The top-rated truck insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 11 truck insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn - State Farm Insurance Agent serves the Andover, Minnesota area and the surrounding Anoka County region, providing truck insurance to local commercial drivers and fleet owners. The agency handles the specialized coverage needs that come with operating trucks in this community, including policies for cargo, liability, and physical damage. It also offers tailored plan options that account for the unique risks of local routes and seasonal driving conditions in the greater Andover area.
Larsen Insurance Group provides commercial truck insurance, specializing in liability, cargo, and physical damage coverage for local and long-haul operators. It offers systematic policy reviews to ensure coverage aligns with evolving fleet needs. The agency serves single-family homes and apartment complexes through contractors, as well as retail businesses and restaurants that depend on delivery trucks or service vehicles for daily operations.
Baker Insurance Brokers serves commercial trucking businesses, independent owner-operators, and small fleet operators throughout Andover, Minnesota. It provides tailored insurance coverage options specifically designed for heavy trucks, cargo protection, and general trucking liability. Understanding the unique operational risks that transport companies face daily allows effective policy recommendations. By working with carriers specializing in commercial vehicle insurance, the agency helps clients secure necessary protection. The agency also serves trucking clients working along the I-35 corridor and extending into the nearby Anoka area.
Serving Andover, MN, and the surrounding communities of Anoka, Ramsey, and Coon Rapids, Hemgren Family Insurance handles truck insurance for local operators and small fleets. This allows drivers to address liability, cargo, and physical damage coverage needs in a single conversation. Each policy is tailored to the specific routes and cargo types common to the region. The agency approaches typical jobs by first reviewing a driver’s unique exposure and then matching coverage limits to state and federal requirements.
Mike Mattingley - State Farm Insurance Agent in Andover, MN helps clients distinguish between one-time truck insurance policies, suitable for a single haul or short-term job, and recurring coverage that protects a fleet or regular operations. Each policy offers liability protection specific to commercial trucking needs. The agent works on a one-time, scheduled, or as-needed basis for service appointments.
When winter roads in Andover, MN, demand reliable coverage for heavy-duty vehicles, Briena Nyquist American Family Insurance helps truck operators review their policies. As a dedicated truck insurance agent, the company assists local owner-operators and fleets in understanding liability and cargo protection for regional routes. Given the specific risks of commercial trucking, each policy evaluation focuses on the unique mileage and freight requirements of the driver. A preliminary assessment of current coverage is conducted before any policy details are finalized.
Providing coverage for commercial auto, cargo, and liability risks, Marci Hawkins American Family Insurance serves trucking operations in Andover, MN. The agency also handles personal auto, home, and business insurance needs for local clients. Regular policy reviews ensure vehicles and shipments stay protected on busy regional routes. During Minnesota’s harsh winter months, it helps operators adjust coverage to account for increased hazards on icy highways and cold-weather delays.
Christiansen Insurance Agency in Andover, MN, provides truck insurance coverage for commercial vehicle operators who require protection against liability, cargo damage, and physical loss. The agency specializes in adding on endorsements for non-trucking use, rental reimbursement, and roadside assistance to customize each policy. It serves businesses that operate in industries such as offices, warehouses, and food service establishments needing fleet or single-vehicle insurance solutions.
Oak Grove Insurance Agency - David Johnson serves residential clients in Andover, Minnesota, helping protect personal vehicles from everyday accidents and liability claims. Commercial truck insurance coverage is also available for local owner-operators and small fleets requiring protection for cargo, physical damage, and roadside risks. Service extends throughout Andover and the surrounding communities in the region. The agency follows up with policyholders after claims are processed, and customers can return for policy adjustments or renewal updates between regular visits.
What Does a a Truck Insurance Agent in Andover Cost?
Truck insurance costs in Minnesota vary widely based on driving history, cargo type, and annual mileage. A typical policy for a single owner-operator can range from $8,000 to $15,000 per year for basic liability and physical damage coverage. Fleet policies may cost more depending on the number of vehicles and drivers. This is general information and not insurance advice.
About truck insurance agents in Andover
Truck insurance agents in Andover, Minnesota help owner-operators and fleet owners find the right coverage for their commercial vehicles. Minnesota law requires minimum liability insurance of $750,000 for trucks operating in interstate commerce, though many local agents can help you meet higher limits for full protection. Andover agents understand the specific needs of drivers who haul goods on I-35 and other regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Minnesota?
Minnesota requires at least $750,000 in liability insurance for trucks engaged in interstate commerce. For intrastate operations, the minimum is $300,000. Your agent can help you determine the correct limit based on your cargo and routes.
How do I find a truck insurance agent in Andover Minnesota?
You can search online for local independent agents who specialize in commercial truck insurance. Many Andover agents work with multiple carriers to find you a policy that fits your specific operation.
Does Minnesota require underinsured motorist coverage for trucks?
Yes, Minnesota law requires underinsured motorist coverage for commercial trucks. This coverage protects you if another driver causes an accident and does not have enough insurance to cover your damages.
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