The top-rated supplemental insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 874 reviews. Other highly rated options include Boer Insurance Group, Kevin Curtis - State Farm Insurance Agent, Chief Insurance Services. This directory lists 29 supplemental insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 2 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 3 | Kevin Curtis - State Farm Insurance Agent | 11230 Tallmadge Woods Dr | (616) 453-3276 |
| 4 | Chief Insurance Services | 2828 Kraft Ave SE Ste 104 | (616) 600-8444 |
| 5 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 6 | Kenowa Insurance: Allstate Insurance | 0-81, Lake Michigan Dr Ste 120 | (616) 828-5660 |
| 7 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 8 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
| 9 | West Michigan Insurance, Inc. | 56 Cesar E. Chavez Ave SW Suite 300 | (616) 866-3180 |
| 10 | OVD Insurance | 37 Ottawa Ave NW Suite 400 | (616) 441-0704 |
The Brouwers Agency, LLC serves the Grand Rapids, Michigan metropolitan area as a supplemental insurance agent. This local agency helps clients address financial gaps that primary health plans often leave behind. By offering policies designed for specific needs, the agency assists individuals in managing out-of-pocket costs from medical events. It also provides coverage for unexpected income loss during recovery periods. The agency handles accident insurance plans and hospital indemnity policies in this region.
Boer Insurance Group in Grand Rapids, Michigan, distinguishes one-time service options, such as individual policy purchases, from recurring service options that include ongoing coverage adjustments and annual renewals. They help clients address gaps in major medical plans by offering supplemental policies that cover out-of-pocket expenses like deductibles, copays, and critical illness treatments. This local agency provides its supplemental insurance agent services primarily on an as-needed basis, allowing clients to schedule policy reviews or file claims only when their specific situations change.
Kevin Curtis - State Farm Insurance Agent in Grand Rapids, MI, specializes in supplemental insurance policies that fill gaps in primary health or life coverage. This agency helps clients with accident, critical illness, and hospital indemnity plans. Its general service includes regular policy reviews to ensure coverage matches changing personal circumstances. As winter arrives in West Michigan, the agency assists residents in preparing for increased medical costs related to seasonal slips and flu complications.
Chief Insurance Services specializes in providing supplemental insurance options for individuals in Grand Rapids, Michigan. The company assists clients with navigating coverage gaps left by primary health plans, offering support for claims and policy questions. Its agents work to explain how supplemental plans can help with deductibles and out-of-pocket expenses. This service proves particularly valuable during open enrollment periods when residents review their existing benefits and consider adding coverage for unexpected medical costs.
Stedman Insurance Agency Inc. serves residents in Grand Rapids with supplemental insurance policies that help cover costs not paid by primary health plans. Commercial clients throughout the area can also secure tailored supplemental coverage to protect their businesses from unexpected gaps. The agency’s focus is on explaining complex benefits in straightforward terms for local policyholders. After an initial enrollment, the agency follows up between regular visits to review any changes in coverage needs, ensuring that each client’s supplemental plan remains appropriate over time.
In Grand Rapids, Michigan, seasonal weather changes can create new insurance coverage questions for residents. Kenowa Insurance, operating as an Allstate agent in the supplemental insurance category, helps local individuals address gaps in health or life policies with tailored plans. The company serves area customers by offering explanations of optional coverages that fill common deductibles or extended care scenarios. An initial consultation allows each client to discuss specific personal risks before moving to a coverage assessment step.
Warsen Insurance Agency, Inc. in Grand Rapids, Michigan assists clients in identifying appropriate health coverage solutions. The agency focuses on supplemental insurance policies that help cover gaps left by primary medical plans. These optional plans may provide specific financial support for hospital stays, accident recovery, or critical illness treatment. For local businesses, the agency can serve various commercial sectors to help protect their operations, including offices needing key-person policies, warehouses managing risk exposures, and food service establishments requiring extra liability or equipment coverage.
Insurance Advantage Agency serves the Grand Rapids, Michigan metro area and surrounding Kent County as a supplemental insurance agent. It helps individuals secure policies that cover expenses not addressed by primary health plans, such as accident hospitalization and critical illness treatments. The agency focuses on bridging coverage gaps that may arise from high deductibles and copayments. Its work involves explaining policy options for dental and vision care supplemental plans.
West Michigan Insurance, Inc. serves residents of Grand Rapids by offering supplemental insurance policies that help cover out-of-pocket medical costs and gaps in primary health coverage. The firm also provides commercial supplemental plans for local businesses seeking additional financial protection for their employees across the greater Grand Rapids area. Policies are designed to pay cash benefits directly to policyholders. This agency encourages clients to schedule follow-up consultations between regular policy review visits to adjust coverages as needs change.
OVD Insurance is a supplemental insurance agent based in Grand Rapids, Michigan, known for helping clients bridge coverage gaps left by primary health plans. Its service range includes offering policies that address out-of-pocket medical costs and lost income during illness or injury. The agency can add a specialty service focusing on critical illness insurance for local residents seeking financial support after a serious diagnosis.
What Does a a Supplemental Insurance Agent in Grand Rapids Cost?
Supplemental insurance costs in Michigan vary by plan type age and location. Medicare Supplement Plan G in Grand Rapids typically ranges from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but higher out of pocket costs. Costs also depend on the carrier and your health status for medically underwritten plans. This is general information and not insurance advice.
About supplemental insurance agents in Grand Rapids
Supplemental insurance agents in Grand Rapids Michigan help residents fill gaps in Medicare employer coverage or individual health plans. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Agents can explain how Michigan-specific rules like the Medicare Supplement Open Enrollment window affect your choices.
Frequently Asked Questions
What is a supplemental insurance agent in Grand Rapids?
A licensed professional who helps you buy policies that cover costs not paid by your primary health plan. In Michigan agents must follow state regulations and disclose their commission. They can compare plans from multiple carriers for you.
When can I enroll in a Medicare Supplement plan in Michigan?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time in Michigan you cannot be denied coverage for health reasons. Outside this window insurers may use medical underwriting.
Do Michigan agents charge a fee for their services?
Most supplemental insurance agents in Michigan are paid by the insurance company not by you. Some independent agents may charge a consultation fee but they must disclose this upfront. Always ask about any fees before you agree to work with an agent.
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