The top-rated supplemental insurance agent in Southfield, Michigan is Tim Miller – State Farm Insurance Agent, rated 4.8 stars across 230 reviews. Other highly rated options include Cantor Insurance Group, L.A. Insurance, AAA Insurance - Saad Insurance Agency. This directory lists 19 supplemental insurance agents serving Southfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Miller – State Farm Insurance Agent | 18500 W 10 Mile Rd | (248) 559-3000 |
| 2 | Cantor Insurance Group | 26777 Central Park Blvd | (248) 848-0200 |
| 3 | L.A. Insurance | 24490 W 10 Mile Rd | (248) 353-0300 |
| 4 | AAA Insurance - Saad Insurance Agency | 24681 Northwestern Hwy Ste 1100 | (313) 649-7676 |
| 5 | Insurance One Agency | 26261 Evergreen Rd Ste. 530 | (800) 752-0680 |
| 6 | Midwest Medicare Solutions | 24225 W Nine Mile Rd SUITE 190 | (248) 963-5964 |
| 7 | Farmers Insurance - Gregory Blackwell | 15900 W 10 Mile Rd Ste 204 | (248) 833-0070 |
| 8 | Peoples Insurance Agency LTD | 16250 Northland Dr #150 | (248) 327-7083 |
| 9 | Erica Lindsay The Insurance Lady, Agency LLC | 24681 Northwestern Hwy STE 3006 | (313) 355-0330 |
| 10 | Michigan Medicare Specialist | 17515 W Nine Mile Rd #440 | (248) 227-0347 |
Tim Miller – State Farm Insurance Agent serves the Southfield, Michigan area as a supplemental insurance agent. The agency focuses on policies that fill gaps in primary health coverage, such as accident, hospital, and cancer plans. It helps clients manage out‑of‑pocket expenses with supplemental benefits. Personalized consultations are available to review specific coverage needs. The agency handles disability income insurance and critical illness policies in this region.
Cantor Insurance Group in Southfield, MI provides a range of supplemental insurance plans, including accident, hospital indemnity, and critical illness coverage. It offers service to help clients understand plan details and manage claims or policy updates. By addressing gaps in primary health coverage, these plans provide financial support for unexpected medical costs. The company assists single-family homes, apartments, retail establishments, and restaurants with securing appropriate coverage for their specific needs.
L.A. Insurance, based in Southfield, Michigan, serves as a Supplemental Insurance Agent, offering clients helpful policies that fill coverage gaps left by standard health plans. The agency works with individuals to address out-of-pocket costs and medical expenses not typically covered by primary insurance, focusing on benefits such as accident or critical illness policies. An area it specializes in is providing add-on cancer coverage for policyholders seeking extra financial protection during serious medical treatment.
AAA Insurance - Saad Insurance Agency serves homeowners, families, and small business owners in Southfield, Michigan, by offering supplemental insurance policies that help cover gaps left by primary medical or property plans. The agency provides clients with guidance on selecting additional coverage for unexpected health events or property damage. Its services focus on simplifying the enrollment process and explaining how supplemental plans complement existing insurance. The agency also extends its services to the greater Detroit metro area, including the nearby communities of Oak Park and Lathrup Village.
Serving Southfield, Michigan, and the surrounding communities across Oakland County, Insurance One Agency works as a supplemental insurance agent, helping clients fill gaps often left by primary health or Medicare plans. It regularly handles coverages designed to manage out-of-pocket expenses, such as hospital indemnity or accident policies. For each typical job, the agency begins with a personal consultation to discuss individual medical needs and budget, then builds a custom plan through clear, step-by-step comparisons of available options.
At Midwest Medicare Solutions in Southfield, MI, clients first decide between a single consultation for one specific coverage question or an ongoing advisory relationship. As supplemental insurance agents, they guide individuals through Medicare gaps by explaining plan features, costs, and enrollment timelines to match personal healthcare needs. This service operates on either a one-time basis for a single decision or is available as scheduled for periodic plan reviews and during open enrollment periods.
As colder weather settles into Southfield, many residents begin reviewing their existing coverage to address gaps that standard health plans may leave. Farmers Insurance - Gregory Blackwell offers supplemental insurance products that help manage out-of-pocket costs not covered by primary policies. Their approach focuses on identifying specific income-protection and copayment vulnerabilities unique to each client. After a review of your current plans and personal goals, a straightforward inspection of your potential coverage needs is scheduled.
Peoples Insurance Agency LTD in Southfield, Michigan offers supplemental insurance policies tailored to cover gaps that major medical plans leave exposed. It specializes in helping individuals secure additional protection for hospital stays, critical illness, and accident recovery costs. The agency guides clients through selecting plans that integrate smoothly with existing health coverage. Local residents often turn to this agency to prepare for uncovered expenses during the cold and flu season, when urgent care visits and prescription needs can strain a household budget unexpectedly.
Erica Lindsay The Insurance Lady, Agency LLC operates in Southfield and the surrounding area, offering general guidance on supplemental insurance policies that help cover expenses left by major medical plans. Its work frequently involves providing specialist plans such as accident, critical illness, hospital indemnity, or dental coverage. These policies help fill gaps in primary insurance, allowing individuals to manage deductibles and out-of-pocket costs. The agency can assist commercial accounts at local offices, warehouses, and food service establishments by tailoring supplementary benefits for their employees.
Michigan Medicare Specialist assists residents in Southfield with supplemental insurance needs for their homes, offering guidance on policies that address common gaps in coverage. The agency also addresses commercial supplemental insurance for local businesses, serving the broader Southfield area. Agents work closely with clients to explain plan options clearly. After an initial enrollment, the agency reaches out proactively to review any changes in needs before regular visits, ensuring continued alignment with the client's evolving situation.
What Does a a Supplemental Insurance Agent in Southfield Cost?
Supplemental insurance costs in Michigan vary by plan type age and location. Medigap Plan G premiums in Southfield typically range from 120 to 250 per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs can change each year based on insurer rate adjustments. This is general information not insurance advice.
About supplemental insurance agents in Southfield
Supplemental insurance agents in Southfield Michigan help residents fill gaps in Medicare and other health coverage. Michigan law allows insurers to offer Medigap plans with guaranteed issue rights during certain enrollment periods. Working with a local agent can simplify comparing plans from multiple carriers in the Southfield area.
Frequently Asked Questions
What is a supplemental insurance agent in Southfield?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or employer plans. These agents are licensed in Michigan and can explain plan options like Medigap or Medicare Advantage. They do not work for the government and charge no fee for their services.
When can I enroll in a Medigap plan in Michigan?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny you coverage or charge more due to health conditions. Outside this window you may face medical underwriting in Michigan.
Do Michigan agents sell Medicare Advantage plans?
Yes many supplemental insurance agents in Southfield also sell Medicare Advantage plans. These plans replace original Medicare and often include drug dental and vision coverage. Michigan requires all Medicare Advantage plans to have an annual out-of-pocket limit.
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