The top-rated supplemental insurance agent in Dearborn, Michigan is Aldais Insurance Group, rated 5.0 stars across 505 reviews. Other highly rated options include Welaya Insurance Exchange, Reem Haidar - State Farm Insurance Agent, The Dean Agency. This directory lists 16 supplemental insurance agents serving Dearborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aldais Insurance Group | 3200 Greenfield Rd Suite 361 | (313) 925-6600 |
| 2 | Welaya Insurance Exchange | 15620 Michigan Ave Ste A | (313) 914-3512 |
| 3 | Reem Haidar - State Farm Insurance Agent | 3159 S Telegraph Rd | (313) 278-1520 |
| 4 | The Dean Agency | 19855 Outer Dr W Suite 310W | (313) 464-0777 |
| 5 | Firefly Insurance Agency | 710 N Telegraph Rd | (313) 945-1832 |
| 6 | The Dearborn Agency Inc | 22691 Michigan Ave | (313) 562-8373 |
| 7 | Oxford Risk, LLC | 3200 Greenfield Rd #300 | (313) 765-1032 |
| 8 | Adam Soofi: Allstate Insurance | 3 Parklane Blvd Ste 407w | (313) 299-0540 |
| 9 | Kelly Insurance | 5506 Schaefer Rd | (313) 561-9000 |
| 10 | AAA Insurance - East Dearborn Insurance Agency | 13039 Michigan Ave Ste B | (313) 945-1901 |
Aldais Insurance Group serves the Dearborn, Michigan metro area as a supplemental insurance agent. It helps clients bridge coverage gaps not addressed by major medical or government plans. Policies typically support income replacement during illness or recovery. Aid for hospital stays, accident recovery, and critical illness treatment are common needs. This company also assists with dental and vision insurance selection.
Welaya Insurance Exchange provides supplemental insurance plans to residents of Dearborn, Michigan. These plans help bridge coverage gaps left by primary health policies, offering financial protection for unexpected medical expenses. The company assists clients in selecting appropriate plans and routinely reviews policies to ensure they meet evolving needs. Services cover a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Reem Haidar - State Farm Insurance Agent in Dearborn, MI provides supplemental insurance, offering both one-time policies for specific events and recurring coverage for ongoing needs. These plans help fill gaps left by primary health insurance, covering expenses such as deductibles or hospital stays. Service operates on an as-needed basis, with clients able to request assistance or schedule appointments when their circumstances require additional support.
The Dean Agency offers supplemental insurance coverage to address medical financial gaps. Its general service work involves guiding residents of Dearborn, MI through policy options like accident, cancer, or disability insurance. These plans help cover deductibles or out-of-pocket expenses that primary health policies may not include. As winter arrives, the agency assists policyholders concerned about seasonal illnesses or fall-related injuries that could create unexpected medical bills.
Firefly Insurance Agency serves Dearborn, Michigan, and the surrounding communities in Wayne County, handling supplemental insurance policies that cover gaps left by standard health plans. These plans help with out-of-pocket costs such as deductibles, co-pays, and hospital stays. The agency assists clients in understanding their coverage options for Medicare supplements, accident, cancer, and critical illness policies. Its general approach to handling a typical job involves a thorough consultation to explain plan specifics and then tailoring a policy to fit each individual’s healthcare needs.
Homeowners in Dearborn seeking financial protection for unexpected medical costs rely on The Dearborn Agency Inc for supplemental insurance agent services. The agency helps clients close coverage gaps left by standard health plans, offering policies that pay cash benefits directly to the insured. Additional support extends to local business owners who need group supplemental options for their employees. The Dearborn Agency Inc also serves residents of neighboring communities throughout the greater Detroit metro area.
As seasonal transitions in the Dearborn area often bring new health and financial considerations, Oxford Risk, LLC assists residents by reviewing their existing coverage for possible gaps. The company functions as a supplemental insurance agent, helping clients explore affordable policies for extended medical or accident protection. Regular communication with each policyholder ensures that coverage options remain aligned with changing family circumstances. After discussing individual needs and budget parameters, the agent typically schedules a straightforward benefits consultation or a coverage inspection step.
Adam Soofi: Allstate Insurance in Dearborn, MI, provides general insurance products and specializes in supplemental insurance agent services that address coverage gaps left by primary policies. These optional add-ons help clients manage out-of-pocket expenses and offer financial protection during unexpected situations. The agency works with commercial clients, including offices seeking business interruption coverage, warehouses looking to protect inventory and equipment, and food service operations needing liability and property extensions.
Kelly Insurance in Dearborn, MI, is known for helping clients fill coverage gaps left by major medical plans. The agency offers supplemental insurance products such as accident, critical illness, and hospital indemnity policies, which provide direct cash benefits for unexpected health events. These plans are designed to work alongside primary insurance to reduce out-of-pocket costs. A specialty service Kelly Insurance can add on is a short-term disability income policy to protect earning during recovery.
AAA Insurance - East Dearborn Insurance Agency in Dearborn, MI, focuses on supplemental insurance for residential clients, addressing gaps in standard health or life coverage. Commercial businesses in the area also receive tailored supplemental policies to protect employees or operations. The agency serves the greater Dearborn community, including surrounding suburbs. Between regular plan reviews, agents provide follow-up service to adjust coverage as individual needs or business circumstances change, ensuring ongoing support for policyholders without requiring a full new enrollment process.
What Does a a Supplemental Insurance Agent in Dearborn Cost?
Medigap Plan G in Michigan typically costs between $120 and $250 per month for a 65 year old. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. Costs vary by your age health and zip code. This is general information not insurance advice.
About supplemental insurance agents in Dearborn
Supplemental insurance agents in Dearborn Michigan help residents choose Medigap or Medicare Advantage plans. Michigan law allows a six-month open enrollment period for Medigap starting when you turn 65. Local agents can explain how Dearborns healthcare facilities work with different plans.
Frequently Asked Questions
What is a supplemental insurance agent in Dearborn Michigan?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. They compare policies from different carriers and explain Michigan specific rules. Agents in Dearborn know which local hospitals accept each plan.
When can I enroll in a Medigap plan in Michigan?
Michigan gives you a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage or charged more for health conditions. After this window insurers may use medical underwriting.
Are there Michigan laws about supplemental insurance agent commissions?
Yes Michigan law requires agents to disclose their compensation if you ask. Agents must also follow the Michigan Insurance Code which prohibits misleading sales practices. Commissions are typically paid by the insurance company not by you directly.
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