The top-rated truck insurance agent in Blaine, Minnesota is Ameriguard Insurance Agency, rated 5.0 stars across 606 reviews. Other highly rated options include Tom Holland - State Farm Insurance Agent, Hometown MN Insurance Brokerage LLC, Hershey & Associates LLC American Family Insurance. This directory lists 17 truck insurance agents serving Blaine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ameriguard Insurance Agency | 9380 Central Ave NE #360 | (763) 767-0522 |
| 2 | Tom Holland - State Farm Insurance Agent | 11933 Central Ave NE | (763) 755-8680 |
| 3 | Hometown MN Insurance Brokerage LLC | 4325 Pheasant Ridge Dr NE Suite 603C | (612) 800-4644 |
| 4 | Hershey & Associates LLC American Family Insurance | 9360 Baltimore St NE | (763) 566-8343 |
| 5 | Insurance Brokers of Mn Inc | 11905 Central Ave NE | (763) 862-8889 |
| 6 | Farmers Insurance - Scott Uram | 8634 Central Ave NE | (763) 785-2031 |
| 7 | Patriot Insurance | 9298 Central Ave NE #422 | (763) 445-2200 |
| 8 | Policy Brokers Insurance Agency | 12105 Yancy St NE | (651) 321-0850 |
| 9 | Jeremy R Brandt Agency Inc American Family Insurance | 12265 Central Ave NE STE 101 | (763) 576-8800 |
| 10 | Barry Sniezek: Allstate Insurance | 12076 Central Ave NE | (763) 862-5555 |
Ameriguard Insurance Agency serves the Blaine, Minnesota area and surrounding Anoka County as a dedicated truck insurance agent. The agency specializes in providing commercial vehicle coverage tailored to local owner-operators and small fleet operators. It helps clients comply with regulatory requirements and protect their assets on the road. The firm handles policies that cover physical damage for over-the-road trucks and liability protection for cargo operations in this region.
Tom Holland in Blaine, MN provides truck insurance agent services including commercial vehicle liability, cargo coverage, and physical damage protection. These services offer tailored plans to assist with policy administration, claims support, and routine coverage reviews. Regular maintenance of a truck insurance portfolio ensures that local business owners stay compliant with road and safety regulations. The company’s clientele includes single-family homeowners, apartment complex managers, retail store operators, and restaurant proprietors who need fleet or business vehicle insurance.
Hometown MN Insurance Brokerage LLC serves clients in Blaine and the surrounding Twin Cities metro communities. The company handles a range of commercial truck insurance needs for local owner-operators and small fleets operating in Minnesota. Their work focuses on securing liability and physical damage coverage for vehicles moving goods regionally. To manage a typical job, agents first assess a trucker's specific routes and cargo types before comparing policies from multiple carriers to match the operation's risk profile.
Hershey & Associates LLC American Family Insurance serves commercial vehicle owners and business fleets operating in the Blaine, Minnesota area. It provides truck insurance coverage tailored to the unique risks of transporting goods and equipment. The agency works with owner-operators and small to midsize trucking companies to address liability, cargo, and physical damage exposures. Experienced agents guide clients through policy options designed to keep their operations protected on the road. The firm also serves trucking businesses in neighboring Coon Rapids and surrounding parts of Anoka County.
Insurance Brokers of Mn Inc in Blaine, MN, helps clients choose between one-time policy purchases for single vehicles or scheduled renewals for an entire fleet. Their coverage recommendations address liability, cargo, and physical damage risks common to regional trucking operations. Unlike generic agents, they focus exclusively on the specific insurance needs of commercial truck owners. Service runs on an as-needed basis, with clients contacting them for new quotes, policy adjustments, or claim support whenever those situations arise.
Farmers Insurance - Scott Uram offers specialized truck insurance policies for commercial vehicles operating in and around Blaine, Minnesota. The agency handles the unique liability, cargo, and physical damage coverage needs that local haulers require. General work includes analyzing individual driving risks and adjusting deductibles to fit operator budgets. In winter months, they help owners prepare for icy road conditions by reviewing policy protections against accidents, towing costs, and cargo delays caused by seasonal storms.
As winter approaches in Blaine, snow and ice create hazards on the roads, making proper truck insurance essential for local operators. Patriot Insurance serves as a truck insurance agent in the area, helping commercial drivers meet Minnesota’s coverage requirements while protecting their vehicles and cargo. The agency works with clients to understand their fleet size, driving radius, and cargo type. Each new customer’s policy begins with a discussion of their specific routes and equipment, followed by a review of their current coverage and an inspection of the trucks involved.
Policy Brokers Insurance Agency in Blaine, MN works to help trucking professionals secure coverage that balances protection with practical needs. A typical policy can be expanded to cover cargo theft, roadside assistance, and non-trucking liability, providing flexibility for different operations. Claims support and risk management advice are often part of the service, helping local carriers navigate road conditions and regulatory requirements. This agency serves commercial sectors such as offices, warehouses, and food service, ensuring their fleets remain compliant and protected.
Jeremy R Brandt Agency Inc American Family Insurance provides residential truck insurance services for customers in the Blaine, MN area, addressing the unique coverage needs of local commercial truck operators. The agency responds to inquiries regarding policy options and vehicle protection for single trucks or small fleets. Service extends to businesses and independent drivers across the surrounding region. After each consultation or claim, the agent notes the client’s coverage cycle and typical renewal timeline to enable seamless follow-up between regular visits.
What Does a a Truck Insurance Agent in Blaine Cost?
Typical annual premiums for a single truck in Minnesota range from 8000 to 15000 dollars for basic liability. Full coverage including cargo and physical damage can cost 12000 to 25000 dollars per year. Rates depend on driving record cargo type and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Blaine
Truck insurance agents in Blaine Minnesota help owner-operators and fleets find coverage that meets state and federal rules. Minnesota requires minimum liability limits of 750000 dollars for general freight carriers. Local agents can explain how Minnesota statutes affect your policy and help you comply with the Minnesota Department of Transportation filing requirements.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires at least 750000 dollars in liability coverage for most for-hire carriers. Private carriers may need different limits. Your agent can help you meet both state and federal requirements.
Do I need a specific type of insurance for hauling freight in Blaine?
Yes if you haul for hire you need motor carrier liability insurance. You may also need cargo insurance and physical damage coverage. An agent can review your specific hauling operations.
How do Minnesota winter conditions affect truck insurance costs?
Winter weather increases accident risk so insurers may charge higher premiums for policies covering November through March. Some agents offer winter-specific coverage options for Blaine based routes.
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