The top-rated supplemental insurance agent in Farmington Hills, Michigan is Wolf-Chandler Agency, LLC, rated 4.9 stars across 140 reviews. Other highly rated options include AAA Insurance - Ali Insurance Agency, AAA Farmington Hills, Bergstrom Insurance Agency. This directory lists 13 supplemental insurance agents serving Farmington Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wolf-Chandler Agency, LLC | 30903 Northwestern Hwy Suite 260 | (248) 952-9500 |
| 2 | AAA Insurance - Ali Insurance Agency | 29525 W Nine Mile Rd | (313) 992-0006 |
| 3 | AAA Farmington Hills | 38751 W 12 Mile Rd | (248) 553-3700 |
| 4 | Bergstrom Insurance Agency | 30701 W 10 Mile Rd #400 | (248) 478-4800 |
| 5 | Anne Insurance Group | 38345 W 10 Mile Rd # 230 | (248) 991-0016 |
| 6 | Davis Insurance Group LLC | 28499 Orchard Lake Rd Suite 1 | (586) 359-6836 |
| 7 | VTC Insurance Group - Farmington Hills | 37000 Grand River Ave #150 | (248) 471-0970 |
| 8 | United Insurance Services LLC | 28230 Orchard Lake Rd #203 | (248) 737-0022 |
| 9 | St Insurance Agency | 31219 W 14 Mile Rd | (248) 970-1120 |
| 10 | Progressive Insurance Resources LLC | 31555 W 14 Mile Rd Suite 212 | (248) 569-1235 |
Wolf-Chandler Agency, LLC, serving the Farmington Hills metropolitan area, works as a supplemental insurance agent. The agency helps individuals and families obtain coverage that fills gaps not addressed by primary health or life policies. These plans typically provide fixed cash benefits directly to policyholders for specific medical events or treatments, supporting financial security during recovery. Advisory sessions focus on identifying individual needs and explaining straightforward benefit options without overpromising. Common services this agency handles in this area include critical illness insurance and hospital indemnity plans.
AAA Insurance - Ali Insurance Agency serves homeowners, businesses, and property managers in Farmington Hills, Michigan, who need supplemental insurance coverage. It offers policies that fill gaps left by standard insurance plans, such as those for accident, critical illness, or specific property damage. The agency helps clients select appropriate added protection to reduce out-of-pocket expenses during unexpected events. Its team provides personalized guidance on plan options and claims support. The agency also serves nearby communities in the greater Oakland County metro area, including Livonia.
AAA Farmington Hills provides a range of supplemental insurance products, helping clients fill potential gaps left by their primary health or medical coverage. The agency works with individuals to select plans that address specific financial exposures from unexpected medical events. Its service approach focuses on clearly explaining policy details and assisting with any claims questions that may arise. This company regularly services single-family homes, apartments, retail businesses, and restaurants within the Farmington Hills area.
Bergstrom Insurance Agency serves Farmington Hills, Michigan, and the surrounding communities, offering supplemental insurance plans that help cover expenses not addressed by primary health coverage. They handle Medicare supplements, accident policies, and hospital indemnity plans designed to fill financial gaps. For a typical job, the agency reviews a client’s current coverage, compares available options from multiple carriers, and recommends a plan that fits the individual’s healthcare needs and budget.
Anne Insurance Group in Farmington Hills, MI offers supplemental insurance that helps cover gaps traditional health plans leave behind, with clients choosing between a single-payment policy or ongoing monthly premiums for continued protection. Their supplemental plans typically address income loss, deductibles, and copayments not covered by major medical insurance. Local beneficiaries can select from options that pay cash benefits directly to them for use as needed. Service runs strictly on an as-needed basis, with representatives available to adjust policies or file claims whenever a client requests assistance.
Davis Insurance Group LLC specializes in offering supplemental insurance policies to residents of Farmington Hills, MI. Its services generally include helping clients evaluate and select additional coverage options that complement their primary health plans, addressing potential gaps in standard insurance. As a supplemental insurance agent in this area, the company assists community members facing major life changes that momentarily increase healthcare costs. It particularly helps individuals and families navigating the financial impact of a recent hospitalization or a new chronic condition diagnosis.
As winter weather settles into Farmington Hills, homeowners often review the gaps in their health coverage not addressed by major medical plans. VTC Insurance Group - Farmington Hills focuses specifically on supplemental insurance, helping local residents cover out-of-pocket costs from deductibles, copays, and unexpected hospital stays. Their brokers guide clients through Medicare supplements, dental, vision, and critical illness policies tailored to individual budgets and needs. An initial phone assessment is conducted to review current coverage and identify any lacks before scheduling an in-person inspection of each client’s policy details.
United Insurance Services LLC assists individuals and businesses in Farmington Hills, Michigan, with identifying gaps in their primary health coverage. The company specializes in offering supplemental insurance add-ons, such as accident, critical illness, and hospital indemnity policies. These products are designed to help cover out-of-pocket costs that typical medical plans may not fully address. Their services are available to various commercial sectors, including local offices, warehouses, and food service establishments, which often require tailored benefit solutions for diverse employee needs.
St Insurance Agency in Farmington Hills, MI, is known for providing supplemental insurance solutions that help individuals cover out-of-pocket expenses not paid by primary health plans. Its service range includes offering policies designed to assist with costs from accidents, critical illnesses, and hospital stays in the local area. The agency typically works with residents to find plans that fill benefit gaps. As a specialty service, it can also help clients add on coverage for accidental death and dismemberment.
Progressive Insurance Resources LLC serves local residents with supplemental insurance coverage in Farmington Hills, MI, matching plans to gaps left by primary health policies. Commercial clients can also protect their businesses with custom supplemental options, all serviced within the surrounding metropolitan area. Because health changes between regular visits, the agent provides follow-up consultations to adjust plans as conditions evolve, ensuring clients have consistent access to peace of mind throughout the year.
What Does a a Supplemental Insurance Agent in Farmington Hills Cost?
Supplemental insurance agent services in Michigan are typically free to consumers because agents earn commissions from insurance companies. Medigap Plan G premiums in Farmington Hills range from about $120 to $250 per month for a 65-year-old non-smoker. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. Costs vary based on age health and the specific plan chosen. This is general information not insurance advice.
About supplemental insurance agents in Farmington Hills
Supplemental insurance agents in Farmington Hills help residents choose Medigap or Medicare Advantage plans. Michigan law requires insurers to offer a standardized Medigap plan during the open enrollment period. Local agents can explain how Michigan-specific rules affect your coverage options and costs.
Frequently Asked Questions
What is the best time to buy a supplemental insurance plan in Michigan?
The best time is during the Medigap open enrollment period which starts when you are 65 and enrolled in Medicare Part B. This six-month window guarantees you can buy any Medigap policy without medical underwriting. Outside this period insurers can deny coverage or charge higher rates based on health.
Can a supplemental insurance agent help with Medicare Advantage plans in Farmington Hills?
Yes many agents in Farmington Hills are licensed to sell both Medigap and Medicare Advantage plans. They can compare the costs and benefits of each option. Michigan law requires agents to clearly explain the differences so you can make an informed choice.
Are there Michigan-specific rules for supplemental insurance agents?
Yes Michigan requires agents to be licensed by the Department of Insurance and Financial Services. Agents must follow state laws on marketing and disclosure. They cannot use high-pressure sales tactics and must provide clear written information about plan limitations and exclusions.
Supplemental Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Dearborn · Dearborn Heights · Detroit · East Lansing · Flint · Garden City