ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Truck Insurance Agents Near You in Winona, MN

Browse truck insurance agents serving Winona, Minnesota. Updated 2026-07-14.

The top-rated truck insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 truck insurance agents serving Winona.

Showing 20 truck insurance agents in Winona, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Schmit Insurance Group1159 Gilmore Ave #3(507) 458-0007
2Anthony Vote - State Farm Insurance Agent1201 Gilmore Ave Ste F-6(507) 452-9270
3A.J. Kanz American Family Insurance163 Walnut St(507) 454-4638
4Strategic Insurance Group157 W 3rd St Suite E(507) 858-5365
5Steve Young Agency Inc American Family Insurance1502 W Service Dr(507) 454-1185
6Wunderlich Insurance Agency601 Main St(507) 454-3348
7State Farm Insurance678 Mankato Ave #100(507) 452-2934
8Farm Bureau Financial Services: Steve Jansen163 W 2nd St(507) 615-5166
9Farmers Insurance - David Jensen350 E Sarnia St Ste 5(507) 474-7005
10WA Group (formerly Winona Agency)174 Center St(507) 452-3366
SI
1159 Gilmore Ave #3
Schmit Insurance Group
Truck Insurance Agent · Winona, MN

Schmit Insurance Group serves the Winona, Minnesota, area as a truck insurance agent. The company provides commercial coverage tailored for local trucking operations. It assists owner-operators and fleet owners in obtaining the necessary protection required for transporting goods. This important clientele relies on specialized policies to manage on-road risks uniquely associated with regional hauls. Schmit Insurance Group specifically handles liability coverage and physical damage policies for trucks operating within and beyond the county lines.

AV
1201 Gilmore Ave Ste F-6
Anthony Vote - State Farm Insurance Agent
Truck Insurance Agent · Winona, MN

Anthony Vote - State Farm Insurance Agent in Winona, MN, provides a full range of truck insurance services, including liability, physical damage, and cargo coverage for commercial vehicles. Its maintenance plans help clients manage deductibles and keep policies current for local hauling routes. The agency serves regional trucking operations that transport goods to farms, retail stores, restaurants, and from single-family homes to apartment buildings.

JK
163 Walnut St
A.J. Kanz American Family Insurance
Truck Insurance Agent · Winona, MN

Local trucking companies, independent owner-operators, and fleet managers in the Winona area can arrange commercial vehicle coverage through A.J. Kanz American Family Insurance. This agency specializes in tailoring liability, physical damage, and cargo insurance solutions for heavy trucks and semi-tractors operating on regional highways. Policies address the unique risks of long-haul freight and local delivery work. The team helps clients meet state and federal insurance requirements while managing roadside emergencies and accident claims. Service also extends to trucking operations based in the neighboring community of Goodview, Minnesota.

SI
157 W 3rd St Suite E
Strategic Insurance Group
Truck Insurance Agent · Winona, MN

Strategic Insurance Group serves Winona, Minnesota, and the surrounding communities, including rural areas in southeastern Minnesota and western Wisconsin. The agency handles commercial truck insurance policies, covering over-the-road operators and local fleets. It addresses coverage for cargo, liability, and physical damage tailored to different trucking operations. For a typical job, the agent analyzes the client’s route miles, cargo type, and driving history to find appropriate coverage from its underwriters and then assigns a policy that fits the specific risk profile.

SY
1502 W Service Dr
Steve Young Agency Inc American Family Insurance
Truck Insurance Agent · Winona, MN

Steve Young Agency Inc American Family Insurance provides specialized truck insurance services for commercial operators in the Winona area, tailoring coverage to address the unique risks of freight and delivery work. Its general agency work includes standard auto, home, and business insurance solutions for local clients. During the harsh Minnesota winters, the agency helps truckers manage challenges like icy road hazards and cargo delays under their policies.

WI
601 Main St
Wunderlich Insurance Agency
Truck Insurance Agent · Winona, MN

While the region’s winter thaws can bring potholes and challenging road conditions for local commercial fleets, Wunderlich Insurance Agency in Winona, MN, specializes in adjusting truck insurance coverage accordingly. The agency focuses on matching policies precisely to the hauling needs of small and mid-size carriers operating within the Upper Midwest. Operating as a truck insurance agent, the firm handles commercial auto liability, physical damage, and cargo protection options for owner-operators and smaller trucking businesses. The process begins by having a driver schedule a walk-through inspection of their tractor and trailer.

SF
678 Mankato Ave #100
State Farm Insurance
Truck Insurance Agent · Winona, MN

For clients needing truck insurance, this agency provides both one-time policies for short-term needs and recurring coverage for ongoing operations. It offers basic protection adhering to state and federal requirements for commercial vehicles in the Winona area. Adjusting to winter road conditions can be crucial; their policies address liability and cargo risks common in this region. Service runs entirely on either a one-time basis for single trips or a regularly scheduled renewal plan for fleet owners.

