The top-rated supplemental insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 22 supplemental insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AMG Health & Life Insurance Group | 16600 18 Mile Rd | (248) 592-0080 |
| 4 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 5 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 6 | HealthMarkets Insurance - Amir Ribic | 44990 Heydenreich Rd suite g | (248) 840-9865 |
| 7 | Brian Lane Agency/Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 412-8700 |
| 8 | Inspire Insurance Agency Inc | 20666 Hall Rd | (586) 421-5961 |
| 9 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
| 10 | Lucido's Insurance Agency | 39999 Garfield Rd | (586) 286-8200 |
First Independent Insurance Agency, serving Clinton Township and the surrounding Macomb County area, specializes in providing supplemental insurance solutions to local residents and businesses. These policies help fill coverage gaps left by major medical plans by offering direct financial support for deductibles and copays. The agency works with clients to identify suitable plans for unexpected medical events. It handles Medicare supplement and dental insurance services to meet specific community healthcare needs.
Royal Oath Insurance Group in Clinton Township, MI provides supplemental insurance agent services, offering policies that fill gaps in primary health or life coverage. Regular policy reviews and claim assistance are available to help clients maintain their benefits over time. The company focuses on simplifying complex plan options for individuals and families. It also serves commercial properties such as single-family homes, apartments, retail, and restaurants.
AMG Health & Life Insurance Group serves Clinton Township and the surrounding Macomb County communities. The agency handles supplemental insurance products designed to cover gaps left by primary health plans. These offerings typically include policies that address hospital stay costs, accident-related expenses, or critical illness treatment. The company also works with clients to explain how these plans complement existing Medicare coverage. Its standard process involves reviewing an individual’s current benefits and personal health needs before presenting suitable policy options that can help manage out-of-pocket medical costs.
AAA Insurance - Schnaidt Agency serves homeowners, businesses, and property managers in Clinton Township, Michigan, by providing supplemental insurance policies that help cover gaps in primary coverage. These plans can assist with deductibles, copayments, and other out-of-pocket expenses that often arise after a claim. The agency focuses on offering straightforward policy options tailored to each client’s specific needs. Its service area also extends across Macomb County, including nearby communities such as Mount Clemens and Sterling Heights.
MI Insurance Agency distinguishes between one-time policy applications and recurring plan renewals for supplemental coverage, which helps fill gaps left by primary health or life insurance. Located in Clinton Township, MI, the agency works with clients to address income protection and out-of-pocket medical costs. General supplemental policies for this area typically include accident, hospital indemnity, and critical illness plans. Service runs on a scheduled basis, aligned with annual enrollment periods and policy anniversary dates for ongoing adjustments.
As the chill of a Michigan winter settles over Macomb County, local residents often find themselves reviewing their healthcare options for the upcoming year. HealthMarkets Insurance - Amir Ribic in Clinton Township provides guidance for those seeking supplemental insurance coverage to fill gaps in their primary plans. The agency focuses on helping clients understand plans that cover copays, deductibles, and other out-of-pocket costs not addressed by Medicare or employer policies. An initial consultation typically begins with a review of the individual's current coverage and specific needs.
Brian Lane Agency/Farm Bureau Insurance specializes in supplemental insurance policies that cover gaps left by major medical plans. Located in Clinton Township, MI, this agency works with individuals and families to evaluate their existing coverage and identify potential financial exposures from accidents or critical illnesses. Focusing on practical solutions, the agent helps clients understand how supplemental plans can provide cash benefits for deductibles or lost income. During open enrollment periods or when health insurance plan changes occur, this agency assists with reviewing supplemental options that address new coverage limitations.
Inspire Insurance Agency Inc assists individuals and businesses in Clinton Township, MI, with their general insurance coverage needs. The agency specializes in supplemental insurance policies, which add important financial protection beyond primary health or life plans. These targeted add-ons help fill gaps left by standard insurance, offering clients more comprehensive security for unexpected medical or income-related events. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations, providing tailored supplemental solutions for each workplace.
McGovern Agency serves residents in Clinton Township, Michigan, by providing supplemental insurance solutions to help with out-of-pocket medical and accident-related expenses. For commercial clients, the agency offers similar gap coverage designed to protect businesses and their employees. Their service area encompasses Clinton Township and the surrounding communities within Macomb County. After an initial policy is written, the agency returns for follow-up visits to review changing needs and ensures coverage remains aligned with client situations between regular appointment cycles.
Lucido's Insurance Agency in Clinton Township, MI is a local broker known for providing supplemental insurance coverage to individuals and families in the area. Its service range includes helping clients fill gaps left by major medical plans with policies for accidents, critical illness, and hospital confinement. Additional offerings may extend to dental and vision benefits for comprehensive protection. The agency can also add on a specialized cancer or heart attack and stroke policy.
What Does a a Supplemental Insurance Agent in Clinton Township Cost?
Supplemental insurance costs in Michigan vary by plan type age and location. Medigap Plan G premiums for a 65 year old in Clinton Township typically range from 120 to 200 dollars per month. Medicare Advantage plans often have 0 dollar premiums but include copays and deductibles. Dental and vision supplemental plans cost between 30 and 80 dollars per month. This is general information and not insurance advice.
About supplemental insurance agents in Clinton Township
Supplemental insurance agents in Clinton Township Michigan help residents fill gaps in Medicare and employer health plans. Michigan law requires agents to be licensed through the Department of Insurance and Financial Services. Local agents can explain how Medigap plans work with Original Medicare in Macomb County.
Frequently Asked Questions
What is a supplemental insurance agent in Clinton Township
A supplemental insurance agent sells policies that cover costs not paid by Original Medicare or employer health plans. These include Medigap Medicare Advantage and dental or vision plans. Agents must follow Michigan insurance regulations and disclose all plan details.
When can I enroll in a Medigap plan in Michigan
In Michigan you have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this window insurers may deny coverage or charge higher premiums based on health.
Are Medicare Advantage plans available in Clinton Township
Yes many Medicare Advantage plans are available in Macomb County including Clinton Township. These plans combine Part A and Part B coverage and often include prescription drug dental and vision benefits. Michigan law requires these plans to meet minimum coverage standards set by the federal government.
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