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HomeUmbrella Insurance AgentsColorado › Commerce City

Find Umbrella Insurance Agents Near You in Commerce City, CO

Browse umbrella insurance agents serving Commerce City, Colorado. Updated 2026-07-14.

The top-rated umbrella insurance agent in Commerce City, Colorado is Eddie Olivas - State Farm Insurance Agent, rated 4.8 stars across 290 reviews. Other highly rated options include Tyrone Byrd - State Farm Insurance Agent, Aspen Insurance Group, Premier Group Insurance Commerce City Colorado. This directory lists 17 umbrella insurance agents serving Commerce City.

Showing 17 umbrella insurance agents in Commerce City, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Eddie Olivas - State Farm Insurance Agent7270 Magnolia St(303) 288-8880
2Tyrone Byrd - State Farm Insurance Agent13611 E 104th Ave #700(720) 535-1191
3Aspen Insurance Group6990 E 72nd Ave(720) 542-9556
4Premier Group Insurance Commerce City Colorado6990 CO-2(720) 645-1908
5Medina Professional Insurance6755 E 72nd Ave(303) 227-9010
6Marcus Sanchez - State Farm Insurance Agent18220 E 104th Ave #102(303) 835-9938
7ASAP Insurance & Taxes6105 E 72nd Ave Unit B(720) 990-8329
8Carl Marx & Associates, LLC American Family Insurance13659 E 104th Ave #550(303) 457-0053
9De Paz Insurance Agency7290 Magnolia St(720) 993-7343
10InsurB Inc.7249 Magnolia St(720) 660-9365
EO
7270 Magnolia St
Eddie Olivas - State Farm Insurance Agent
Umbrella Insurance Agent · Commerce City, CO

Eddie Olivas - State Farm Insurance Agent serves the Commerce City, Colorado area, offering umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. These policies protect personal assets from major claims or lawsuits with higher coverage limits. The agency also provides homeowners insurance to safeguard local residences against property damage and liability. Finally, it handles commercial auto insurance for businesses in the Commerce City region.

TB
13611 E 104th Ave #700
Tyrone Byrd - State Farm Insurance Agent
Umbrella Insurance Agent · Commerce City, CO

Tyrone Byrd - State Farm Insurance Agent provides umbrella insurance services for clients in Commerce City, CO, offering an extra layer of liability protection that goes beyond standard policies. Its service plans include consultations to assess coverage gaps and annual reviews to adjust limits as personal assets or risk exposures change. The agency crafts policies that cover legal fees and damages from major claims, ensuring broader financial security. It services single-family homes, apartments, retail locations, and restaurants.

AI
6990 E 72nd Ave
Aspen Insurance Group
Umbrella Insurance Agent · Commerce City, CO

Aspen Insurance Group serves homeowners, businesses, and property managers in Commerce City, Colorado, who need umbrella insurance to extend their liability coverage beyond standard policy limits. This type of coverage helps protect assets from large claims or lawsuits that could otherwise exceed existing homeowners, auto, or commercial policies. The agency guides clients through selecting appropriate excess liability limits for their specific risks and financial situations. Its service area also includes the neighboring Denver metro communities of Brighton and Northglenn.

PG
6990 CO-2
Premier Group Insurance Commerce City Colorado
Umbrella Insurance Agent · Commerce City, CO

Premier Group Insurance serves Commerce City, Colorado, and the surrounding metro area communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto policies. These policies help protect clients from major claims and lawsuits. To assess a typical job, the agency begins by reviewing a client’s existing coverage limits and identifying potential gaps in liability protection. It then selects appropriate excess coverage amounts tailored to the client’s asset profile and risk exposure, finalizing the policy to extend over underlying plans.

MP
6755 E 72nd Ave
Medina Professional Insurance
Umbrella Insurance Agent · Commerce City, CO

Medina Professional Insurance in Commerce City, CO distinguishes between one-time policies for temporary high-value asset protection and recurring annual umbrella coverage for ongoing liability management. Their umbrella insurance agents assist clients in securing supplementary liability limits above standard home and auto policies, which is a common need in this region. With this service, you can work with an independent agent to tailor a plan. Service runs on a one-time or scheduled basis depending on your renewal cycle.

MS
18220 E 104th Ave #102
Marcus Sanchez - State Farm Insurance Agent
Umbrella Insurance Agent · Commerce City, CO

As an umbrella insurance agent, Marcus Sanchez - State Farm Insurance Agent in Commerce City, CO offers specialized liability coverage that extends beyond standard policy limits to protect personal assets. The office also provides general insurance services tailored to local residents and small businesses. This supplemental protection helps cover legal costs and claims not fully addressed by home or auto policies. Many clients in the Denver metro area seek such coverage during late spring, when increased outdoor gatherings and summer activities raise liability exposure risks.

