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HomeUmbrella Insurance AgentsColorado › Fort Collins

Find Umbrella Insurance Agents Near You in Fort Collins, CO

Browse umbrella insurance agents serving Fort Collins, Colorado. Updated 2026-07-14.

The top-rated umbrella insurance agent in Fort Collins, Colorado is Fort Collins Insurance, rated 4.9 stars across 341 reviews. Other highly rated options include IMA Select, Agate Insurance, Cristina Walston American Family Insurance. This directory lists 20 umbrella insurance agents serving Fort Collins.

Showing 20 umbrella insurance agents in Fort Collins, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fort Collins Insurance4025 Automation Way E3(970) 204-4553
2IMA Select3500 John F Kennedy Pkwy Suite 205(970) 204-0044
3Agate Insurance145 N College Ave Suite B(970) 682-1758
4Cristina Walston American Family Insurance2020 S College Ave UNIT A3(970) 229-9393
5Shanti Insurance Services19 Old Town Square(970) 834-3668
6ABC Insurance Agency121 E Swallow Rd(970) 484-3200
7Harmony Insurance Advisors, Inc.2580 E Harmony Rd #201(970) 999-0488
8Squires Insurance Solutions2629 Redwing Rd #150(970) 377-0638
9Jennifer Lamb American Family Insurance301 W Magnolia St(970) 221-0897
10Plummer Insurance1520 E Mulberry St(970) 484-1401
FC
4025 Automation Way E3
Fort Collins Insurance
Umbrella Insurance Agent · Fort Collins, CO

Fort Collins Insurance serves Fort Collins and surrounding Larimer County, Colorado, as an umbrella insurance agent. This agency provides personal liability coverage that extends beyond the limits of standard home and auto policies, offering an extra layer of financial protection. Residents and property owners often need this coverage to guard against large lawsuits or unexpected claims. The firm handles specialized coverages including excess liability protection for homeowners and excess liability protection for auto policies.

IS
3500 John F Kennedy Pkwy Suite 205
IMA Select
Umbrella Insurance Agent · Fort Collins, CO

IMA Select provides tailored umbrella insurance solutions designed to supplement existing liability coverage for clients in the Fort Collins area. Its service approach includes reviewing individual policy limits to recommend appropriate extra protection layers, and offering straightforward claims assistance to coordinate with underlying insurers. Maintenance plans involve periodic policy reviews to adjust coverage as client assets evolve. The company services a diverse portfolio of properties, including single-family homes, apartments, retail locations, and restaurants.

AI
145 N College Ave Suite B
Agate Insurance
Umbrella Insurance Agent · Fort Collins, CO

Homeowners, businesses, and property managers in Fort Collins turn to Agate Insurance for umbrella agent services that add an extra layer of liability coverage beyond standard policies. This type of protection is especially valuable for those facing increased risks from rental properties, recreational vehicles, or high-traffic residential areas. The agency works closely with clients to assess their existing coverage thresholds and identify where an umbrella policy fills potential gaps. Agate Insurance also extends these services to nearby communities within the Loveland portion of the broader northern Colorado metro area.

CW
2020 S College Ave UNIT A3
Cristina Walston American Family Insurance
Umbrella Insurance Agent · Fort Collins, CO

Cristina Walston American Family Insurance serves Fort Collins and the surrounding communities in northern Colorado, handling umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto plans. These policies help protect clients from major claims and lawsuits. The company assists local residents in securing additional coverage layers to safeguard their savings and future assets. To handle a typical job, it first reviews a client's existing insurance portfolio then recommends an appropriate umbrella policy limit to address identified gaps in protection.

SI
19 Old Town Square
Shanti Insurance Services
Umbrella Insurance Agent · Fort Collins, CO

Shanti Insurance Services in Fort Collins, CO, provides umbrella insurance to extend liability protection beyond standard policies. Coverage options may be obtained through either a one-time policy purchase or a recurring service arrangement for ongoing needs. Umbrella insurance helps safeguard personal assets against major claims and lawsuits that exceed underlying policy limits. This agency focuses on securing that added layer of financial protection for local residents. Service is available on a one-time, scheduled, or as-needed basis depending on the client's preference and coverage adjustments.

AI
121 E Swallow Rd
ABC Insurance Agency
Umbrella Insurance Agent · Fort Collins, CO

ABC Insurance Agency in Fort Collins, CO, specializes in umbrella insurance services, offering policies that extend personal liability coverage beyond the limits of standard home and auto plans. The agency serves local residents by assessing individual risk profiles and recommending appropriate excess liability protection for unforeseen events. Its general service work includes explaining policy terms and coordinating with primary insurers to ensure seamless coverage layers. During spring and early summer, the agency helps homeowners address liability concerns from increased outdoor entertaining or new recreational vehicle use, providing essential guidance for seasonal exposures.

