The top-rated umbrella insurance agent in Lakewood, Colorado is Premier Group Insurance, rated 4.9 stars across 870 reviews. Other highly rated options include April Welch - State Farm Insurance Agent, Tom Walker Agency Inc American Family Insurance, Kaufman Agency. This directory lists 18 umbrella insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 2 | April Welch - State Farm Insurance Agent | 1590 Balsam St | (303) 234-1792 |
| 3 | Tom Walker Agency Inc American Family Insurance | 3333 S Wadsworth Blvd D300 | (303) 504-9605 |
| 4 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 5 | Paul Larson: Allstate Insurance | 965 S Kipling Pkwy Unit B | (303) 987-9076 |
| 6 | Andrew Kuntzman Agency - Goosehead Insurance | 165 S Union Blvd Suit 250 | (303) 774-6345 |
| 7 | Asset Protection Services of Colorado | 355 S Teller St | (303) 583-2681 |
| 8 | Hurl & Hurl Insurance Agency | 1650 S Deframe St | (720) 757-2934 |
| 9 | Colling Insurance Services Inc | 550 S Wadsworth Blvd Unit 575 | (303) 987-3331 |
| 10 | Mile High Insurance Brokers | 2255 S Wadsworth Blvd Suite 109 | (720) 996-1975 |
Premier Group Insurance specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits for residents of Lakewood, Colorado. The company serves local clients by offering supplemental protection against major claims or lawsuits. This general service work helps policyholders safeguard assets and future earnings from unforeseen incidents. An umbrella insurance agent can assist with increasing coverage limits, particularly during the winter season, when icy conditions in the Colorado foothills often lead to increased slip-and-fall claims on residential properties.
April Welch - State Farm Insurance Agent serves the Lakewood, Colorado area and surrounding communities, specializing in umbrella insurance agent services. This agency helps local residents and businesses assess their liability exposure beyond standard auto or home policies. Umbrella insurance provides additional coverage that can protect assets in the event of a major claim or lawsuit. The agency guides clients through policy options to align with individual risk profiles. It handles personal umbrella policies and may assist with commercial umbrella coverage for local enterprises.
Tom Walker Agency Inc American Family Insurance offers comprehensive umbrella insurance agent services in Lakewood, CO, providing supplemental liability coverage that extends beyond standard policies. It assists clients in protecting their assets against major claims and lawsuits with additional limits. The agency maintains ongoing service plans to review clients' coverage needs and adjust policies as circumstances change. Tom Walker Agency Inc American Family Insurance serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Kaufman Agency provides umbrella insurance coverage for homeowners, businesses, and property managers in Lakewood, Colorado. It delivers liability protection that extends beyond standard policy limits, helping to safeguard assets from major claims. The agency assists clients in evaluating their existing coverage to identify gaps that a personal or commercial umbrella policy can fill. This includes protection against costly lawsuits and significant medical expenses. It also serves clients in the adjacent city of Golden and the greater Jefferson County area.
Serving Lakewood and the surrounding communities of Jefferson County, Colorado, Paul Larson: Allstate Insurance handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This extra protection helps safeguard assets against major claims or lawsuits. For a typical job, the agency reviews a client's existing policies and personal risk exposure to recommend an appropriate level of added coverage.
The Andrew Kuntzman Agency - Goosehead Insurance specializes in umbrella insurance, offering supplemental liability coverage that extends beyond standard home and auto policy limits. Based in Lakewood, CO, it provides general insurance agency services, helping clients evaluate their overall risk exposure and select appropriate policies. For residents facing the increased liability risks associated with Colorado’s active winter sports season, the agency can review how umbrella coverage protects assets in the event of a skiing or snowboarding-related accident.
Asset Protection Services of Colorado in Lakewood assists clients in distinguishing between one-time liability protection and recurring umbrella coverage, tailoring policies to individual risk exposure. Their umbrella insurance extends basic policy limits to cover significant claims and legal expenses that could otherwise threaten personal assets. Serving the greater Denver metropolitan area, this agency focuses on comprehensive liability solutions for homeowners, drivers, and business owners needing extra safeguards. Service appointments and policy reviews are conducted on an as-needed basis, allowing clients to schedule consultations when specific coverage questions or life changes arise.
Hurl & Hurl Insurance Agency serves clients throughout the Lakewood area, providing general insurance coverage with added umbrella insurance policies. Umbrella coverage extends liability protection beyond the limits of standard home and auto policies, offering additional financial defense against major claims or lawsuits. This Lakewood agency assists businesses operating in local commercial sectors, including offices, warehouses, and food service establishments.
In the foothills west of Denver, spring runoff can reveal gaps in property coverage. Colling Insurance Services Inc, located in Lakewood, CO, helps local homeowners and business owners review their existing umbrella insurance agent policies, ensuring additional liability layers are properly aligned. The agent examines current limits and underlying coverage to identify vulnerabilities common to Colorado properties. A complete inspection of your current policies and property risks is then scheduled to confirm adequate protection.
Mile High Insurance Brokers serves residents of Lakewood, Colorado, who seek personal umbrella coverage to provide an additional layer of liability protection beyond standard homeowners and auto policies. The company also assists local businesses with commercial umbrella insurance, helping safeguard assets across the greater Denver metropolitan area. Their agents guide clients through policy limits to match individual risk profiles. Clients often return between regular insurance reviews to update coverage as assets or lifestyle needs evolve.
What Does an a Umbrella Insurance Agent in Lakewood Cost?
The cost of an umbrella insurance policy in Colorado typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits, such as 2 million dollars costing 250 to 500 dollars annually. Factors like your driving record, home value, and number of properties affect the price. This is general information and not insurance advice.
About umbrella insurance agents in Lakewood
Umbrella insurance agents in Lakewood Colorado help you secure additional liability coverage that goes beyond the limits of your auto or homeowners policies. Colorado law requires minimum liability limits for drivers, but a personal umbrella policy can protect your savings and future earnings from large claims. Local agents understand the unique risks in the Denver metro area, such as higher traffic density and recreational activities in the nearby mountains.
Frequently Asked Questions
What does an umbrella insurance agent do in Lakewood?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto policies. They assess your assets and risk exposure to recommend an appropriate coverage limit. In Colorado, these policies are especially useful for homeowners with swimming pools or trampolines.
How much umbrella coverage do I need in Colorado?
Most agents recommend at least 1 million dollars in umbrella coverage, but your specific needs depend on your net worth and lifestyle. Colorado courts can award large judgments in liability cases, so higher limits may be wise for those with significant assets. Your agent will help you calculate a suitable amount based on your personal situation.
Can I get umbrella insurance if I have a poor driving record in Lakewood?
Yes, but your premium may be higher if you have recent accidents or violations. Colorado law requires insurers to consider your driving history when pricing umbrella policies. Some carriers may decline coverage for high-risk drivers, but many agents can find a company that will work with you.
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