The top-rated truck insurance agent in Oakdale, Minnesota is Matt Jonza - State Farm Insurance Agent, rated 5.0 stars across 1,183 reviews. Other highly rated options include Chauncey Charlson - State Farm Insurance Agent, Cary Charlson - State Farm Insurance Agent, Will Anderson Agcy, Inc. American Family Insurance. This directory lists 14 truck insurance agents serving Oakdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Jonza - State Farm Insurance Agent | 434 Hale Ave N STE 160 | (651) 797-2120 |
| 2 | Chauncey Charlson - State Farm Insurance Agent | 6993 35th St N Ste 1 | (651) 770-6266 |
| 3 | Cary Charlson - State Farm Insurance Agent | 6993 35th St N | (651) 770-1849 |
| 4 | Will Anderson Agcy, Inc. American Family Insurance | 6230 10th St N STE 430 | (651) 731-3234 |
| 5 | Tyson Norman - State Farm Insurance Agent | 1075 Hadley Ave N #109 | (651) 738-2863 |
| 6 | Michelle Stinson Agency Inc American Family Insurance | 6230 10th St N Ste 320 | (651) 439-5240 |
| 7 | Heather Stefani - State Farm Insurance Agent | 984 Inwood Ave N | (651) 739-1177 |
| 8 | James Trevis Agency Inc American Family Insurance | 1292 Helmo Ave N | (651) 739-6030 |
| 9 | Troy Beugen: Allstate Insurance | 7101 10th St N | (651) 490-1667 |
| 10 | Farmers Insurance - Rebecca Speed | 7825 3rd St N STE 205 | (651) 888-4800 |
Matt Jonza - State Farm Insurance Agent serves the Oakdale, Minnesota, area, specializing in truck insurance for local commercial vehicle operators. The agency provides coverage options that address the unique risks of hauling and delivery work across Ramsey County and the surrounding region. Policies can be structured to protect both the driver and the cargo in transit. Customized liability limits and physical damage coverage are available for different fleet sizes and vehicle classes.
Chauncey Charlson - State Farm Insurance Agent in Oakdale, MN serves local homeowners and businesses seeking specialized truck insurance coverage. As a truck insurance agent, this office helps clients protect their commercial vehicles and assets with tailored policies. The agent understands the unique risks facing commercial truck operators in the area. Individual truckers and fleet owners can consult about liability, physical damage, and cargo coverage options. Service also extends to residents and companies in nearby Woodbury, providing accessible coverage solutions across the eastern metro region.
Cary Charlson - State Farm Insurance Agent in Oakdale, MN offers professional guidance to secure commercial trucking policies, covering liability, physical damage, and cargo protection. Its service approach includes regular policy reviews to adapt coverage as fleet needs or regulatory requirements change, ensuring drivers and owners remain compliant on the road. Maintenance plans cover consultation on renewal adjustments and claims support to address roadside incidents quickly. This agency serves the insurance needs of local businesses operating single-family home deliveries, apartment property repairs, retail supply transports, and restaurant food service fleets.
Serving Oakdale, Minnesota, and its surrounding communities, Will Anderson Agcy, Inc. American Family Insurance handles a range of truck insurance needs for local commercial vehicle operators. The agency addresses policies for different truck types, covering liability and cargo protection. Its general approach involves reviewing a client's specific driving routes and vehicle class to recommend appropriate coverage. This process helps tailor insurance solutions that meet industry requirements for local trucking work.
Tyson Norman, a State Farm Insurance Agent in Oakdale, MN, distinguishes between one-time liability solutions for short hauls and ongoing, bundled coverage for long-term fleet operations. Truck insurance typically protects against cargo damage, physical asset loss, and third-party injury claims common on local routes. This agency offers policies as available on either a one-time basis for single shipments or a scheduled, recurring plan for regular commercial drivers requiring consistent protection across multiple trips.
Michelle Stinson Agency Inc American Family Insurance specializes in truck insurance for commercial drivers and fleet operators in Oakdale, MN, while also providing general business liability and personal coverage. The agency works with independent owner-operators and larger transportation companies to address the unique risks of hauling freight across different states. During harsh Minnesota winters, it helps clients manage insurance concerns related to ice-related accidents and extended vehicle downtime on snowy routes.
As winter approaches in Oakdale, MN, trucking operators look to verify their coverage is ready for icy roads and increased liability risks. Heather Stefani - State Farm Insurance Agent responds with commercial truck policies that address these seasonal hazards. The agent works with local drivers to assess unique cargo requirements and fleet size, ensuring vehicles meet state compliance standards. An initial consultation typically includes a review of current policy limits and any gaps in cargo or liability protection, followed by a scheduled inspection of the trucks needed for a personalized quote.
James Trevis Agency Inc American Family Insurance serves residential clients in Oakdale, MN, providing personal coverage for homes and vehicles. They also offer commercial truck insurance solutions tailored to local operators requiring liability and cargo protection. Serving the greater Oakdale area, this independent agency handles policy adjustments and claims support for trucking businesses. Follow-up service is provided to ensure each client’s coverage remains appropriate between annual policy regular visits.
Serving the Oakdale, MN area, this agency provides fundamental truck insurance coverage for commercial vehicles. It specializes in essential policy add-ons such as cargo protection, comprehensive roadside assistance, and liability protection for loaded trailers. The agent assists operators in building policies that support continuous fleet movement and regulatory compliance for interstate hauls. Its tailored plans serve diverse commercial sectors, including regional shipping offices, local warehouses, and food service distribution companies.
What Does a a Truck Insurance Agent in Oakdale Cost?
Truck insurance costs in Minnesota vary widely based on factors like driving record, cargo type, annual mileage, and coverage limits. A typical policy for a single truck can range from $8,000 to $15,000 per year for basic liability, while full coverage with physical damage and cargo insurance may cost $12,000 to $25,000 annually. This is general information and not insurance advice.
About truck insurance agents in Oakdale
Truck insurance agents in Oakdale, Minnesota help commercial truck drivers and fleet owners find coverage that meets state and federal requirements. Minnesota law requires minimum liability insurance of $750,000 for interstate carriers and $300,000 for intrastate operations. Local agents can guide you through these regulations and help you choose the right policy for your specific trucking needs.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Minnesota?
For intrastate trucking within Minnesota, you need at least $300,000 in liability coverage. For interstate trucking, federal requirements set a minimum of $750,000. Your agent can help you determine which applies based on your routes.
How do I choose a truck insurance agent in Oakdale?
Look for an agent who specializes in commercial truck insurance and understands Minnesota regulations. Ask about their experience with local carriers and their knowledge of state-specific requirements like the Minnesota No-Fault Act for personal injury protection.
Can I bundle my truck insurance with other policies in Minnesota?
Many agents offer multi-policy discounts if you combine your truck insurance with other commercial or personal policies. Ask your Oakdale agent about bundling options to potentially lower your overall premium.
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