The top-rated supplemental insurance agent in West Bloomfield Township, Michigan is PKIG | Phil Klein Insurance Group, rated 4.9 stars across 641 reviews. Other highly rated options include Agency Advantage Insurance Agency, AAA Insurance - Waredni Insurance Agency, LLC, All Forms Insurance Agency. This directory lists 10 supplemental insurance agents serving West Bloomfield Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PKIG | Phil Klein Insurance Group | 7125 Orchard Lake Rd #302 | (248) 682-7445 |
| 2 | Agency Advantage Insurance Agency | 7011 Orchard Lake Rd Suite 104 | (866) 680-7283 |
| 3 | AAA Insurance - Waredni Insurance Agency, LLC | 7035 Orchard Lake Rd Suite 100 | (248) 906-3400 |
| 4 | All Forms Insurance Agency | 5600 W Maple Rd Ste D403 | (248) 496-8480 |
| 5 | Monique Woods Agency-Insurance | 5640 W Maple Rd #202 | (248) 301-6620 |
| 6 | Dp Insurance Agency LLC | 4061 Haggerty Rd | (248) 779-7715 |
| 7 | Trotsky Insurance | 6960 Orchard Lake Rd suite 200 | (248) 761-2667 |
| 8 | HealthMarkets: Carolyn C Klinger | 3169 Winchester Rd | (248) 459-2268 |
| 9 | Perlman Insurance Agency | 5600 W Maple Rd suite a-100 | (248) 737-3900 |
| 10 | Michigan Health Insurance Agency | 7179 Oakwood Dr | (844) 665-7347 |
PKIG | Phil Klein Insurance Group serves the area around West Bloomfield Township, Michigan, as a supplemental insurance agent. The company helps individuals bridge the gaps left by primary health or medical plans by offering coverage for out-of-pocket expenses often not fully handled by standard policies. These additional plans can provide financial support for incidents such as accidents, critical illnesses, or hospital stays. In this area, the services specifically include dental insurance and vision care coverage.
Agency Advantage Insurance Agency in West Bloomfield Township, MI provides supplemental insurance plans designed to fill gaps left by major medical coverage. These often include policies for accident, critical illness, hospital indemnity, and short-term disability. The agency assists clients with plan selection, ongoing policy management, and filing claims to ensure benefits are accessed smoothly. It services the insurance needs of individuals and families, offering coverage that supports single-family homes and apartment dwellers, as well as retail establishments and local restaurants.
AAA Insurance - Waredni Insurance Agency, LLC in West Bloomfield Township, Michigan serves homeowners, businesses, and property managers by providing supplemental insurance policies that fill gaps in primary coverage. These plans help protect against unexpected expenses not fully covered by standard insurance. The agency assists clients with options such as accident, critical illness, and hospital indemnity plans tailored to individual needs. Its services extend to many nearby communities, including the greater Farmington Hills area.
All Forms Insurance Agency serves West Bloomfield Township, Michigan, and the surrounding communities. As a supplemental insurance agent, the company handles policies that fill coverage gaps left by major medical plans. These often include dental, vision, accident, and critical illness insurance. Each client's situation is evaluated to identify specific needs and potential financial exposures. The agency typically begins with a thorough review of existing benefits and then presents tailored plan options that address those identified gaps.
At Monique Woods Agency-Insurance in West Bloomfield Township, MI, clients choose between one-time supplemental plans or recurring policies that renew to maintain continuous protection. Coverage options address gaps left by primary health insurance, helping pay for medical costs such as copays and deductibles. Each policy is designed based on individual needs. Service for these policies operates on an ongoing, scheduled renewal basis rather than a single visit or as-needed call.
Dp Insurance Agency LLC specializes in supplemental insurance plans designed to fill coverage gaps left by major health policies. Based in West Bloomfield Township, MI, it works with local clients to review existing benefits and identify cost-effective options for specific needs. The agency serves both individuals and families, helping them navigate choices like accident protection or critical illness coverage. As the summer travel season nears, it often assists clients in evaluating short-term medical solutions for unexpected expenses during trips.
As Michigan winters bring seasonal hazards like ice dams and slip-and-fall injuries, seniors in West Bloomfield Township often find their primary health coverage leaves gaps. Trotsky Insurance fills those gaps with supplemental insurance designed to cover deductibles, copays, and accident-related expenses that original Medicare does not. The agency meets with local clients to review their existing plans and any upcoming medical needs. An initial in-person or virtual assessment is then scheduled to document the applicant’s current health status and prior coverage, ensuring the policy aligns with their daily life.
HealthMarkets: Carolyn C Klinger in West Bloomfield Township, MI, matches individuals and families with supplemental insurance policies that fill gaps left by major medical plans. These specialty add-ons provide direct cash benefits for care-related expenses like hospital stays, accident recovery, or critical illness treatment. The agent helps clients secure coverage that addresses specific financial risks from unexpected health events. Her services extend to various commercial sectors with employee benefit needs, including offices needing group voluntary plans, warehouses covering hourly staff, and food service businesses.
Perlman Insurance Agency serves residential clients in the West Bloomfield Township area with supplemental insurance plans designed to fill gaps in primary coverage. The agency also provides commercial coverage for local businesses, addressing needs such as income protection and extended liability options throughout the region. A skilled agent evaluates each policyholder’s individual situation to recommend appropriate supplemental benefits. Between regular visits, clients can rely on prompt follow‑up for adjustments or questions regarding their existing plans, ensuring coverage remains responsive to changing circumstances.
Michigan Health Insurance Agency, based in West Bloomfield Township, specializes in supplemental insurance policies that fill gaps left by primary health plans. Its service range includes coverage options designed to assist with out-of-pocket medical costs for local residents. The agency focuses on tailoring plans to individual needs in the surrounding area. Professionals at the firm guide clients through Medicare supplements and short-term plans. A specialty service it can add on includes specific accident indemnity protection for unexpected injuries.
What Does a a Supplemental Insurance Agent in West Bloomfield Township Cost?
Supplemental insurance costs in Michigan vary by plan type age and health status. Medigap Plan G for a 65 year old in West Bloomfield Township typically ranges from $120 to $250 per month. Medicare Advantage plans often have lower premiums but higher out of pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in West Bloomfield Township
Supplemental insurance agents in West Bloomfield Township help residents find policies that cover gaps in Medicare. Michigan law requires agents to be licensed through the state Department of Insurance and Financial Services. These agents can explain plans like Medigap and Medicare Advantage available in Oakland County.
Frequently Asked Questions
What is a supplemental insurance agent in West Bloomfield Township?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. In Michigan agents must follow state rules about plan comparisons and enrollment periods.
When can I enroll in a supplemental plan in Michigan?
You have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Outside this window insurers can use medical underwriting to deny coverage or charge more.
Are supplemental insurance plans standardized in Michigan?
Yes Medigap plans are standardized by letter A through N in all states including Michigan. Each plan letter offers the same basic benefits no matter which company sells it in West Bloomfield Township.
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