AI
6105 E 72nd Ave Unit B
ASAP Insurance & Taxes
Umbrella Insurance Agent · Commerce City, CO

As spring storms often sweep across Commerce City, property owners rely on umbrella insurance for extra liability protection beyond standard policies. ASAP Insurance & Taxes helps residents and businesses assess their need for this broader coverage that activates after underlying policy limits are exhausted. The agency explains how umbrella insurance shields assets from major claims or lawsuits that could arise from accidents on your property. To begin protecting your financial future, an initial consultation reviews your current policies and determines your appropriate umbrella coverage level.

CM
13659 E 104th Ave #550
Carl Marx & Associates, LLC American Family Insurance
Umbrella Insurance Agent · Commerce City, CO

Carl Marx & Associates, LLC American Family Insurance assists clients in Commerce City with their general insurance needs, specializing in umbrella liability coverage to provide additional financial protection beyond standard policies. This extra layer of coverage helps safeguard personal assets and future earnings from major claims. The agency works with businesses and individuals, serving local commercial sectors such as offices, warehouses, and food service operations.

DP
7290 Magnolia St
De Paz Insurance Agency
Umbrella Insurance Agent · Commerce City, CO

De Paz Insurance Agency in Commerce City, CO is a local resource for personal umbrella coverage that extends liability protection well beyond the limits of standard auto and homeowners policies. The agency serves individuals and families seeking an extra layer of financial defense against large claims or lawsuits. It also advises clients on how umbrella insurance fills gaps in existing coverage. As a specialty service, the agency can coordinate excess liability limits for those with rental properties or watercraft.

II
7249 Magnolia St
InsurB Inc.
Umbrella Insurance Agent · Commerce City, CO
GT
13659 E 104th Ave #550
Geoffrey Torres American Family Insurance
Umbrella Insurance Agent · Commerce City, CO
(303) 429-7024
amfam.com/agents/colorado/commerce-city/geoffrey-torres
DB
6537 E 72nd Pl
Derby Business Solutions and Derby Insurance
Umbrella Insurance Agent · Commerce City, CO
(303) 288-4400
dbstaxfirm.com
BB
6401 E 72nd Ave
Blair & Blair Insurance Unlimited
Umbrella Insurance Agent · Commerce City, CO
(303) 286-1235
blairblairinsurance.com
FI
18335 E 103rd Ave UNIT 204
Farmers Insurance - Robert Carrillo
Umbrella Insurance Agent · Commerce City, CO
(720) 502-6247
agents.farmers.com/co/commerce-city/robert-carrillo
FI
7260 Magnolia St
Flourish Insurance CO
Umbrella Insurance Agent · Commerce City, CO
(719) 497-2584
NI
5945 E 62nd Ave
National Insurance Colorado
Umbrella Insurance Agent · Commerce City, CO
(303) 952-1494
DA
13599 E 104th Ave #600
The Day Agency
Umbrella Insurance Agent · Commerce City, CO
(303) 252-4855
denverdayagency.net

What Does an a Umbrella Insurance Agent in Commerce City Cost?

Umbrella insurance in Colorado typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. For 2 million dollars, the cost is usually 200 to 400 dollars per year. Rates vary based on your home value, number of cars, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Commerce City

Umbrella insurance agents in Commerce City Colorado help you add an extra layer of liability protection beyond your home and auto policies. Colorado law allows insurers to offer umbrella policies that cover claims like libel or slander, which are not always included in standard plans. Working with a local agent ensures your coverage meets state requirements and fits your specific needs.

Frequently Asked Questions

What does an umbrella insurance agent do in Commerce City?

An umbrella insurance agent helps you buy a policy that provides extra liability coverage after your home or auto insurance limits are used up. The agent reviews your assets and risks to recommend a coverage amount. They also explain how Colorado law affects your policy, such as the state's comparative negligence rules.

How much umbrella coverage should I get in Colorado?

Most agents recommend at least 1 million dollars in umbrella coverage for homeowners in Commerce City. Colorado has high medical costs and a history of large lawsuit verdicts, so higher limits like 2 or 5 million may be wise for those with significant assets. Your agent can help you decide based on your net worth and risk factors.

Does Colorado law require umbrella insurance?

No, Colorado does not require umbrella insurance by law. However, it is often required by auto or home insurers if you have high liability limits. Colorado also follows a modified comparative fault rule, meaning you can still recover damages even if you are partly at fault, which makes extra coverage useful.

Umbrella Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.