The top-rated supplemental insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, Heidi Kussurelis Insurance, Ann Arbor Insurance Centre. This directory lists 24 supplemental insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 3 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 4 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 5 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 6 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 7 | Falcon Insurance Agency of Michigan | Floor Seven, 202 E Washington St Suite 711 | (734) 887-9110 |
| 8 | AAA Ann Arbor | 1100 S Main St | (734) 747-7000 |
| 9 | L.A. Insurance | 4667 Washtenaw Ave | (734) 528-8000 |
| 10 | Jordan Goebel - State Farm Insurance Agent | 3003 Washtenaw Ave Suite 5 | (734) 369-3867 |
Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area, specializing in supplemental insurance solutions. This agency helps local residents fill coverage gaps with policies that complement major medical plans. Supplemental insurance options address costs often not covered by standard health insurance, such as accident recovery expenses. The agency works with clients to tailor policies for unexpected health events. Typical services handled here include hospital indemnity plans that provide cash benefits during hospitalization and critical illness coverage that pays a lump sum upon diagnosis of a covered condition.
Aaron Richards - State Farm Insurance Agent provides a range of supplemental insurance options for area residents and businesses in Ann Arbor, Michigan. These plans are designed to help cover costs not included by primary health or property policies, such as accident, critical illness, and hospital indemnity coverage. The agency offers personalized service and assistance with policy maintenance, including regular policy reviews and claims filing support. It serves clients needing coverage for single-family homes, apartments, retail spaces, and restaurants.
Heidi Kussurelis Insurance serves homeowners, renters, and small business owners in Ann Arbor, Michigan, who need supplemental insurance coverage. The agency offers policies that help fill gaps left by standard health or property insurance, such as accident, critical illness, and hospital indemnity plans. It guides clients through selecting appropriate supplemental options for their unique situations. The company also provides its supplemental insurance agent services to residents and businesses in the nearby community of Ypsilanti and throughout the greater Washtenaw County metro area.
Ann Arbor Insurance Centre serves Ann Arbor and the surrounding Washtenaw County communities, handling supplemental insurance policies that help clients cover gaps left by major medical plans. These policies typically assist with costs for accidents, critical illnesses, or hospital stays. To manage a prospective client's needs, the agency begins by assessing individual coverage gaps and lifestyle risks, then explains suitable policy options without pressure. It uses a consultative process to help each person select supplemental coverage that fits their specific health and financial situation.
As Michigan’s changing seasons bring unexpected health needs and gaps in standard healthcare coverage, the Lequana Robinson Insurance Agency in Ann Arbor, MI, helps local residents explore supplemental insurance options. This agency focuses on policies intended to cover costs that primary health plans may not address, such as deductibles and copays. For each client, the process begins with an initial assessment of existing coverage and personal financial considerations. To start, an in-person or phone-based review is scheduled to identify potential gaps.
Concept Insurance works with individuals and businesses in Ann Arbor to address gaps in primary health insurance coverage, offering supplemental insurance agent services. This includes policies for accident, critical illness, and hospital indemnity, which help clients manage unexpected out-of-pocket costs. The company assists both local employers and residents in selecting appropriate plans to protect their financial security. Businesses such as offices can ensure employee protections, while warehouses and food service operations can also find coverage tailored to their specific workplace needs.
Falcon Insurance Agency of Michigan specializes in supplemental insurance, offering policies that help cover out-of-pocket costs beyond major medical plans. Serving Ann Arbor, it assists clients with enrollment guidance and claim support for ancillary health coverage. This includes plans for hospital indemnity, accident, critical illness, and disability that provide direct cash benefits. With local expertise, the agency helps residents address financial gaps during recovery periods, such as after an unexpected surgery or a seasonal flu hospitalization.
AAA Ann Arbor assists clients in understanding the difference between one-time enrollment and ongoing policies. As a supplemental insurance agent in Ann Arbor, MI, they offer coverage options designed to complement primary health plans, helping with out-of-pocket costs like deductibles and copays. This support provides financial relief during unexpected medical events. The agent’s services typically operate on an as-needed basis, accommodating new enrollments, policy reviews, or claim questions whenever a client reaches out for assistance.
L.A. Insurance in Ann Arbor, Michigan offers supplemental coverage designed to fill gaps left by primary health plans, including policies for accident, critical illness, and hospital indemnity. The agency assists local residents in customizing these plans to match individual medical needs and financial situations. Whether a client faces a sudden seasonal illness or the unexpected costs of a winter injury, the company helps navigate their specific coverage options for timely support.
Jordan Goebel - State Farm Insurance Agent in Ann Arbor, Michigan offers supplemental insurance coverage to residents in their own homes. The agency also provides commercial policies for local business owners and serves clients throughout the Ann Arbor area. These supplemental plans help cover gaps left by primary health insurance, such as accident or hospital indemnity costs. The agency focuses on helping customers during life changes or claim needs and remains available for policy reviews or adjustments between regular household visits.
What Does a a Supplemental Insurance Agent in Ann Arbor Cost?
The cost of a supplemental insurance agent in Ann Arbor is typically free to you because agents earn commissions from insurance companies. Premiums for Medigap plans in Michigan range from about 100 to 300 dollars per month depending on age health and plan type. Medicare Advantage plans often have low or zero monthly premiums but may include copays. Costs vary by case and carrier. This is general information not insurance advice.
About supplemental insurance agents in Ann Arbor
Supplemental insurance agents in Ann Arbor Michigan help residents find policies that cover gaps in Medicare or employer health plans. Michigan law requires Medigap policies to follow federal guidelines and state-specific open enrollment periods. Local agents can explain how Michigan no-fault auto insurance interacts with health coverage for accident-related care.
Frequently Asked Questions
What is a supplemental insurance agent in Ann Arbor?
A licensed professional who helps you compare and buy policies like Medicare Supplement plans dental insurance or accident coverage. They work with multiple carriers to find options that fit your needs and budget.
When can I enroll in a Medigap plan in Michigan?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny coverage or charge more for pre-existing conditions under Michigan law.
Do I need a separate supplemental plan if I have Michigan Medicaid?
Medicaid already provides comprehensive coverage so a supplemental plan is usually unnecessary. However some people with dual eligibility use a Medicare Advantage plan for extra benefits. An agent can review your specific situation.
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