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Find Truck Insurance Agents Near You in Cottage Grove, MN

Browse truck insurance agents serving Cottage Grove, Minnesota. Updated 2026-07-14.

The top-rated truck insurance agent in Cottage Grove, Minnesota is Tim Zajicek - State Farm Insurance Agent, rated 5.0 stars across 124 reviews. Other highly rated options include Nate Pica-Anderson - State Farm Insurance Agent, Truguard Insurance Brokers, Brady Snedden - State Farm Insurance Agent. This directory lists 10 truck insurance agents serving Cottage Grove.

Showing 10 truck insurance agents in Cottage Grove, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tim Zajicek - State Farm Insurance Agent8617 W Point Douglas Rd S #150(651) 459-0224
2Nate Pica-Anderson - State Farm Insurance Agent7450 E Point Douglas Rd S(651) 365-2343
3Truguard Insurance Brokers8063 Hadley Ave S(651) 888-2170
4Brady Snedden - State Farm Insurance Agent7420 80th St S Ste 200(651) 458-0425
5Farmers Insurance - Jennifer Wheeler7449 80th St S(651) 459-6699
6Daniel Lawrence American Family Insurance7750 Harkness Ave S #103(651) 458-6900
7Jack Germo - State Farm Insurance Agent7450 E Point Douglas Rd S(651) 458-0425
8Andrea Zajicek - State Farm Insurance Agent8617 W Point Douglas Rd S #150(651) 459-2207
9Darin Husaby American Family Insurance8617 W Point Douglas Rd S #180(651) 458-3519
10Tim Maluski Agcy, Inc. American Family Insurance8617 W Point Douglas Rd S #180(651) 458-3519
TZ
8617 W Point Douglas Rd S #150
Tim Zajicek - State Farm Insurance Agent
Truck Insurance Agent · Cottage Grove, MN

Tim Zajicek - State Farm Insurance Agent serves the Washington County and Cottage Grove, Minnesota area as a dedicated truck insurance agent. This agency provides commercial auto policies specifically designed for local trucking operations, meeting coverage needs for both small fleets and independent owner-operators. Their truck insurance services address liability protection and physical damage coverage required for goods movement on regional roads. The agency handles cargo insurance for transported items and non-trucking liability coverage for personal use of commercial vehicles.

NP
7450 E Point Douglas Rd S
Nate Pica-Anderson - State Farm Insurance Agent
Truck Insurance Agent · Cottage Grove, MN

Nate Pica-Anderson - State Farm Insurance Agent in Cottage Grove, MN, provides truck insurance policies covering liability, physical damage, and cargo protection. Standard maintenance plans include annual policy reviews to adjust coverage as vehicles age and regular consultations on local regulatory requirements. The agency also offers roadside assistance endorsements for over-the-road breakdowns. The business services single-family homes, apartments, retail storefronts, and restaurants.

TI
8063 Hadley Ave S
Truguard Insurance Brokers
Truck Insurance Agent · Cottage Grove, MN

Truguard Insurance Brokers serves local businesses and commercial fleet operators in Cottage Grove, Minnesota, requiring specialized truck insurance coverage. The agency works with independent truck drivers and larger transportation companies to secure policies that address liability, cargo, and vehicle protection needs. They focus on matching clients with appropriate coverage options from various carriers to meet regulatory requirements and operational risks. The agency also provides services to businesses and fleet owners in the surrounding South Saint Paul metro area.

BS
7420 80th St S Ste 200
Brady Snedden - State Farm Insurance Agent
Truck Insurance Agent · Cottage Grove, MN

Serving Cottage Grove and the surrounding communities in Washington County, Brady Snedden - State Farm Insurance Agent handles a full range of truck insurance needs for both local owner-operators and small fleet owners. The agency manages commercial vehicle policies that cover liability, physical damage, and cargo protection for regional delivery routes. For a typical job, it begins by reviewing the driver’s operating radius and cargo type to align coverage with actual daily risks.

FI
7449 80th St S
Farmers Insurance - Jennifer Wheeler
Truck Insurance Agent · Cottage Grove, MN

Farmers Insurance - Jennifer Wheeler in Cottage Grove, Minnesota offers tailored coverage policies for local trucking operations, including liability and cargo protection. The agency also serves the wider community with standard commercial and personal insurance lines. As a dedicated truck insurance agent, it addresses the unique risks faced by owner-operators and small fleets across the region. During winter months, it helps with specialized claims and policy adjustments for ice-related road accidents and frozen cargo damage. This ensures drivers remain protected against seasonal weather disruptions.

