The top-rated truck insurance agent in Eagan, Minnesota is Heppner Group, rated 4.9 stars across 661 reviews. Other highly rated options include Jordan Radel - State Farm Insurance Agent, Ross Metcalf - State Farm Insurance Agent, Clear Choice Insurance Agency, Inc.. This directory lists 19 truck insurance agents serving Eagan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heppner Group | 2600 Eagan Woods Dr #135 | (888) 700-0126 |
| 2 | Jordan Radel - State Farm Insurance Agent | 1981 Silver Bell Rd #1500 | (651) 452-1171 |
| 3 | Ross Metcalf - State Farm Insurance Agent | 3470 Washington Dr # 200 | (651) 454-7843 |
| 4 | Clear Choice Insurance Agency, Inc. | 3459 Washington Dr # 101 | (651) 288-3190 |
| 5 | First Class Insurance Brokers | 4651 Nicols Rd #203 | (651) 456-8165 |
| 6 | Nick DeVries - State Farm Insurance Agent | 525 Diffley Rd #2090 | (651) 454-2374 |
| 7 | Todd Vincelli: Allstate Insurance | 1585 Thomas Center Dr Ste 103 | (651) 452-5420 |
| 8 | T. French Insurance Agency, LLC | 2036 Vienna Ln | (612) 222-9813 |
| 9 | Farmers Insurance - Ted Ault | 2189 Cedar Ridge Cir | (651) 686-8005 |
| 10 | Lardy's Insurance Agency Inc. | 4635 Nicols Rd #201 | (651) 994-4700 |
Heppner Group serves the greater Eagan, Minnesota metro area as a truck insurance agent. The company helps local owner-operators and fleet owners secure liability, physical damage, and cargo insurance coverage tailored to commercial trucking operations. Policies are drawn from carriers that specialize in the unique risks of over-the-road freight hauling. Heppner Group handles non-trucking liability insurance for owner-operators leased to carriers, along with motor truck cargo insurance for haulers of general freight and specialized equipment.
Commercial trucking operations, fleet owners, and independent owner-operators in the Eagan area turn to Jordan Radel - State Farm Insurance Agent for their coverage needs. This agency specializes in helping businesses secure liability, physical damage, and cargo insurance policies tailored to local road conditions. Each policy is designed to meet regulatory requirements while protecting assets from accident-related losses. Serving both established logistics companies and individual truckers throughout Dakota County, the agent also provides coverage across the southern Twin Cities metro communities such as Burnsville.
Ross Metcalf - State Farm Insurance Agent in Eagan, MN, provides a comprehensive range of truck insurance services tailored to local commercial drivers. Ongoing risk assessment and policy review plans help clients maintain proper coverage for evolving needs. The agency also offers routine consultation support to modify plans as seasonal demand or fleet size changes. This includes service for owner-operators requiring personal liability protection and small businesses needing combined commercial auto packages. It services single-family homes, apartments, retail, and restaurants.
Clear Choice Insurance Agency, Inc. serves clients in Eagan, Minnesota, and the surrounding Twin Cities communities. It handles commercial truck insurance coverage for owner-operators and local fleets operating in the region. The company focuses on protecting drivers with policies designed for liability and cargo risks common to Midwest routes. When working with a client, it first reviews the operator’s hauling radius, freight types, and driving history to identify the most suitable coverage structure and then tailors the policy to those specific operational needs.
First Class Insurance Brokers specializes in tailored liability and cargo coverage for commercial trucking operations in Eagan, MN. The company also provides general truck insurance services, including physical damage protection and non-trucking liability policies. Trucking companies and independent owner-operators in the region can work through the agency to find insurance solutions that meet Minnesota’s compliance requirements. As winter weather approaches each year, the firm helps clients review coverage limits for ice‑related accidents and cargo loss.
Nick DeVries - State Farm Insurance Agent in Eagan, MN, helps truck operators distinguish between one-time liability policies for single hauls and recurring comprehensive commercial auto coverage. The agency’s trucking insurance options typically include physical damage protection, cargo coverage, and medical payments for drivers. Policies are structured to meet Minnesota’s regulatory requirements for commercial vehicles. This local agent provides services strictly on an as-needed basis, supporting clients with policy adjustments or new coverage whenever a trucking job or seasonal route change requires it.
Todd Vincelli: Allstate Insurance provides truck insurance solutions from its Eagan, Minnesota location. The agency helps local operators secure appropriate liability coverage and customized policy endorsements for their specific vehicle types. It also offers options for cargo insurance and physical damage protection. This agent supports commercial trucking clients ranging from independent owner-operators to small fleet operators. Its services can accommodate a variety of business sectors, including local delivery offices, regional warehouses, and food service distribution companies.
T. French Insurance Agency, LLC in Eagan, MN is known for providing commercial truck insurance tailored to local operators and small fleets. Its services help drivers meet state and federal coverage requirements while protecting cargo and equipment on the road. For long-haul routes, the agency offers options to manage liability and physical damage risks. A specialty service it can add on is rental reimbursement coverage for downtime during repairs.
Farmers Insurance - Ted Ault serves the Eagan, MN area with residential insurance coverage, addressing common household liability and property needs. The agency also offers commercial truck insurance policies, providing risk management for local owner-operators and small fleet owners navigating regional routes. Their service area encompasses Eagan and surrounding communities. Between regular visits or policy renewals, the agency routinely handles follow‑up requests for endorsements, claims assistance, and coverage adjustments as seasonal driving conditions or business needs change.
What Does a a Truck Insurance Agent in Eagan Cost?
Truck insurance premiums in Minnesota vary widely based on driving history, cargo type, and annual mileage. A typical policy for a single truck can range from 5,000 to 12,000 dollars per year for basic liability. Full coverage with cargo and physical damage may cost 12,000 to 25,000 dollars or more. This is general information, not insurance advice.
About truck insurance agents in Eagan
Truck insurance agents in Eagan, Minnesota help owner-operators and fleet managers secure coverage that meets state and federal requirements. Minnesota law mandates minimum liability limits of 30/60/10 for commercial vehicles. Local agents can also advise on cargo insurance and physical damage coverage for trucks operating in the Twin Cities metro area.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Minnesota?
Minnesota requires commercial trucks to carry liability insurance with minimum limits of 30/60/10. This means 30,000 dollars for injury per person, 60,000 dollars total per accident, and 10,000 dollars for property damage. Higher limits are often needed for interstate operations.
Do I need a special agent for truck insurance in Eagan?
Yes, truck insurance is different from personal auto insurance. A truck insurance agent in Eagan understands commercial policies, cargo coverage, and Minnesota Department of Transportation filing requirements. They can help you comply with both state and federal regulations.
How can a truck insurance agent help with Minnesota specific laws?
A local agent knows Minnesota rules on underinsured motorist coverage and no-fault insurance. They can also help you meet the state financial responsibility requirements under Minnesota Statute 65B.48. This ensures your policy is valid for Minnesota roads.
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