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Looking for a truck insurance agent in Lakeville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lakeville, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 20 truck insurance agents in Lakeville, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Truck insurance agents in Lakeville Minnesota help owner-operators and fleets find coverage that meets state requirements. Minnesota law mandates minimum liability limits of 30/60/25 for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for the harsh winter driving conditions common in Dakota County.
What Does a Truck Insurance Agent in Lakeville Cost?
Truck insurance costs in Minnesota vary widely. A basic liability policy for a single truck can start around 3,000 to 5,000 dollars per year. Full coverage including cargo and physical damage often ranges from 8,000 to 15,000 dollars annually. Factors like driving history, cargo type, and annual mileage affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires commercial trucks to have liability coverage of at least 30/60/25. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific type of insurance for hauling freight in Lakeville?
Yes. If you haul goods for hire, you need motor carrier cargo insurance. This covers the value of the freight in your truck. Many Lakeville agents offer policies that meet the 5,000 dollar minimum cargo coverage required by the Minnesota Department of Transportation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.