The top-rated supplemental insurance agent in Allen Park, Michigan is Smith Insurance Group, rated 4.9 stars across 544 reviews. Other highly rated options include Leonard Crosby - State Farm Insurance Agent, John G. Parr: Allstate Insurance, Dawn Pullis - State Farm Insurance Agent. This directory lists 14 supplemental insurance agents serving Allen Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smith Insurance Group | 8258 Allen Rd | (313) 278-3800 |
| 2 | Leonard Crosby - State Farm Insurance Agent | 6721 Park Ave | (313) 382-8650 |
| 3 | John G. Parr: Allstate Insurance | 6537 Allen Rd | (313) 381-4500 |
| 4 | Dawn Pullis - State Farm Insurance Agent | 9803 Reeck Rd ste b | (313) 551-4707 |
| 5 | L.A. Insurance | 19351 Ecorse Rd | (313) 381-2222 |
| 6 | AAA Allen Park | 3177 Fairlane Dr | (313) 386-7000 |
| 7 | Community Life Agency | 7344 Allen Rd Suite 100 | (734) 686-8497 |
| 8 | Justin Listman - State Farm Insurance Agent | 17237 Ecorse Rd | (313) 749-9997 |
| 9 | Nadine - Meemic Insurance Agency | 6621 Allen Rd | (313) 633-9552 |
| 10 | Goodwin, Lademan and Associates, Inc. | 6736 Allen Rd | (734) 287-2400 |
Smith Insurance Group serves Allen Park, Michigan, as a local supplemental insurance agent. The company helps residents obtain additional coverage that works alongside primary health plans. Common supplemental products it manages account for costs not fully paid by major medical insurance, such as copays and deductibles. These policies provide financial support during unexpected medical events or hospital stays. The agency also assists clients with gap-filling plans for seniors. Specific services it handles include Medicare supplement plans and accident-specific cash benefit policies.
Leonard Crosby - State Farm Insurance Agent in Allen Park, MI offers supplemental insurance policies designed to help cover gaps not addressed by primary health or life coverage. Their service includes assistance with policy selection, claims filing, and plan adjustments as client needs evolve. The agency routinely reviews existing coverage to ensure it remains appropriate and conducts annual check-ins on policy provisions. Its service plans include ongoing support for policyholders' changing circumstances. The agency services single-family homes, apartments, retail businesses, and local restaurants.
John G. Parr: Allstate Insurance serves local homeowners and property managers, offering supplemental insurance policies that help cover gaps left by primary plans. These policies can provide financial support for high deductibles or uncovered expenses. The agency assists clients in Allen Park, MI, in understanding available options to tailor coverage to specific needs. Its services also reach neighboring communities in the Downriver area, including Wyandotte.
As a supplemental insurance agent, Dawn Pullis in Allen Park, MI assists clients in understanding the difference between one-time service options for individual policy enrollments and recurring services for coverage that requires ongoing adjustments. This local agency focuses on supplemental insurance, which fills gaps left by major medical plans to cover out-of-pocket expenses like copays or deductibles. Service runs on an as-needed basis, allowing clients to schedule appointments when their circumstances or needs change.
As the cold Michigan winter strains home heating systems and raises concerns about burst pipes, supplemental coverage often becomes a priority for residents in Allen Park. L.A. Insurance provides local access to policies designed to fill gaps left by standard health or homeowners plans, addressing sudden deductibles or uncovered repairs. Their licensed agents take time to explain how a supplemental plan works alongside existing coverage in the current market. Before any policy recommendation, they complete a thorough personal needs assessment to identify the specific risks each client faces.
AAA Allen Park serves residents of Allen Park and the surrounding communities in southeastern Michigan. As a supplemental insurance agent, it handles policies that help cover gaps left by primary health or Medicare plans, including dental, vision, and accident coverage needs common among local seniors and families. The company works directly with clients to review their existing benefits, then presents tailored options for additional protection. It typically follows up with personalized consultations to ensure clear understanding of each policy.
Community Life Agency in Allen Park, Michigan serves area residents as a supplemental insurance agent. Its primary work involves helping clients obtain health coverage beyond basic plans, with a specialty in offering add-on policies for dental, vision, and critical illness needs. These optional policies help cover expenses that primary insurance often leaves unpaid. The agency can tailor its supplemental offerings for various commercial sectors, including office environments, industrial warehouses, and food service operations.
As the colder months settle into Allen Park, MI, residents often review their health coverage to close gaps in protection. Justin Listman - State Farm Insurance Agent provides supplemental insurance options designed to fill those gaps, helping local policyholders manage unexpected medical costs. Each plan is explained plainly, allowing clients to understand their choices before enrolling. Coverage focuses on specific needs like hospital stays or accident recovery rather than general medical expenses. The process begins with a no-obligation review of current coverage and personal risk factors to determine the most suitable supplemental solution.
Specializing in final expense and other supplemental coverage options, Nadine - Meemic Insurance Agency in Allen Park, MI helps clients address gaps left by primary health insurance plans. The agency works with individuals navigating high deductibles and out-of-pocket costs, providing policies that offer additional financial protection for unexpected medical events. These supplementary plans are designed to cover everyday expenses not included in standard major medical coverage. During the seasonal enrollment in Medicare Advantage and Part D prescription drug plans, the agency assists with coordinating supplemental benefits to manage annual out-of-pocket limits.
Goodwin, Lademan and Associates, Inc. provides supplemental insurance services to residents in Allen Park and the surrounding Michigan area. In addition to residential policies, the agency offers commercial coverage for local businesses seeking to fill gaps in their primary health or income protection plans. The company serves clients throughout the greater Detroit region. Agents follow up with policyholders between regular visits to review coverage needs and adjust plans as circumstances change.
What Does a a Supplemental Insurance Agent in Allen Park Cost?
Costs for supplemental insurance in Michigan vary by plan type, age, and health status. A Medicare Supplement Plan G might cost between $100 and $250 per month for a 65-year-old in Allen Park. Dental insurance premiums often range from $20 to $60 per month. These are estimates only. This is general information and not insurance advice.
About supplemental insurance agents in Allen Park
Supplemental insurance agents in Allen Park, Michigan help residents find policies that cover gaps in primary health insurance. These agents are licensed by the Michigan Department of Insurance and Financial Services. They can assist with Medicare Supplement plans, dental insurance, and accident coverage tailored to local needs.
Frequently Asked Questions
What types of supplemental insurance are available in Allen Park?
Common supplemental plans include Medicare Supplement (Medigap), dental, vision, critical illness, and accident insurance. Michigan law requires Medigap policies to follow federal standards, and agents can explain the options available in Wayne County.
Do I need a supplemental insurance agent in Allen Park or can I buy directly?
You can buy directly from insurance companies, but an agent can compare multiple carriers for you. Agents in Michigan must hold a valid license and follow state disclosure rules. They can also help with enrollment periods and claim questions.
Are there time limits for enrolling in supplemental insurance in Michigan?
Yes. For Medicare Supplement plans, you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. Michigan also has a guaranteed issue period for certain situations. Missing these windows may limit your options.
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