HI
2580 E Harmony Rd #201
Harmony Insurance Advisors, Inc.
Umbrella Insurance Agent · Fort Collins, CO

Harmony Insurance Advisors, Inc. serves Fort Collins area residents by providing umbrella insurance for enhanced personal liability protection beyond standard homeowners policies. The agency also assists local businesses with commercial umbrella coverage to safeguard against major claims. Their service area covers the broader Fort Collins region, addressing the liability needs of both families and companies. Clients benefit from knowledgeable guidance in selecting appropriate coverage limits. This agent offers reliable follow-up service, including policy reviews and adjustments, to ensure continued protection between scheduled visits and after life changes.

SI
2629 Redwing Rd #150
Squires Insurance Solutions
Umbrella Insurance Agent · Fort Collins, CO

Squires Insurance Solutions in Fort Collins, CO, is known for providing umbrella insurance coverage that extends liability protection beyond the limits of standard homeowners and auto policies. Their service range includes helping clients assess potential risks and secure higher policy limits to safeguard personal assets. This agent assists individuals in the area with navigating complex coverage options to prevent financial exposure. They can additionally tailor a policy that specifically addresses liability from rental properties or recreational vehicles.

JL
301 W Magnolia St
Jennifer Lamb American Family Insurance
Umbrella Insurance Agent · Fort Collins, CO

As spring storms bring hail and heavy rain to Fort Collins, property owners often review their need for additional liability coverage. Jennifer Lamb American Family Insurance assists clients in the area with umbrella insurance, which provides extra protection beyond standard home and auto policies. This coverage can respond when a major accident or unexpected claim exceeds ordinary limits. For those considering this added layer of security, a conversation to assess current policies and personal assets begins the process.

PI
1520 E Mulberry St
Plummer Insurance
Umbrella Insurance Agent · Fort Collins, CO
CI
2803 E Harmony Rd
Collective Insurance Group
Umbrella Insurance Agent · Fort Collins, CO
(720) 514-9914
collectiveinsgroup.com
WI
4033 Boardwalk Dr # 200
Welsh Insurance Agency
Umbrella Insurance Agent · Fort Collins, CO
(970) 206-1810
nocoinsurance.com
RI
732 S Lemay Ave b
Riverside Insurance
Umbrella Insurance Agent · Fort Collins, CO
(970) 999-0101
riversideinsuranceco.com
SI
3761 S Mason St
Shelter Insurance - Amanda Olaby
Umbrella Insurance Agent · Fort Collins, CO
(970) 226-5034
shelterinsurance.com/CA/agent/AOLABY
IS
2627 Redwing Rd Suite 160
Insurance Specialties Ltd
Umbrella Insurance Agent · Fort Collins, CO
(970) 490-1530
insurenortherncolorado.com
GI
155 N College Ave Ste 200
Goosehead Insurance - Adrian Romano
Umbrella Insurance Agent · Fort Collins, CO
(970) 818-0996
goosehead.com/agents/co/fort-collins/adrian-romano
NT
2000 Bighorn Dr
NOCO Trusted Insurance
Umbrella Insurance Agent · Fort Collins, CO
(970) 787-6141
nocotrustedins.net
SI
736 Whalers Way Bld G, #110
Shelter Insurance - Mandi Masters
Umbrella Insurance Agent · Fort Collins, CO
(970) 377-2070
shelterinsurance.com/CA/agent/MMASTERS
GI
2809 E Harmony Rd # 160
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Fort Collins, CO
(970) 223-1804
assuredpartners.com/FortCollins
US
155 Boardwalk Dr #489
U.S. Insurance Quotes, an Auto & Home Insurance Agency
Umbrella Insurance Agent · Fort Collins, CO
(970) 775-4683
insure-insured-insurance.com

What Does an a Umbrella Insurance Agent in Fort Collins Cost?

Umbrella insurance in Colorado typically costs between 150 and 350 dollars per year for one million dollars in coverage. Costs increase with higher limits and additional risk factors like rental properties or teenage drivers. Premiums vary by insurer and your personal claims history. This is general information and not insurance advice.

About umbrella insurance agents in Fort Collins

An umbrella insurance agent in Fort Collins Colorado helps you add an extra layer of liability protection beyond your auto and homeowners policies. Colorado law requires minimum liability limits for drivers but those limits may not cover a serious accident. A local agent can review your assets and recommend appropriate coverage limits for your situation.

Frequently Asked Questions

What does an umbrella insurance agent in Fort Collins do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides additional coverage above the limits of your home and auto insurance. The agent assesses your risk profile and recommends a coverage amount that fits your needs.

How much umbrella insurance do I need in Colorado?

Most Colorado agents recommend at least one million dollars in umbrella coverage. The right amount depends on your assets income and potential liability risks. Colorado courts can award large judgments so higher limits may be wise for property owners or high net worth individuals.

Does Colorado law require umbrella insurance?

Colorado does not require umbrella insurance by law. However it is often required by landlords or homeowners associations for certain properties. Your auto insurance minimums in Colorado are 25000 per person and 50000 per accident which may not be enough for serious claims.

Umbrella Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.