The top-rated supplemental insurance agent in Lake Orion, Michigan is J Jacobs and Associates ⭐⭐⭐⭐⭐, rated 4.9 stars across 796 reviews. Other highly rated options include Jake Asbury - State Farm Insurance Agent, Scott Ockerman - State Farm Insurance Agent, Great Lakes Independent Insurance Agency, Inc.. This directory lists 13 supplemental insurance agents serving Lake Orion.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | J Jacobs and Associates ⭐⭐⭐⭐⭐ | 4301 S Baldwin Rd | (248) 693-6455 |
| 2 | Jake Asbury - State Farm Insurance Agent | 3055 S Baldwin Rd | (248) 636-1644 |
| 3 | Scott Ockerman - State Farm Insurance Agent | 403 S Broadway St | (248) 391-9300 |
| 4 | Great Lakes Independent Insurance Agency, Inc. | 36 W Flint St | (248) 393-2400 |
| 5 | State Farm Insurance | 32 N Broadway St | (248) 628-3110 |
| 6 | FAMILY SHIELD INSURANCE GROUP | 1290 S Lapeer Rd | (248) 436-2888 |
| 7 | Jamie Felix - State Farm Insurance Agent | 95 Indianwood Rd | (248) 693-8100 |
| 8 | Haney Farm Bureau | 344 S Broadway St | (248) 464-5219 |
| 9 | Farmers Insurance - Christy Skrine | 1520 S Lapeer Rd Ste 209 | (248) 693-0050 |
| 10 | Steven Hoffman - HUB International | 18 S Broadway St | (248) 602-4300 |
J Jacobs and Associates, serving Lake Orion and surrounding Oakland County, provides supplemental insurance agency services to local residents. These plans are designed to help cover costs that primary health insurance does not fully pay. A supplemental insurance agent in this area works to close coverage gaps for individuals and families. As a licensed agency, it offers access to policies like accident, critical illness, and hospital indemnity plans.
Jake Asbury - State Farm Insurance Agent in Lake Orion, MI, offers supplemental insurance to help cover gaps not addressed by primary health plans. Their services include accident, critical illness, and hospital indemnity policies designed to provide financial support during unexpected medical events. The agency assists clients in understanding their coverage needs and reviewing existing plans to ensure adequate protection. Service and maintenance involve periodic policy check-ins and claims filing support. The agency serves single-family homes, apartments, retail, and restaurants in the Lake Orion area.
Scott Ockerman - State Farm Insurance Agent serves Lake Orion, Michigan, and the surrounding communities. This agency handles supplemental insurance policies that help cover gaps left by major medical plans. Typical products include those for accidents, critical illness, and hospital confinement. The agent meets with clients to identify their specific coverage needs and existing plans. He then presents policy options clearly, explaining how each supplement works alongside a client’s primary health insurance. The approach focuses on matching coverage to individual lifestyle and financial situations to provide practical protection.
Great Lakes Independent Insurance Agency, Inc. serves homeowners, renters, and local business owners in Lake Orion, Michigan, by offering supplemental insurance policies that help cover gaps left by primary health or property plans. These policies provide financial support for unexpected costs such as co-pays, deductibles, or lost income due to illness or accident. The agency advises clients on tailored coverage options to enhance their existing protection. It also serves the nearby communities of Oxford and Auburn Hills.
In Lake Orion, MI, a supplemental insurance agent offers coverage options that differ between one-time plans for specific needs and recurring policies for ongoing protection. These services help individuals address gaps in primary insurance, providing financial support for unexpected events or routine health expenses. The business operates with standard appointments that can be scheduled in advance at the client’s convenience. Service runs on an as-needed basis when clients request policy reviews or file claims.
Family Shield Insurance Group specializes in offering supplemental insurance policies to help cover gaps left by primary health plans in Lake Orion, MI. Its services include providing additional financial protection for unexpected medical expenses, such as deductibles or copays, that standard coverage may not fully address. The agency works to explain policy options clearly, ensuring clients understand how supplemental benefits can support their overall health finances. This guidance is especially valuable during flu season when increased doctor visits and potential hospitalizations can create unanticipated out-of-pocket costs that supplemental insurance helps manage.
As winter approaches in Lake Orion, residents often review their coverage for unexpected medical gaps. Jamie Felix - State Farm Insurance Agent provides supplemental insurance options that help with out-of-pocket costs primary health plans may not cover. The agency explains how such policies can assist with expenses like deductibles and copays during illness or injury. Service focuses on the local area and individual needs. A typical first step is a no-cost, in-person discussion to review a prospective client’s existing coverage and assess where a supplemental plan might fit.
Haney Farm Bureau works as a supplemental insurance agent in Lake Orion, MI, helping clients fill gaps in their primary health coverage with additional plans for accidents, critical illness, and hospital indemnity. The agency focuses on explaining how these add-on policies can pay cash benefits directly to policyholders during unexpected medical events. To meet diverse business needs, it provides insurance solutions for local offices, warehouses, and food service operations.
Farmers Insurance - Christy Skrine serves Lake Orion, MI, with residential supplemental insurance plans that fill coverage gaps not addressed by primary policies. Commercial supplemental protection is also offered for local businesses in the surrounding area. Policies are tailored to help individuals manage unexpected out-of-pocket costs and income loss. The agency focuses on building lasting relationships, providing follow-up support between regular visits to ensure coverage remains suitable as client needs change.
Steven Hoffman - HUB International, an independent supplemental insurance agent based in Lake Orion, MI, serves individuals and families seeking financial protection for unexpected gaps in their primary health coverage. It offers various voluntary policies, including accident, critical illness, and hospital indemnity plans, aimed at providing fixed cash benefits directly to the insured. These plans help cover deductibles, copays, and other out-of-pocket expenses not paid by major medical insurance. For an added layer of security, the agency also specializes in aiding clients with dental and vision coverage.
What Does a a Supplemental Insurance Agent in Lake Orion Cost?
Supplemental insurance costs in Michigan vary by plan type and provider. Medigap Plan G premiums for a 65 year old in Lake Orion typically range from 120 to 250 dollars per month. Costs depend on age gender tobacco use and location. This is general information not insurance advice.
About supplemental insurance agents in Lake Orion
Supplemental insurance agents in Lake Orion Michigan help residents fill gaps in their primary health coverage. Michigan law requires Medigap policies to be guaranteed issue during certain enrollment periods. Local agents can explain how Michigan specific rules affect your options.
Frequently Asked Questions
What is a supplemental insurance agent in Lake Orion?
A supplemental insurance agent helps you buy policies that cover costs not paid by Medicare or other primary insurance. They can explain Medigap plans and other gap coverage options available in Michigan.
When can I enroll in a Medigap plan in Michigan?
In Michigan you have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge more due to health conditions.
Does Michigan require agents to be licensed?
Yes all supplemental insurance agents in Michigan must hold a valid state insurance license. You can verify an agents license through the Michigan Department of Insurance and Financial Services website.
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