The top-rated supplemental insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Mason Denton - State Farm Insurance Agent, Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc.. This directory lists 20 supplemental insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Mason Denton - State Farm Insurance Agent | 202 Lone Oak Rd Suite 100 | (270) 908-4220 |
| 3 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 4 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 5 | Kent Bohanon - State Farm Insurance Agent | 2520 New Holt Rd Suite F | (270) 554-5450 |
| 6 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 7 | Jim McPeake - State Farm Insurance Agent | 1401 Broadway St # 1 | (270) 554-6830 |
| 8 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
| 9 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
| 10 | Greenwell Insurance | 649 Lone Oak Rd | (270) 554-1554 |
Shane Andrus - State Farm Insurance Agent serves the Paducah, Kentucky area as a local supplemental insurance agent. This agency helps residents secure additional coverage that can complement major medical plans, addressing gaps not covered by standard health insurance. Supplemental insurance products are designed to provide financial support for out-of-pocket expenses such as deductibles and copayments. The agency guides clients through options like accident insurance or hospital indemnity policies, which offer fixed cash benefits for specific medical events. These services help Paducah policyholders manage unexpected healthcare costs more effectively.
As a supplemental insurance agent in Paducah, KY, Mason Denton - State Farm Insurance Agent provides policies to cover gaps left by primary health or life plans. Regular policy reviews are available to help adjust coverage as individual needs change over time. Assistance with claims filing and understanding plan details is offered to all clients. This agency services single-family homes, apartments, retail establishments, and restaurants.
Shelter Insurance - Brian Meadows serves homeowners, businesses, and property managers in Paducah, Kentucky, by offering supplemental insurance agent services. These policies help fill gaps left by standard coverage, providing financial protection for unexpected expenses. Clients can discuss options tailored to their specific property or business needs. The agency also covers the surrounding areas in the western Kentucky region, extending its services to neighboring communities such as Metropolis, Illinois, just across the Ohio River.
Serving Paducah and the surrounding communities of western Kentucky, Hibbs Insurance Agency, Inc. operates as a local supplemental insurance agent. The agency handles policies designed to cover gaps left by major medical plans, such as accident, cancer, or hospital indemnity coverage. Because needs vary by individual, it takes time to review each client’s existing benefits before identifying appropriate plan options.
Kent Bohanon - State Farm Insurance Agent in Paducah, KY, offers supplemental insurance with distinct service rhythms. Clients can choose one-time policy reviews for a single coverage assessment or opt for recurring scheduled check-ins that adjust protection as needs change. Common supplemental options may help cover gaps in primary health or life insurance. These policies typically address expenses like copays or lost income during recovery. Service operates on an as-needed basis for new quotes or policy updates, with recurring reviews available for clients who prefer proactive, periodic adjustments to their coverage.
Paducah Insurance Agency LLC specializes in supplemental insurance plans that help cover costs not included by major medical policies. It serves clients in Paducah, Kentucky, by offering gap coverage for expenses such as co-pays, deductibles, and critical illness care. These supplemental products work alongside existing health insurance to reduce out-of-pocket financial strain. During the open enrollment period, the agency assists local residents in reviewing their current coverage and selecting a plan that fits their seasonal healthcare needs.
Jim McPeake - State Farm Insurance Agent in Paducah, KY, assists local residents with supplemental insurance coverage to fill gaps in their primary health plans. For commercial clients, the agency offers similar gap-filling policies tailored to business needs throughout the Paducah area. Service remains focused on this city and its immediate surroundings. After each initial consultation or policy change, the agent ensures clients understand their benefits and can easily request further adjustments or questions answered before the next regular visit.
Located in Paducah, Kentucky, this agency helps local residents fill common coverage gaps left by standard health plans. As a supplemental insurance agent, Scott Jordan specializes in policies designed to cover deductibles and co-pays for unexpected medical events. The agency works with nearby business sectors that require tailored benefits, including professional offices, warehouses, and food service establishments seeking to support their employees with extra financial protection.
When the Mississippi River swells or a severe storm sweeps through western Kentucky, homeowners near Paducah often review their existing plans. Insurance of Paducah serves as a supplemental insurance agent in this region, offering policies that address gaps in primary health or property coverage. These agents explain benefit periods, waiting times, and out-of-pocket limits without proposing a full replacement for standard plans. They focus on specific loss exposures relevant to local conditions. A typical first step involves a no-commitment review of current benefits to identify missing coverages before recommending suitable options.
What Does a a Supplemental Insurance Agent in Paducah Cost?
Supplemental insurance agent services in Kentucky are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Paducah can range from about 50 to 300 dollars per month depending on your age health and plan type. Medicare Advantage plans often have low or zero monthly premiums but may include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Paducah
Supplemental insurance agents in Paducah Kentucky help residents find coverage that fills gaps in Medicare or employer health plans. These agents can explain options like Medigap plans Medicare Advantage and hospital indemnity policies. Kentucky law requires agents to be licensed and follow specific sales rules for Medicare products.
Frequently Asked Questions
What is the best time to enroll in a Medigap plan in Paducah?
The best time to enroll in a Medigap plan is during your Medigap Open Enrollment Period. This period starts when you are 65 and enrolled in Medicare Part B. In Kentucky this period lasts for six months and during this time you cannot be denied coverage due to health conditions.
Can a supplemental insurance agent help with Medicare Advantage plans in Paducah?
Yes a licensed agent can help you compare Medicare Advantage plans available in Paducah. These plans are offered by private insurance companies and must follow Medicare rules. Kentucky agents can explain the differences between HMO and PPO plans in your area.
Are there Kentucky specific rules for supplemental insurance agents?
Yes Kentucky requires all insurance agents to hold a valid license from the Kentucky Department of Insurance. Agents selling Medicare products must complete annual training on Medicare rules. Kentucky also has laws that limit how often agents can contact you about plan changes.
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