The top-rated truck insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 362 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Kim Schaffer - State Farm Insurance Agent. This directory lists 11 truck insurance agents serving Chaska.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Options Insurance | 102 N Jonathan Blvd Unit 210 | (952) 392-9508 |
| 2 | Dwight Mack - State Farm Insurance Agent | 1107 Hazeltine Blvd Ste 120 | (612) 284-5803 |
| 3 | Matt Lorenz - State Farm Insurance Agent | 542 Bavaria Ln | (952) 368-4440 |
| 4 | Kim Schaffer - State Farm Insurance Agent | 112 E 5th St #104 | (952) 448-2060 |
| 5 | Martinson Agency | 505 N Chestnut St | (952) 314-4400 |
| 6 | Drilling Insurance Agency- Farmers Insurance Agent | 207 N Chestnut St #140 | (952) 479-8200 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 101 W 3rd St | (952) 448-3800 |
| 8 | RG Insurance Agency | 570 Bavaria Ln | (952) 522-3345 |
| 9 | Petersen Insurance Inc | 116 E 2nd St | (952) 368-3881 |
| 10 | AAA Insurance - 1st Choice Insurance Agency | 216 N Chestnut St | (952) 683-1444 |
Options Insurance serves the Carver County area from its Chaska, Minnesota location, specializing in providing truck insurance agent services for commercial vehicles. The agency helps local owner-operators and fleet managers obtain coverage that meets state and federal requirements for their rigs. Their work involves assessing individual risk factors for each policyholder and matching them with appropriate protection plans. Options Insurance handles both liability policies for long-haul trucks and physical damage coverage for dump trucks operating in the region.
Dwight Mack - State Farm Insurance Agent in Chaska, MN, offers truck insurance coverage for commercial vehicles and fleets. Service plans include policy reviews to adjust liability limits and deductibles. Regular maintenance of risk profiles helps ensure policies match evolving business needs. Dwight serves trucking companies operating across Minnesota. His insurance agency provides coverage for semi-trucks, box trucks, and entire commercial fleets.
Matt Lorenz – State Farm Insurance Agent in Chaska, Minnesota, serves local trucking companies, independent operators, and fleet owners across the region. The agency provides commercial truck insurance policies designed to address liability, cargo, and physical damage coverage needs. Clients receive personalized risk assessments and claims support tailored to the transportation sector. Beyond Chaska, this agent also covers businesses and drivers in nearby Carver and the southwest metro area.
Kim Schaffer - State Farm Insurance Agent serves the Chaska, Minnesota area and surrounding communities, handling truck insurance policies for local owner-operators and commercial fleets. The agency addresses coverage needs such as liability, cargo, and physical damage protection typical for regional transport work. Each job is approached by reviewing the client's routes and vehicle specifications to tailor policy options that meet common industry requirements.
Truck insurance can be obtained as a one-time policy for a single vehicle or as a recurring, multi-unit plan for an entire fleet. Coverage typically includes liability, physical damage, and cargo protection tailored for commercial trucks operating in the region. Martinson Agency serves local carriers from its location in Chaska, MN, advising on the necessary limits for intrastate and interstate hauls. Service appointments and policy reviews are conducted on an as-needed basis, arranged directly with the client without a preset schedule.
As winter ice and spring thaws threaten roads in Chaska, Drilling Insurance Agency- Farmers Insurance Agent helps trucking operators navigate shifting coverage needs throughout the year. This local agency specializes in tailoring policies for commercial vehicles, addressing liability, cargo protection, and physical damage common to regional routes. Instead of generic plans, they work directly with each driver or fleet owner to match coverage to seasonal freight demands. Every policy begins with a careful inspection of the truck’s registration, operational radius, and typical cargo before any binding occurs.
Gallagher Insurance, Risk Management & Consulting specializes in truck insurance agent services for commercial fleets and independent owner-operators. In Chaska, Minnesota, the agency provides coverage options and risk management guidance tailored to local hauling operations. It assists clients with policy structuring, liability protection, and cargo insurance needs. As winter weather creates hazardous road conditions across the region, the company helps trucking businesses review their policies to ensure adequate protection against ice-related accidents and cargo damage claims.
RG Insurance Agency provides truck insurance services to businesses operating commercial vehicles in and around Chaska, Minnesota. The agency also offers specialty coverage options such as cargo insurance, physical damage protection, and liability policies tailored for long-haul and local trucking needs. These insurance solutions can serve a variety of commercial sectors including offices, warehouses, and food service operations that rely on trucking for distribution and logistics.
Petersen Insurance Inc in Chaska, MN, is known for providing commercial truck insurance solutions to local owner-operators and small fleet owners. Its service range includes liability, physical damage, and cargo coverage tailored to regional and long-haul operations. The agency helps drivers comply with federal and state insurance requirements while managing risk. A specialty service it can add on is non-trucking liability coverage for the bobtail operation of a semi-tractor.
AAA Insurance - 1st Choice Insurance Agency in Chaska, MN serves local residents with personal truck coverage for daily use and household needs. The company also provides commercial truck insurance solutions for businesses operating in the greater Minnesota area. Tailored policies address common regional concerns such as cargo protection and rural road risks. Clients often return for annual policy reviews or to adjust coverage after fleet changes, ensuring ongoing support between regular scheduled visits.
What Does a a Truck Insurance Agent in Chaska Cost?
Truck insurance costs in Minnesota vary widely based on driving record cargo type and annual mileage. A typical policy for a single semi truck can range from 8000 to 15000 dollars per year for basic liability and physical damage. High-risk cargo or new drivers can push costs above 20000 dollars annually. This is general information not insurance advice.
About truck insurance agents in Chaska
Truck insurance agents in Chaska Minnesota help owner-operators and fleet managers secure liability physical damage and cargo coverage. Minnesota law requires minimum liability limits of 30/60/25 for commercial trucks. Local agents understand the specific risks of hauling on Highway 212 and the Minnesota River Valley routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires commercial trucks to carry liability insurance with minimum limits of 30000 dollars per person 60000 dollars per accident for bodily injury and 25000 dollars for property damage. Higher limits may be needed for interstate hauling or hazardous materials.
Do I need a special insurance agent for a semi truck in Chaska?
Yes you need an agent who specializes in commercial truck insurance. Standard auto agents may not offer the required coverages like motor truck cargo insurance or bobtail liability. Local Chaska agents can tailor policies to your specific freight and routes.
How does Minnesota weather affect truck insurance costs?
Minnesota winters with ice snow and reduced visibility increase accident risk which can raise premiums. Agents may recommend comprehensive coverage for weather-related damage. Some insurers offer discounts for winter safety training or anti-lock brakes.
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