO

Avalue Insurance in Centennial, CO, distinguishes between one-time coverage evaluations for specific needs and recurring policy reviews that adjust as personal assets or liabilities evolve. Umbrella insurance provides extra liability protection above standard home and auto policies, helping safeguard savings and future earnings from major claims. Clients can schedule service on an as-needed basis, such as when acquiring significant new assets or changing their risk exposure.

FI
5975 S Quebec St STE 209
Farmers Insurance - Robert Hoery
Umbrella Insurance Agent · Centennial, CO

Farmers Insurance - Robert Hoery offers specialized umbrella insurance agent services in Centennial, Colorado, providing an additional layer of personal liability coverage beyond standard policies. Its general service work helps clients protect assets from major claims and lawsuits. The agency assists with structuring coverage limits to address local risks, such as those from auto accidents or property incidents common in the Denver metro area. As winter approaches, it can help secure extra liability protection against potential injuries on icy driveways or sidewalks after snowstorms.

CS
9200 E Mineral Ave #100
Centennial State Insurance Group
Umbrella Insurance Agent · Centennial, CO

With spring storms increasing across the Front Range, homeowners often realize their standard policies lack sufficient liability coverage. Centennial State Insurance Group in Centennial, CO specializes in umbrella insurance to bridge those gaps and protect personal assets from major claims or lawsuits. They work with clients to review existing home and auto policies before recommending appropriate excess liability limits. The first step typically involves a brief consultation to examine current coverage and identify any vulnerability, followed by scheduling a straightforward personal risk assessment.

IG
6909 S Holly Cir STE 360
Insurance Group of Denver
Umbrella Insurance Agent · Centennial, CO

Insurance Group of Denver provides personal and commercial liability coverage, with a key focus on umbrella policies that extend protection beyond standard limits. As an umbrella insurance agent in Centennial, Colorado, the company helps clients manage risks that could otherwise threaten assets or future earnings. These additional layers of coverage are designed for individuals and businesses seeking broader financial security. Commercial services are available for a range of operations, including professional offices, industrial warehouses, and food service establishments.

AJ
12835 E Arapahoe Rd Ste 1-880
Aaron J. Perea Agency Inc American Family Insurance
Umbrella Insurance Agent · Centennial, CO

Aaron J. Perea Agency Inc American Family Insurance provides umbrella insurance for residential clients in and around Centennial, Colorado, addressing liability beyond standard home or auto policies. The agency also arranges commercial umbrella coverage for local businesses with larger risk exposures. Operating throughout the Centennial metro area, the company focuses on helping policyholders protect their assets from major claims. After an initial consultation and policy setup, the agency contacts customers when a policy renewal is due, ensuring coverage remains current between regular household or business insurance reviews.

GD
8200 S Quebec St A3-249
Gregory D Peterson Insurance, LLC
Umbrella Insurance Agent · Centennial, CO
PC
6767 S Spruce St #250
Preferred Choice Insurance Agency, Inc
Umbrella Insurance Agent · Centennial, CO
(303) 381-0597
mypreferredchoice.com
MM
12200 E Briarwood Ave Unit 280
Mike McFarlin: Allstate Insurance
Umbrella Insurance Agent · Centennial, CO
(303) 279-2520
agents.allstate.com/mike-mcfarlin-centennial-co.html
JR
7500 E Arapahoe Rd Suite #295
John Rames Insurance Agency PLLC American Family Insurance
Umbrella Insurance Agent · Centennial, CO
(303) 214-4211
amfam.com/agents/colorado/centennial/john-rames
IG
6380 S Fiddlers Green Cir
Insurance Group Colorado
Umbrella Insurance Agent · Centennial, CO
(719) 204-3961
EG
12508 E Briarwood Ave
Ever Guard Insurance Co.
Umbrella Insurance Agent · Centennial, CO
(719) 315-5449

What Does an a Umbrella Insurance Agent in Centennial Cost?

The typical cost for a 1 million dollar umbrella policy in Colorado ranges from 150 to 300 dollars per year. A 2 million dollar policy usually costs between 250 and 500 dollars annually. Premiums are lower if you bundle with your auto and home insurance from the same carrier. Factors like driving record, property value, and number of vehicles affect the rate. This is general information and not insurance advice.

About umbrella insurance agents in Centennial

An umbrella insurance agent in Centennial Colorado can help you secure extra liability coverage beyond your auto and home policies. Colorado law requires minimum auto liability limits of 25/50/15 but an umbrella policy adds a layer of protection for major claims. Local agents understand the risks of Colorado weather and recreational activities that can increase liability exposure.

Frequently Asked Questions

What does an umbrella insurance agent in Centennial do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto limits. The agent assesses your assets and risks to recommend an appropriate coverage amount. They also explain how Colorado laws affect policy terms and claim procedures.

How much umbrella coverage should I get in Colorado?

Most agents recommend at least 1 million dollars in umbrella coverage for homeowners in Centennial. Higher net worth individuals often choose 2 to 5 million dollars. The right amount depends on your assets, income, and potential liability from activities like owning a pool or hosting events.

Does Colorado law require umbrella insurance?

Colorado does not require umbrella insurance by law. However it is strongly advised if you have significant assets or face higher liability risks. Umbrella policies also cover certain lawsuits that your base policies may exclude, such as defamation or false arrest claims.

Umbrella Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.