The top-rated umbrella insurance agent in Parker, Colorado is Mountain High Insurance, rated 4.9 stars across 380 reviews. Other highly rated options include ALINK Insurance Services - Parker, CO, Chad Carlisle - State Farm Insurance Agent, Ryan Hume - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Parker.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mountain High Insurance | 10841 S Crossroads Dr #206 | (303) 468-8255 |
| 2 | ALINK Insurance Services - Parker, CO | 10851 S Crossroads Dr Unit A | (303) 752-6479 |
| 3 | Chad Carlisle - State Farm Insurance Agent | 10264 Dransfeldt Pl Ste 133 | (303) 600-8902 |
| 4 | Ryan Hume - State Farm Insurance Agent | 12543 N Hwy 83 #216 | (303) 840-2090 |
| 5 | Jennifer Matthews: Allstate Insurance | 10290 S Progress Way #204 | (303) 680-8100 |
| 6 | Siegfried Insurance Group | 10233 S Parker Rd Suite 300 | (303) 459-2269 |
| 7 | Shane Jensen Agency LLC American Family Insurance | 19600 E Parker Square Dr Ste 225 | (303) 935-1577 |
| 8 | Joe Bussey - State Farm Insurance Agent | 13059 S Parker Rd | (303) 721-9333 |
| 9 | New Aspect Insurance | 18425 Pony Express Dr Suite 103 | (720) 379-3197 |
| 10 | McKean Insurance Agency | 12900 Stroh Ranch Pl #225 | (303) 646-1885 |
Mountain High Insurance serves the Parker, Colorado, area as a dedicated umbrella insurance agent. The company helps residents and businesses secure additional liability coverage that extends beyond the limits of standard auto, home, or renters policies. This extra layer of protection is designed to safeguard personal and business assets against large claims or lawsuits. Mountain High Insurance assists clients in assessing their individual exposure to risk and in tailoring appropriate umbrella coverage amounts. The agency handles policy renewals and helps address potential coverage gaps in this region.
ALINK Insurance Services - Parker, CO provides a broad range of umbrella insurance solutions, including personal and commercial liability coverage that extends beyond standard policy limits. Its service model emphasizes proactive account reviews and prompt consultation to help clients adjust coverage levels as their assets or risks change. The company serves a variety of local properties, such as single-family homes, apartments, retail establishments, and restaurants.
Serving Parker, Colorado, and the surrounding communities, Chad Carlisle - State Farm Insurance Agent handles a range of umbrella insurance policies. These policies extend additional liability coverage beyond standard home and auto limits, offering broader protection for clients. The agency helps individuals and families determine appropriate coverage levels based on their personal assets and risk exposure. For a typical job, it begins with a thorough review of the client's existing policies and liability needs to recommend an appropriate umbrella limit that fills potential coverage gaps.
Customers can choose between a single, one-time policy purchase or ongoing coverage that renews annually, adjusting as their assets grow. Ryan Hume in Parker assists with umbrella insurance, which provides extra liability protection beyond standard auto or home policies. This service is often designed to safeguard personal savings and future earnings in the event of a major lawsuit. Coverage recommendations are made on an as-needed basis, typically following a review of existing polices and the client’s individual liability risk.
Homeowners, property managers, and businesses in Parker, CO seek liability protection through Jennifer Matthews: Allstate Insurance for umbrella coverage. This agent helps clients extend their existing policy limits, guarding against major claims and lawsuits that exceed standard coverage. Umbrella insurance provides an extra layer of financial security for accidents on the property or incidents involving rental units. The agency also serves clients in the Centennial area and throughout the South Denver metro region.
Siegfried Insurance Group in Parker, Colorado provides umbrella insurance coverage that extends liability protection beyond standard auto and homeowners policies. The agency works with clients to evaluate personal assets and potential exposure, tailoring broader safeguards for unexpected lawsuits or claims. Its general service includes guiding residents through policy options that coordinate with existing insurance. As outdoor recreation and holiday gatherings increase seasonal risk, the agency helps homeowners and drivers secure additional liability coverage specifically for accidents that might occur on properties or during travel.
As autumn brings unpredictable snow and ice risks to Parker, scheduling adequate liability coverage becomes essential for property owners. Shane Jensen Agency LLC American Family Insurance, located in Parker, Colorado, specializes in umbrella insurance policies that extend liability protection beyond standard home and auto limits. This local agency helps clients safeguard assets against large claims or lawsuits resulting from accidents on their property. Their process begins with an initial consultation to assess personal risk exposure and current policy limits, guiding homeowners toward suitable expanded coverage matching their specific situation.
Joe Bussey with State Farm Insurance provides coverage options for individuals and businesses in the Parker, Colorado area, with additional services available through umbrella insurance policies for those seeking extra liability protection beyond standard limits. This type of coverage helps safeguard assets against major claims or lawsuits that may arise from accidents or incidents on the property. The agency can serve commercial sectors including offices, warehouses, and food service establishments.
New Aspect Insurance provides residential umbrella insurance services to homeowners in Parker, Colorado, offering added liability protection beyond standard policies. Commercial coverage is also available for local businesses seeking expanded risk management. The company serves clients throughout the Parker area and surrounding communities. Following an initial policy setup, customers can expect attentive follow-up to ensure coverage continues to meet their evolving needs. Consistent repeat service between regular visits helps maintain proper protection against unforeseen claims and liability exposure.
What Does an a Umbrella Insurance Agent in Parker Cost?
In Colorado, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 200 to 600 dollars annually. Costs vary based on your insurance history, number of vehicles, and property risks. This is general information and not insurance advice.
About umbrella insurance agents in Parker
An umbrella insurance agent in Parker Colorado helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. Colorado law requires minimum auto liability limits, but a single accident can exceed those amounts quickly. A local agent can explain how umbrella policies provide a crucial extra layer of protection for your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Parker do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage after your auto or homeowners insurance limits are used up. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount.
Do I need umbrella insurance in Colorado?
Colorado has a high rate of uninsured and underinsured motorists. If you own a home, have savings, or face higher liability risks like a swimming pool or dog, umbrella insurance can protect your assets. It also covers legal defense costs if you are sued.
How much umbrella coverage should I get in Parker?
Common umbrella policy limits start at one million dollars and go up in million dollar increments. Your agent will consider your net worth, income, and potential liability risks. Many Colorado agents recommend at least enough coverage to equal your total assets.
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