FB
163 W 2nd St
Farm Bureau Financial Services: Steve Jansen
Truck Insurance Agent · Winona, MN

Farm Bureau Financial Services: Steve Jansen provides truck insurance for commercial operators in Winona, Minnesota, and the surrounding region. Its policies can cover liability, physical damage, and cargo protection. Specializing in truck insurance, the agency also offers customized add-ons such as roadside assistance and rental reimbursement to ensure continuous fleet operation. Local agents work directly with clients to explain coverage options. The company serves a variety of commercial sectors, including offices requiring service vehicles, warehouses managing delivery trucks, and food service operations needing refrigerated cargo protection.

FI
350 E Sarnia St Ste 5
Farmers Insurance - David Jensen
Truck Insurance Agent · Winona, MN

Farmers Insurance - David Jensen in Winona, MN is known for providing commercial truck insurance to local owner-operators and small fleets. Covering both local and regional routes, the agency helps drivers meet liability and cargo requirements. Policies often include physical damage protection and roadside assistance. David Jensen also assists with personalized risk assessments and policy bundling. As a specialty service, the agency can add on non-trucking liability coverage for when the rig is used for personal trips.

WG
174 Center St
WA Group (formerly Winona Agency)
Truck Insurance Agent · Winona, MN

Serving the Winona area, WA Group, formerly Winona Agency, provides truck insurance agent services for residential clients. They also offer commercial coverage tailored to local businesses within the region, addressing standard liability and cargo needs. Their agency helps ensure that trucking operations maintain continuous protection through routine policy reviews. After completing an initial quote or claim assistance, many customers return for follow-up discussions on adjusting coverage between their regular visit schedules.

FI
103 W Broadway St
Farmers Insurance - Jason Banitt
Truck Insurance Agent · Winona, MN
(507) 452-5916
agents.farmers.com/mn/winona/jason-banitt
FI
902 E 2nd St Ste 108
Farmers Insurance - April Carrier
Truck Insurance Agent · Winona, MN
(507) 474-4115
agents.farmers.com/mn/winona/april-carrier
JW
127 Johnson St
Jack Warnemunde - State Farm Insurance Agent
Truck Insurance Agent · Winona, MN
(507) 452-3907
jackwarnemunde.com
AI
474 W Sarnia St
Atlas Insurance Brokers of Winona
Truck Insurance Agent · Winona, MN
(507) 452-1951
atlasinsurancewinona.com
MI
760 E Broadway St
Midwest Insurance Services LLC
Truck Insurance Agent · Winona, MN
(612) 238-8782
FB
163 W 2nd St
Farm Bureau Financial Services: Scott Evans
Truck Insurance Agent · Winona, MN
(507) 474-6210
fbfs.com/find-an-agent/scottevans
BG
50 W 2nd St #113
Brendel & Glenna Insurance: Dan Brendel
Truck Insurance Agent · Winona, MN
(507) 429-0444
brendelandglennainsurance.com
LI
607 Main St
Loyalty Insurance MN
Truck Insurance Agent · Winona, MN
(507) 218-4410
WR
601 Main St
Wunderlich Robb
Truck Insurance Agent · Winona, MN
(507) 454-3348
wunderlichinsurance.com
FI
78 W 3rd St
Farmers Insurance - Douglas Troke
Truck Insurance Agent · Winona, MN
(507) 452-0360
agents.farmers.com/mn/winona/douglas-troke

What Does a a Truck Insurance Agent in Winona Cost?

Truck insurance costs in Minnesota vary widely by driving record cargo type and annual mileage. A typical policy for a single owner operator can range from 8000 to 15000 dollars per year. Fleets with multiple trucks may see higher total costs but lower per truck rates. This is general information and not insurance advice.

About truck insurance agents in Winona

Truck insurance agents in Winona Minnesota help owner operators and fleets find coverage that meets state and federal regulations. Minnesota requires minimum liability limits of 750000 dollars for interstate trucking under federal law. Local agents understand the unique risks of hauling freight along the Mississippi River and through Winona County.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Minnesota?

For interstate trucking the federal minimum liability limit is 750000 dollars. For intrastate operations Minnesota requires at least 300000 dollars in liability coverage. Your agent can help you determine the correct limits based on your cargo and routes.

Does a truck insurance agent in Winona help with cargo insurance?

Yes most truck insurance agents in Winona offer cargo insurance to protect the freight you haul. Cargo coverage is not required by Minnesota law but many shippers and brokers require it. Typical cargo limits range from 50000 to 100000 dollars per load.

How does Minnesota winter weather affect truck insurance rates?

Minnesota winter weather increases the risk of accidents due to snow and ice on roads like Highway 61 and Interstate 90. Insurers may charge higher premiums for winter months or require winter driving training. Your agent can help you find policies that account for seasonal risks.

Truck Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.