The top-rated umbrella insurance agent in Longmont, Colorado is Heath Burchill Agency Inc American Family Insurance, rated 4.9 stars across 442 reviews. Other highly rated options include Joe Chrisman - State Farm Insurance Agent, Evertree Insurance, Liz Hogan: Allstate Insurance. This directory lists 20 umbrella insurance agents serving Longmont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heath Burchill Agency Inc American Family Insurance | 231 Coffman St | (720) 494-0500 |
| 2 | Joe Chrisman - State Farm Insurance Agent | 728 Main St | (303) 776-1215 |
| 3 | Evertree Insurance | 2330 Main St Unit H (2nd Floor | (303) 774-8810 |
| 4 | Liz Hogan: Allstate Insurance | 2051 Terry St Ste Ab | (303) 678-0911 |
| 5 | Heath Orvis Agency: Allstate Insurance | 600 S Airport Rd Ste 100 | (303) 772-3072 |
| 6 | Mountain Insurance: Longmont | 2362 Eagleview Cir | (303) 808-9351 |
| 7 | White Hat Insurance Advisors - Longmont | 636 Coffman St Suite 300 | (303) 225-0073 |
| 8 | Bassett Insurance Group | 1079 S Hover St # 200 | (303) 776-7676 |
| 9 | Browning Insurance Agency - Sean Browning | 600 S Airport Rd Bldg A, Ste E | (970) 353-3608 |
| 10 | Prime Benefit Solutions LLC | 1079 S Hover St #200 | (720) 470-3900 |
Heath Burchill Agency Inc American Family Insurance serves the Longmont, Colorado, area and the surrounding Boulder County communities. The agency provides umbrella insurance coverage, which offers additional liability protection beyond standard home and auto policies. This type of coverage helps safeguard assets against major claims or lawsuits. The agency guides clients through responsible risk management for their property and vehicles. In this region, the agency specifically handles personal umbrella policies and excess liability coverage for local homeowners and drivers.
Joe Chrisman - State Farm Insurance Agent offers umbrella insurance coverage to residents and businesses in Longmont, Colorado. These policies extend liability protection beyond the limits of standard home or auto policies, helping safeguard assets against major claims or lawsuits. The agency assists clients with evaluating their existing insurance portfolios to determine appropriate coverage levels. Service is provided for single-family homes, apartments, retail stores, and restaurants throughout the local area.
Evertree Insurance in Longmont, CO serves homeowners, businesses, and property managers seeking additional liability protection. As an umbrella insurance agent, the company helps clients extend coverage limits beyond standard policies, safeguarding assets against major claims or lawsuits. The agent works to tailor excess liability plans to individual risk profiles, ensuring broad financial security. Coverage options complement existing auto, home, or commercial policies for seamless protection. Evertree regularly assists clients across neighboring communities such as Berthoud, ensuring accessible service throughout greater Boulder County.
Liz Hogan: Allstate Insurance serves Longmont, Colorado, and the surrounding communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. This area often sees clients seeking protection for assets against major claims or lawsuits. Umbrella insurance agents here typically assess a client’s existing policies and personal risk factors. The general approach it uses to handle a typical job begins with reviewing current coverage limits and recommending an appropriate additional layer of liability protection.
Heath Orvis Agency: Allstate Insurance in Longmont, CO, provides umbrella insurance, which offers supplemental liability coverage that extends beyond the limits of standard home and auto policies. Clients can choose a one-time policy review for immediate protection or opt for recurring annual plan updates to adjust coverage as personal assets change. Umbrella policies serve to safeguard savings and future income against major liability claims. Service for established clients is available on an as-needed basis, allowing flexibility for policy modifications.
Mountain Insurance: Longmont provides umbrella insurance agent services for clients seeking additional liability coverage beyond standard policies. The company works with individuals and families to address protection gaps that can arise from everyday risks. Their general service work includes guiding clients through policy options that safeguard assets and future earnings. As the season changes and winter weather increases the potential for slip-and-fall incidents on driveways or walkways, this Longmont firm helps residents secure broader coverage against such unpredictable liability claims.
As winter snow and unexpected hailstorms often leave Longmont properties with costly liability exposure, White Hat Insurance Advisors - Longmont specializes in tailoring umbrella insurance policies to provide an extra layer of financial protection beyond standard coverage. The agency helps local homeowners and drivers identify gaps in their existing liability limits, ensuring adequate defense against lawsuits from accidents on icy roads or slippery walkways. To evaluate each client’s unique risk and recommend appropriate umbrella limits, an agent begins by scheduling a no-obligation inspection of current policies and property details.
Bassett Insurance Group in Longmont, Colorado, helps individuals and businesses manage liability risks through standard policies. It enhances basic coverage by offering umbrella insurance, which provides an extra layer of financial protection beyond the limits of standard homeowners, auto, or small business policies. Umbrella insurance is useful for covering large claims, lawsuits, or unforeseen accidents exceeding primary policy limits. The agency can serve a variety of commercial sectors in the area, including offices, warehouses, and food service operations.
Browning Insurance Agency - Sean Browning in Longmont, CO, is known for providing personal umbrella liability coverage that extends beyond standard policy limits. Its service range helps protect clients from major claims and lawsuits by offering an added layer of security for their assets. Umbrella insurance agents in this area typically address risks related to auto and homeowner policies. A specialty service this agency can add on is coverage for recreational vehicles, ensuring broader financial protection for local residents.
What Does an a Umbrella Insurance Agent in Longmont Cost?
In Colorado umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars of coverage. Higher limits such as two million dollars may cost 200 to 400 dollars annually. Costs vary based on your risk profile number of properties and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Longmont
An umbrella insurance agent in Longmont Colorado helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Colorado law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Local agents understand the risks specific to Boulder County such as recreational activities and high property values.
Frequently Asked Questions
What does an umbrella insurance agent in Longmont do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing auto home or watercraft insurance. In Colorado this coverage can be crucial if you are sued for damages from a car accident or an incident on your property. The agent assesses your assets and recommends a coverage limit that fits your needs.
How much umbrella coverage do I need in Colorado?
Most umbrella policies start at one million dollars in coverage. In Colorado common recommendations are one to five million dollars depending on your net worth and risk factors. Your agent will help you choose a limit that protects your assets without overpaying.
Does Colorado law require umbrella insurance?
No Colorado law does not require umbrella insurance. However if you cause an accident or injury that exceeds your underlying policy limits your personal assets could be at risk. Many Colorado residents choose umbrella coverage for added financial protection.
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