The top-rated supplemental insurance agent in Louisville, Kentucky is Aspen Ridge Insurance, LLC, rated 5.0 stars across 610 reviews. Other highly rated options include Greg Haus - State Farm Insurance Agent, Jeff Schneider Affordable Health Insurance, Hyland Insurance. This directory lists 30 supplemental insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aspen Ridge Insurance, LLC | 9850 Von Allmen Ct #201 | (502) 233-2272 |
| 2 | Greg Haus - State Farm Insurance Agent | 3610 Lexington Rd | (502) 894-4406 |
| 3 | Jeff Schneider Affordable Health Insurance | 806 Stone Creek Pkwy Suite 10 | (502) 378-5165 |
| 4 | Hyland Insurance | 9750 Ormsby Station Rd Suite 200 | (502) 637-4733 |
| 5 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
| 6 | Price Point Insurance Services | 5427 Bardstown Rd #3 | (502) 290-5061 |
| 7 | Schwartz Insurance Group | 2950 Breckenridge Ln STE 8A | (502) 451-1111 |
| 8 | Family Select Insurance | 6409 Dutchmans Pkwy | (502) 454-7283 |
| 9 | Louisville Kentucky Insurance | 6801 Dixie Hwy Unit 237 | (502) 447-3711 |
| 10 | Lincoln Insurance Agency | 214 Breckenridge Ln Suite 101 | (502) 897-3300 |
Aspen Ridge Insurance, LLC serves the Louisville metro area and surrounding Jefferson County as a supplemental insurance agent. The agency helps clients explore additional coverage options beyond primary health plans, addressing gaps in medical expenses and income protection. Agents work with local residents to review policies such as accident insurance, which provides cash benefits for injuries and hospital stays, and critical illness insurance, offering lump-sum payments upon diagnosis of covered conditions.
Greg Haus - State Farm Insurance Agent serves Louisville, Kentucky, and its surrounding communities. The agency handles supplemental insurance policies, which help cover costs not paid by primary health plans, such as deductibles or copays for accidents or critical illnesses. Clients work directly with the agent to explore how a stand-alone policy might fill specific gaps in their existing coverage. To handle a typical job, the agent first reviews a client’s current health plan and then lists potential supplemental benefits that could address uncovered expenses.
In southeastern Jefferson County, Jeff Schneider Affordable Health Insurance distinguishes between one-time policy comparisons and recurring annual enrollment reviews for its supplemental insurance clients. The agency specializes in coverage that helps pay for expenses traditional health plans may not address, such as deductibles and copays. Service is offered strictly on an as-needed basis, allowing clients to schedule appointments upon retirement, changes in medical needs, or the start of a new plan year.
Based in Louisville, KY, Hyland Insurance focuses primarily on residential supplemental insurance, helping local homeowners manage coverage gaps. Commercial accounts are also served within the greater Louisville region. The agency aims to simplify the options typically found in this insurance category for its clients. Between regular visits, the company provides ongoing follow-up services to address policy questions or changes, ensuring continued support for existing policyholders.
Commonwealth Insurance Services in Louisville, Kentucky specializes in supplemental insurance policies that help cover expenses not paid by primary health plans. Its agents assist local residents with selecting plans tailored to fill gaps in coverage, such as for dental, vision, or accident-related costs. They guide clients through the enrollment process and address policy changes as needs evolve. During the annual Medicare open enrollment period, the company helps seniors evaluate their current supplemental options and make informed adjustments for the coming year.
As the unpredictable weather in Louisville brings seasonal health concerns, residents often find gaps in their primary medical coverage that create unexpected financial strain. Price Point Insurance Services, based in Kentucky, operates as a supplemental insurance agent focused on offering policies that address those specific shortfalls. The company assists individuals with navigating options designed to pay for costs not covered by major medical plans. An initial consultation begins with an assessment of your current coverage and personal health needs.
Schwartz Insurance Group operates as a supplemental insurance agent in Louisville, Kentucky, helping individuals and businesses fill gaps in standard coverage. This work typically involves offering policies such as accident, critical illness, or hospital indemnity plans, which pay cash benefits directly to the policyholder in specific situations. As a local specialist, the group can serve a range of commercial sectors, including office spaces, warehouses, and food service operations.
Family Select Insurance, based in Louisville, KY, serves residents by offering supplemental insurance policies that help cover expenses left by primary health plans. Its services include providing options for accident, cancer, and critical illness coverage tailored to individual needs. Policies assist with out-of-pocket costs such as deductibles and copays for local policyholders. An additional specialty service the company offers is adding hospital indemnity plans to provide fixed cash benefits during extended medical stays.
As a supplemental insurance agent in Louisville, Kentucky, this company serves residential clients by helping them manage out-of-pocket medical costs not covered by primary plans. Commercial coverage is also available for local businesses and their employees within the Louisville area. The agency provides ongoing support for policy adjustments and claim questions. Additional follow-up service is offered between regular visits to ensure coverage stays aligned with changing healthcare needs.
What Does a a Supplemental Insurance Agent in Louisville Cost?
Medigap premiums in Kentucky typically range from 100 to 300 dollars per month depending on age gender and the plan type. Medicare Advantage plans often have low or zero monthly premiums but may include copays and deductibles. Costs vary by insurer and specific plan. This is general information and not insurance advice.
About supplemental insurance agents in Louisville
Supplemental insurance agents in Louisville Kentucky help residents choose Medigap or Medicare Advantage plans that fill gaps in Original Medicare. Kentucky law requires that Medigap policies be guaranteed renewable and that insurers offer a six-month open enrollment period once a person turns 65. Local agents can explain how Kentucky-specific regulations affect plan availability and pricing.
Frequently Asked Questions
What is the best time to buy a Medigap policy in Kentucky?
The best time is the six-month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this window you have guaranteed issue rights and cannot be denied coverage based on health conditions.
Can a supplemental insurance agent help with Medicare Advantage plans in Louisville?
Yes agents licensed in Kentucky can help you compare Medicare Advantage plans available in Jefferson County. They can explain plan networks costs and additional benefits like dental or vision coverage.
Are there Kentucky laws that protect Medigap policyholders?
Kentucky law requires that Medigap policies be guaranteed renewable and that insurers cannot cancel your policy as long as you pay premiums. The state also mandates a 30-day free look period for new Medigap policies.
Supplemental Insurance Agents in Other Kentucky Cities
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