The top-rated truck insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 17 truck insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 3 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 7 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 8 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
| 9 | Farmers Insurance - Fink Agency | 14771 Energy Way | (651) 288-5633 |
| 10 | David Simmons Agency | 6990 151st St W | (952) 388-1445 |
Butler & Associates Insurance Agency serves the Dakota County area from its base in Apple Valley, Minnesota, specializing in truck insurance coverage for local and regional operators. The agency works with commercial drivers to manage the specific liability and physical damage risks inherent in freight transportation in the metro region. Policies are structured to address the unique exposures of short-haul and over-the-road trucking operations. The agency handles filings for commercial auto liability and provides coverage for non-trucking liability and cargo insurance.
Joe Etten - State Farm Insurance Agent serves local trucking companies, independent owner-operators, and fleet operators in the Apple Valley, MN area. It offers truck insurance policies covering liability, physical damage, cargo, and roadside assistance needs. The agency works closely with clients to explain coverage options and tailor policies to fit specific commercial driving requirements. Beyond Apple Valley, the business also serves trucking clients in nearby Lakeville and throughout northern Dakota County.
Dave Melle’s State Farm agency in Apple Valley, MN, provides truck insurance policies for local owner-operators and fleet operators, helping them manage liability, cargo, and physical damage coverage. The agency assists with claims processing and offers regular policy reviews to adjust for changing business needs. Its service plans include roadside assistance options and deductible management consultations. The company works with clients who own or lease commercial vehicles used in the area, serving single-family homes, apartments, retail establishments, and restaurants in need of delivery or service truck coverage.
Brett McSparron - State Farm Insurance Agent serves Apple Valley, Minnesota, and the surrounding communities. The agency handles personal and commercial truck insurance policies to cover vehicles and cargo. It designs coverage for independent owner-operators and fleet owners to address regional transit risks. A typical job begins with a detailed review of the driver’s history and vehicle specifications. The general approach uses a consultation to match liability and physical damage limits to the client’s specific hauling needs.
Customers may choose between one-time policy setup or ongoing account management for their coverage needs. Farmers Insurance - Kara Petter provides truck insurance in Apple Valley, Minnesota, focusing on commercial vehicle protection. General services include liability, cargo, and physical damage coverage for trucks operating in local and regional routes. The work ensures compliance with state and federal insurance requirements. Service operates on a scheduled renewal basis with optional as-needed policy adjustments throughout the coverage term.
Retta Insurance Agency LLC specializes in truck insurance in Apple Valley, Minnesota, addressing the unique coverage needs of commercial vehicles and freight operators. The agency also provides general insurance services for businesses and individuals navigating the complexities of local and regional transport. Its expertise helps clients manage risks on the road, including cargo damage, liability claims, and equipment breakdowns. When winter weather creates hazardous driving conditions on interstate highways and rural routes, the agency assists drivers in securing policies that protect against ice-related collisions and snowstorm delays.
As the winter months bring icy roads and increased traffic in Apple Valley, MN, truck operators need reliable insurance coverage that addresses seasonal hazards. Mayer Insurance Agency offers tailored policies for commercial trucking, helping drivers and fleet owners manage risk from weather-related accidents and cargo delays. Their services include liability, physical damage, and load protection options designed for regional routes through the Midwest. To begin coverage, an agent reviews a client’s vehicle records and typical driving conditions in a straightforward, no-obligation initial assessment.
Debra Suman American Family Insurance provides commercial coverage for businesses in Apple Valley, MN. It works with truckers to support their unique risk management needs, including cargo and liability policies that protect fleet operations. The agency helps clients navigate insurance options designed for logistical demands. It can serve offices, warehouses, and food service operations with appropriate plans for their commercial vehicles and general liability exposures.
Farmers Insurance - Fink Agency provides residential truck insurance coverage to clients in Apple Valley, Minnesota, addressing individual policy needs with personalized attention. The agency also offers commercial truck insurance solutions for local businesses operating in the area, ensuring proper protection for various fleet sizes and operational requirements. Regular follow-up services are available between scheduled policy reviews, allowing clients to adjust coverage as their circumstances change and request prompt assistance for any claims or road service needs that arise.
What Does a a Truck Insurance Agent in Apple Valley Cost?
Truck insurance costs in Minnesota typically range from 8000 to 15000 dollars per year for a single semi-truck with basic liability and physical damage coverage. Factors like driving record cargo type and annual mileage affect the premium. Fleet policies can cost 20000 to 50000 dollars or more per year. This is general information not insurance advice.
About truck insurance agents in Apple Valley
Truck insurance agents in Apple Valley Minnesota help owner-operators and fleet managers find liability physical damage and cargo coverage. Minnesota law requires minimum liability limits of 30/60/10 for commercial trucks plus proof of financial responsibility. Local agents can also advise on the state-specific regulations for intrastate and interstate hauling.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires commercial trucks to carry at least 30/60/10 liability coverage. This means 30000 dollars per person for bodily injury 60000 dollars per accident for bodily injury and 10000 dollars for property damage. Higher limits are usually needed for interstate operations.
Do I need a special license to sell truck insurance in Apple Valley?
Yes agents must hold a Minnesota insurance producer license with property and casualty authority. They must also complete continuing education every two years to stay compliant with state regulations.
How does Minnesota law affect truck insurance rates?
Minnesota is a no-fault state which means your own insurance pays for medical costs regardless of fault. This can increase premium costs compared to fault-based states. Additionally winter driving conditions in Apple Valley often lead to higher collision and comprehensive rates.
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