The top-rated supplemental insurance agent in Detroit, Michigan is L.A. Insurance, rated 4.9 stars across 900 reviews. Other highly rated options include Premier Insurance Detroit, Lifestyle Safety Insurance Agency, J. Healan Baker Agency. This directory lists 16 supplemental insurance agents serving Detroit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 2922 W Grand Blvd | (313) 871-0100 |
| 2 | Premier Insurance Detroit | 15363 Livernois | (313) 342-4100 |
| 3 | Lifestyle Safety Insurance Agency | 19304 Wyoming Ave | (313) 472-5347 |
| 4 | J. Healan Baker Agency | 645 Griswold St # 2015 | (313) 963-0480 |
| 5 | Nemecek Agency | 1420 Washington Blvd STE 300 | (313) 771-5619 |
| 6 | Family Auto Insurance Agency | 6442 Michigan Ave | (313) 285-9042 |
| 7 | Long Insurance Services, LLC | 3031 W Grand Blvd #529 | (313) 873-0300 |
| 8 | Gilead Insurance Agency | 18323 W McNichols Rd | (313) 533-3220 |
| 9 | Jordan A. Mitchell Insurance Agency | 6925 E Jefferson Ave | (313) 451-6400 |
| 10 | Diebold Insurance Agency | 1740 Michigan Ave | (313) 964-3750 |
L.A. Insurance serves the Detroit, Michigan metro area as a Supplemental Insurance Agent. The company assists clients in this area with policies designed to cover gaps left by primary health plans, such as deductibles and coinsurance. These supplemental plans help individuals and families manage out-of-pocket medical expenses more predictably. By focusing on these specific needs, the agency provides options that support financial protection during health events. Its services typically include Medicare supplement policies and dental or vision insurance plans.
Premier Insurance Detroit serves the Detroit metro area, providing supplemental insurance agent services to local residents and businesses. This agency helps clients fill gaps in their standard health coverage by offering policies designed to manage out-of-pocket costs. Typical needs it addresses include medical copays, deductibles, and other expenses not covered by primary insurance. A professional team guides customers through plan options and enrollment processes. It specifically handles Medicare supplement plans and dental coverage for individuals in this region.
Lifestyle Safety Insurance Agency in Detroit, Michigan serves homeowners, businesses, and property managers needing supplemental insurance coverage. The agency helps clients bridge gaps left by standard policies, offering protection for gaps in health, accident, or property-related expenses. These plans can support financial stability when unexpected medical bills or gaps in standard coverage arise. Lifestyle Safety Insurance Agency also extends its supplemental insurance services to clients in the nearby suburb of Southfield.
J. Healan Baker Agency specializes in supplemental insurance coverage that fills gaps left by primary health plans. The Detroit-based agency guides clients in selecting policies tailored to manage out-of-pocket medical expenses. Its general service work includes helping individuals and families understand their options for accident, hospital indemnity, and critical illness plans. This ensures less financial strain during unexpected health events. As winter approaches, the agency is particularly focused on assisting clients with coverage that addresses higher seasonal illness risks and related medical costs.
With winter storms and unexpected medical events often creating financial gaps in household budgets in Detroit, Nemecek Agency serves as a local supplemental insurance agent. This company works to provide policies that help cover deductibles and out-of-pocket costs not included in major medical plans. Instead of focusing solely on group enrollment, they address individual needs for income protection. A typical engagement begins with an in-person or virtual inspection of current coverage, where a representative reviews any existing plans to identify potential areas of financial exposure.
Serving Detroit, Michigan, and its surrounding communities, Family Auto Insurance Agency handles the supplemental insurance needs of local drivers and residents. It focuses on policies that fill gaps left by primary coverage, such as accident health or roadside assistance protection. The agency typically reviews a client’s existing insurance to identify missing coverage areas, then presents straightforward, policy-specific options tailored to those individual risks.
Long Insurance Services, LLC provides a range of supplemental insurance products designed to fill gaps in standard health coverage. These typically include accident, critical illness, hospital indemnity, and dental plans that pay cash benefits directly to policyholders. The company assists clients in selecting and maintaining appropriate coverage through application support and claims guidance. Its service plans focus on ongoing policy reviews to ensure benefits remain aligned with individual needs in the Detroit, Michigan area. Long Insurance Services services single-family homes, apartments, retail businesses, and restaurant properties.
Gilead Insurance Agency works with individuals to identify gaps in their primary health coverage and offers supplemental insurance policies to help cover those out-of-pocket costs. The agency specializes in add-on plans for hospital stays, critical illness, and accident recovery. These policies provide cash benefits directly to clients when they are diagnosed with a covered condition or receive specific medical treatments. Commercial sectors served include corporate offices, large warehouses, and food service establishments across the Detroit, MI area.
What Does a a Supplemental Insurance Agent in Detroit Cost?
Medigap premiums in Michigan vary by plan type age and location. In Detroit monthly premiums for Plan G typically range from 120 to 250 dollars for a 65-year-old. Plan N may cost 90 to 180 dollars per month. Rates can increase each year based on inflation and company pricing. This is general information and not insurance advice.
About supplemental insurance agents in Detroit
Supplemental insurance agents in Detroit help residents find Medigap and Medicare Supplement plans that cover costs not paid by Original Medicare. Michigan law provides a six-month Medigap open enrollment period starting when you are 65 and enrolled in Part B. During this time, agents can help you compare plans from private insurers without medical underwriting.
Frequently Asked Questions
What does a supplemental insurance agent in Detroit do?
A supplemental insurance agent helps you compare and enroll in Medicare Supplement plans also called Medigap. These plans cover out-of-pocket costs like deductibles and coinsurance. Agents in Detroit are licensed in Michigan and can explain plan options from multiple carriers.
When can I enroll in a Medigap plan in Michigan?
Michigan law gives you a six-month Medigap open enrollment period. It starts the month you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan sold in your area without health questions or waiting periods.
Are Medigap plans standardized in Michigan?
Yes Medigap plans are standardized by letter A through N. Each plan with the same letter offers the same basic benefits regardless of which insurance company sells it. Premiums can vary by company so an agent can help you compare prices in Detroit.
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