DL
7750 Harkness Ave S #103
Daniel Lawrence American Family Insurance
Truck Insurance Agent · Cottage Grove, MN

As spring construction increases traffic along I-94 and Highway 61, local fleets in the Cottage Grove area face greater accident risks on busy roads near the Mississippi River crossings. Daniel Lawrence American Family Insurance helps regional operators secure the liability and cargo coverage they need to manage these seasonal hazards. This agency focuses on matching policies to the mileage and commodity-specific exposures of regional dump trucks and delivery vans. Every new commercial auto quote begins with a review of current vehicle registrations and a simple inspection of your primary rig.

JG
7450 E Point Douglas Rd S
Jack Germo - State Farm Insurance Agent
Truck Insurance Agent · Cottage Grove, MN

Jack Germo, a State Farm Insurance agent serving Cottage Grove, MN, distinguishes between one-time and recurring service options. One-time policies typically provide temporary cargo or non-trucking liability coverage for a specific haul or period, while recurring plans offer ongoing protection for regular fleet operations. The agency focuses on commercial auto insurance tailored to local trucking needs, ensuring compliance with state and federal requirements for vehicles and operators. This service runs on a one-time, scheduled, or as-needed basis to match varied driving schedules.

AZ
8617 W Point Douglas Rd S #150
Andrea Zajicek - State Farm Insurance Agent
Truck Insurance Agent · Cottage Grove, MN

Andrea Zajicek - State Farm Insurance Agent in Cottage Grove, MN assists local businesses with their essential coverage needs, including general liability and commercial auto policies. The agency specializes in tailored plans for trucks, helping clients protect their vehicles and cargo. It serves offices requiring liability protection, warehouses needing property coverage, and food service operations seeking comprehensive risk management for delivery fleets and stored inventory.

DH
8617 W Point Douglas Rd S #180
Darin Husaby American Family Insurance
Truck Insurance Agent · Cottage Grove, MN

As a residential insurance provider in Cottage Grove, MN, Darin Husaby American Family Insurance also serves local truck drivers and fleet operators with commercial coverage. The agency assists clients with policies tailored to the risks of hauling goods through the region. Regular visits allow the agent to review coverage changes or new equipment additions. Follow-up is commonly scheduled after each policy renewal or vehicle purchase to ensure ongoing protection between regular check-ins.

TM
8617 W Point Douglas Rd S #180
Tim Maluski Agcy, Inc. American Family Insurance
Truck Insurance Agent · Cottage Grove, MN

Tim Maluski Agcy, Inc. American Family Insurance in Cottage Grove, MN, is known for providing truck insurance to local owner-operators and small fleets. The agency offers straightforward coverage that helps protect vehicles and cargo while drivers are on the road. Policies are designed to meet common regional needs, including liability and physical damage. A specialty service this agent can add on is coverage for non-trucking liability, which protects drivers when the truck is used for personal trips.

What Does a a Truck Insurance Agent in Cottage Grove Cost?

Annual truck insurance premiums in Minnesota typically range from $8,000 to $15,000 for a single power unit with basic liability. Full coverage including cargo, physical damage, and non-trucking liability can exceed $20,000. Rates depend on driving history, cargo type, radius of operation, and deductible chosen. This is general information and not insurance advice.

About truck insurance agents in Cottage Grove

Truck insurance agents in Cottage Grove, Minnesota help commercial drivers and fleet owners meet state and federal insurance requirements. Minnesota law mandates minimum liability coverage of $750,000 for for-hire carriers operating intrastate. Local agents can tailor policies for regional routes, cargo types, and seasonal conditions common in Washington County.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Minnesota?

For-hire carriers in Minnesota must carry at least $750,000 in combined single limit liability insurance. Private carriers need a minimum of $300,000. All policies must comply with Minnesota Statutes Chapter 221.

Do I need a special license to sell truck insurance in Cottage Grove?

Yes. Agents must hold a Minnesota insurance producer license with property and casualty authority. Many agents also obtain a surety bond or additional certifications for commercial auto lines.

Can a truck insurance agent help with cargo insurance?

Yes. Most agents offer cargo insurance to cover goods in transit. This is separate from liability and is often required by shippers or brokers for interstate loads.

Truck Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.