The top-rated supplemental insurance agent in Georgetown, Kentucky is Sophia Kenealy - State Farm Insurance Agent, rated 5.0 stars across 979 reviews. Other highly rated options include Steve Woodrum - State Farm Insurance Agent, Becky Jordan - State Farm Insurance Agent, Castle Insurance. This directory lists 20 supplemental insurance agents serving Georgetown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sophia Kenealy - State Farm Insurance Agent | 122 Edwards Ave #2 | (502) 542-6876 |
| 2 | Steve Woodrum - State Farm Insurance Agent | 102 Finley Dr #80 | (502) 863-0608 |
| 3 | Becky Jordan - State Farm Insurance Agent | 749 S Broadway St | (502) 863-3644 |
| 4 | Castle Insurance | 210 Bevins Ln Suite F | (502) 603-0397 |
| 5 | Humphries Insurance Agency LLC: Allstate Insurance | 1641 Paris Pike | (502) 863-3897 |
| 6 | Austin Flannery Agency: Allstate Insurance | 123 N Broadway | (502) 603-4068 |
| 7 | Shelter Insurance - Steve Black | 102 Finley Dr #107 | (502) 868-7654 |
| 8 | The Hockensmith Agency | 224 E Main St | (502) 208-7333 |
| 9 | Kentucky Farm Bureau Insurance | 101 Trackside Rd | (502) 863-2454 |
| 10 | Grant Rea - State Farm Insurance Agent | 401 E Washington St C | (502) 868-7575 |
Sophia Kenealy - State Farm Insurance Agent serves Georgetown, KY and the surrounding Scott County area, specializing in supplemental insurance solutions for local residents. The agency assists clients with coverage designed to fill gaps left by primary health or life plans, helping individuals manage out-of-pocket costs. Standard supplemental options often include accident, hospital indemnity, and critical illness policies. This office provides personalized guidance on such plans, ensuring customers understand their benefits. Specific services handled here include accident insurance and hospital indemnity plans.
Steve Woodrum - State Farm Insurance Agent provides supplemental insurance coverage that helps fill gaps left by major medical plans. The agency offers service options to review current policies and adjust coverage as client needs change. Regular consultations explain policy details and claim processes without complex jargon. Serving the Georgetown, Kentucky area, this agent assists with personalizing life, health, and accident supplemental policies. These services support homeowners, renters, and small business operators, including those who own single-family homes, apartments, retail locations, and restaurants.
Becky Jordan’s agency serves Georgetown homeowners and area property managers who need supplemental insurance coverage for gaps in standard policies. As a supplemental insurance agent, she helps clients explore options such as accident or hospital indemnity plans that pay cash benefits directly. The agency also assists local businesses that want to add critical illness or disability coverage for employees. Beyond Georgetown, her office provides these same services to residents and businesses in the neighboring Scott County communities and the broader Lexington metro area.
Castle Insurance serves Georgetown, Kentucky, and the surrounding communities as a supplemental insurance agent. It handles supplemental policies designed to help cover gaps left by primary health or medical plans. These policies typically support clients facing unexpected out-of-pocket expenses from accidents, hospital stays, or critical illnesses. The company approaches each case by first reviewing the individual’s existing coverage to identify specific needs, then presenting straightforward options that align with their situation.
Humphries Insurance Agency LLC: Allstate Insurance in Georgetown, KY provides supplemental insurance options that differ between one-time products, such as accident or hospital indemnity plans, and recurring coverage like disability or critical illness policies. These supplemental plans help fill gaps left by major medical insurance, covering out-of-pocket costs or offering cash benefits upon specific health events. The agency operates on an as-needed basis, offering consultations, policy adjustments, and claims assistance whenever a client requires service.
Austin Flannery Agency: Allstate Insurance in Georgetown, KY, offers specialty supplemental insurance services to help cover gaps left by major medical plans. It also provides general agency support for individual policy needs. Supplemental insurance agents in this area assist clients with unexpected expenses from accidents, critical illnesses, or hospital stays. The agency helps residents address financial strain from seasonal health issues, such as winter-related falls or influenza complications that lead to extended recovery time.
As the seasons shift in Georgetown, KY, local residents often begin reevaluating their financial safety nets, which is where Shelter Insurance - Steve Black offers supplemental insurance agent services. This professional helps individuals explore gap coverage options that protect against unexpected out-of-pocket expenses. The initial consultation typically features a thorough assessment of current policies and a discussion of potential supplemental solutions tailored to the client's specific life stage. An inspection of existing coverage is then scheduled to identify any possible overlaps or shortfalls.
The Hockensmith Agency works as a local supplemental insurance agent in Georgetown, KY, helping individuals secure added coverage that goes beyond standard health plans. Its specialty includes offering voluntary policies to fill gaps in existing medical or disability insurance. The agency serves a range of commercial sectors, supporting employees in local offices, warehouses, and food service operations with tailored benefit options.
Kentucky Farm Bureau Insurance in Georgetown, Kentucky distinguishes between one-time policy reviews and ongoing coverage adjustments for supplemental insurance clients. Their services typically address gaps in primary health, accident, or disability plans with customized solutions. Clients may schedule an initial consultation to assess individual needs, followed by recurring annual policy evaluations. These appointments ensure coverage remains aligned with changing circumstances. Service arrangements are flexible, operating on a one-time, scheduled, or as-needed basis depending on each client’s preference for ongoing support.
Grant Rea serves as a supplemental insurance agent in Georgetown, KY, assisting residents with individual health and life coverage to fill gaps in primary plans. Commercial clients in the area also receive support for business-related insurance needs. The agency works with local policyholders to review their existing plans and recommend added protections where appropriate. Between regularly scheduled visits, the office follows up with clients to adjust coverage as their personal or business circumstances change, ensuring continuity of protection.
What Does a a Supplemental Insurance Agent in Georgetown Cost?
Supplemental insurance costs in Kentucky vary by plan type age and health status. Medigap Plan G premiums for a 65-year-old in Georgetown typically range from $120 to $200 per month. Medicare Advantage plans may have zero premium but include copays and network limits. Costs change each year and depend on the insurer. This is general information not insurance advice.
About supplemental insurance agents in Georgetown
Supplemental insurance agents in Georgetown Kentucky help residents choose Medigap and Medicare Advantage plans that fill coverage gaps. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance and follow strict marketing rules. Local agents understand the specific needs of Scott County retirees and can explain plan options available in the Bluegrass region.
Frequently Asked Questions
What is a supplemental insurance agent in Georgetown Kentucky?
A supplemental insurance agent in Georgetown helps you buy private insurance that works with Medicare. They can explain Medigap plans and Medicare Advantage plans that cover costs Original Medicare does not. Agents must hold a valid Kentucky insurance license.
When can I enroll in a Medigap plan in Kentucky?
In Kentucky you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period you may face health questions and higher rates.
Are there Kentucky rules for Medicare supplement agents?
Yes Kentucky law prohibits agents from selling duplicate coverage and requires them to provide a standardized outline of coverage. Agents cannot use high-pressure sales tactics and must follow the federal Medicare marketing guidelines. The Kentucky Department of Insurance oversees agent conduct.
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