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Looking for a umbrella insurance agent in Denver? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Denver, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 15 umbrella insurance agents in Denver, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rebekah Wright at Comparion Insurance Agency
4582 S Ulster St #300, Denver, CO 80237
(303) 200-9695
comparioninsurance.com
Square State Insurance
1312 17th St #188, Denver, CO 80202
(720) 346-7873
squarestateinsurance.com
Aspen Insurance Agency
2255 S Broadway, Denver, CO 80210
(303) 777-2991
aspeninsuranceagency.com
Longevity Insurance Brokers
100 Fillmore St, Denver, CO 80206
(720) 209-4598
longevitybrokers.com
Advantage Insurance Solutions
4380 S Syracuse St Suite 310, Denver, CO 80237
(720) 221-8168
teamais.net
Parker-Douglas Insurance
400 S Colorado Blvd #390, Denver, CO 80246
(303) 471-5646
parkerdouglas.insure
Centennial State Insurance Agency
7900 E Union Ave # 1100, Denver, CO 80237
(303) 838-0554
centennialstateins.com
Lightship Insurance
677 N Grant St, Denver, CO 80203
(303) 292-9995
lightshipinsurance.com
Schomburg Insurance
7290 Samuel Dr Ste 100, Denver, CO 80221
(720) 328-4983
schomburginsurance.com
365 Insurance & Services LLC
4705 Paris St Suite #200, Denver, CO 80239
(720) 823-9445
365insurancellc.com
All Colorado Insurance Services
3443 S Galena St Ste 180, Denver, CO 80231
(303) 481-8177
allcoloradoinsurance.co
Gonzalez Insurance Agency
6450 E Colfax Ave, Denver, CO 80220
(303) 320-4901
Spotlight Insurance Agency, LLC
4800 E Happy Canyon Rd #270, Denver, CO 80237
(720) 923-1500
spotlightins.com
AO Insurance Inc
1582 S Parker Rd #104, Denver, CO 80231
(303) 219-3900
Bonnie Brae Insurance
179 S Colorado Blvd, Denver, CO 80246
(303) 321-9300
bonniebraeinsurance.com
An umbrella insurance agent in Denver Colorado helps you secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Colorado law does not require umbrella insurance, but it can protect against large claims from accidents or incidents on your property. With the states active outdoor lifestyle and frequent snowstorms, extra liability protection is a practical consideration for many Denver residents.
What Does a Umbrella Insurance Agent in Denver Cost?
The cost of an umbrella insurance policy in Colorado typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Adding another million often costs 50 to 100 dollars more annually. Premiums vary based on your driving record, number of properties, and the insurance company. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Denver do?
An umbrella insurance agent helps you evaluate your existing liability limits and recommends a personal umbrella policy to cover gaps. They assess your assets, such as a home or savings, to determine the right coverage amount. The agent then shops among insurers to find a policy that meets Colorado insurance regulations.
How much umbrella coverage do I need in Colorado?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and risk factors. Colorado courts can award large judgments in liability cases, so higher limits like 2 to 5 million dollars may be wise for high-net-worth individuals. Your agent will calculate a figure that protects your assets without overpaying.
Can I get umbrella insurance if I have a rental property in Denver?
Yes, umbrella insurance can cover liability from rental properties you own in Colorado. The policy typically extends to claims from tenant injuries or property damage not covered by your landlord policy. Your agent will need details about each rental unit to ensure proper coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.