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Find Supplemental Insurance Agents Near You in Owensboro, KY

Browse supplemental insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated supplemental insurance agent in Owensboro, Kentucky is The Hayden Agency: Allstate Insurance, rated 4.9 stars across 177 reviews. Other highly rated options include T.H.E Insurance Group, Elevate Insurance Agency Inc, Owensboro Insurance Agency. This directory lists 20 supplemental insurance agents serving Owensboro.

Showing 20 supplemental insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
2T.H.E Insurance Group745 Carlton Dr(270) 240-1835
3Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
4Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
5Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
6EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
7Kentucky Farm Bureau Insurance2645 Frederica St(270) 926-9600
8WD Insurance2410 W Parrish Ave(270) 240-2268
9Bennett Insurance Agency801 Old Hartford Rd(270) 228-2323
10Nationwide Insurance: Aubrey M Beatty922 Triplett St Ste 1(270) 684-1006
HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Supplemental Insurance Agent · Owensboro, KY

The Hayden Agency: Allstate Insurance serves the Owensboro, Kentucky, area and operates as a local supplemental insurance agent. It provides coverage options that assist individuals with expenses often not fully covered by primary health plans, such as deductibles and copayments. Policyholders in the region can access plans for accident-related costs and critical illness treatment. The agency helps clients secure these supplemental benefits, including hospital indemnity and specified disease policies.

TH
745 Carlton Dr
T.H.E Insurance Group
Supplemental Insurance Agent · Owensboro, KY

The T.H.E Insurance Group in Owensboro, KY offers supplemental insurance coverage to help individuals manage out-of-pocket medical costs. The agency assists clients in selecting policies that complement existing health plans. They provide guidance on plan options and support during the enrollment process. Ongoing service includes reviewing coverage needs as circumstances change. The office arranges convenient appointments for policy questions or claims assistance. The agency serves residents in single-family homes, apartments, retail locations, and restaurants throughout the local area.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Supplemental Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc serves the Owensboro, Kentucky area and its surrounding communities, handling supplemental insurance for individuals and families. It helps clients bridge gaps in primary health coverage by offering policies for specific needs such as accident recovery or critical illness. Each client first receives a personalized review of their existing coverage to identify potential shortfalls. The agency then presents a few tailored options, explaining policy terms in straightforward language before allowing the client to make an informed choice.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Supplemental Insurance Agent · Owensboro, KY

Owensboro Insurance Agency serves homeowners and local property managers who need supplemental coverage beyond standard policies. It assists families and landlords in protecting assets against gaps in primary insurance, focusing on tailored solutions for specific property needs. The agency understands regional risks, helping clients navigate policies covering unexpected damages or liability. Located in Owensboro, Kentucky, it also extends its supplemental insurance services to clients in nearby Daviess County communities such as Utica.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Supplemental Insurance Agent · Owensboro, KY

Elite Risk Advisors in Owensboro, Kentucky offers supplemental insurance agents who help clients understand the difference between one-time plans and recurring coverage options that may require periodic renewals. These plans can fill gaps left by primary health insurance, such as accident, critical illness, or hospital indemnity policies. Their service runs on both scheduled and as-needed appointments, allowing clients to review their needs and adjust their coverage throughout the year.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Supplemental Insurance Agent · Owensboro, KY

As the seasons shift in Owensboro, many residents begin to review gaps in their health coverage for unexpected medical costs. EM Ford Insurance & Financial Planning serves the local community as a supplemental insurance agent, offering plans that help cover hospital stays, accidents, or critical illness expenses not included in primary policies. This business works with individuals to identify suitable additional coverage for their personal situation. The process ordinarily begins with a complimentary initial-assessment step where current policies are discussed.

KF
2645 Frederica St
Kentucky Farm Bureau Insurance
Supplemental Insurance Agent · Owensboro, KY

Kentucky Farm Bureau Insurance in Owensboro, Kentucky offers supplemental insurance policies that cover gaps left by primary health plans. It provides Medicare supplement plans designed to handle out-of-pocket expenses and critical illness coverage for unexpected medical events. The agency also works with local residents to explain how supplemental plans integrate with existing benefits. It particularly assists families during open enrollment periods when health needs change, offering guidance on adjusting coverage to match new medical requirements or seasonal transitions in employment.

WI
2410 W Parrish Ave
WD Insurance
Supplemental Insurance Agent · Owensboro, KY

WD Insurance offers supplemental insurance solutions in the Owensboro, Kentucky area. The company provides additional coverage that works alongside primary health plans to help clients manage out-of-pocket expenses. These supplementary policies can assist with costs from accidents, critical illnesses, or hospital stays. Supplemental insurance agents in this region often focus on closing gaps not covered by standard medical insurance. The agency can serve a variety of commercial sectors, including professional offices, industrial warehouses, and local food service establishments.

BI
801 Old Hartford Rd
Bennett Insurance Agency
Supplemental Insurance Agent · Owensboro, KY

Bennett Insurance Agency in Owensboro, KY helps residents of the area secure supplemental insurance for gaps left by standard health or Medicare plans. Commercial policies are also offered to local businesses needing tailored coverage beyond group benefits. Service extends throughout Owensboro and surrounding Daviess County communities. The agency reviews each client's existing plan before recommending options. After an initial enrollment, agents remain available for follow-up assistance or to adjust coverage during regularly scheduled service visits.

NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Supplemental Insurance Agent · Owensboro, KY

Nationwide Insurance: Aubrey M Beatty in Owensboro, KY, is known for providing supplemental insurance policies that help cover expenses left by major medical plans. Its services include accident, critical illness, and hospital indemnity coverage to Kentucky residents. As a local agent, Aubrey M Beatty also offers whole life and term insurance options for long-term financial planning. An added specialty service is offering Medicare Supplement plans for those enrolled in Medicare.

RC
800 Frederica St
River City Insurance Agency
Supplemental Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagency.com
AC
2824 Farrell Crescent
Affordable Care Health Insurance LLC
Supplemental Insurance Agent · Owensboro, KY
(270) 684-3711
affordableinsuranceky.com
NI
2120 Frederica St
Neely Insurance Agency LLC
Supplemental Insurance Agent · Owensboro, KY
(270) 213-6394
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Supplemental Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Supplemental Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Supplemental Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
OH
1724 Sweeney St
Owensboro Health insurance
Supplemental Insurance Agent · Owensboro, KY
(270) 679-0875
brindakirkpatrick0.wixsite.com/owensboro-health-ins
SI
3943 KY-54
Storm Insurance, LLC
Supplemental Insurance Agent · Owensboro, KY
(270) 685-2438
storm-ins.com
KS
2249 Palomino Pl
Karen's Insurance Agency
Supplemental Insurance Agent · Owensboro, KY
kareninsuranceagency.com
HI
2009 Frederica St A
Houchens Insurance Group
Supplemental Insurance Agent · Owensboro, KY
(270) 685-5581
higusa.com/about-our-agency

What Does a a Supplemental Insurance Agent in Owensboro Cost?

Supplemental insurance agent services in Owensboro are typically free to consumers because agents earn commissions from insurance carriers. Medigap plan premiums in Kentucky vary by plan type, age, and location, ranging from roughly $100 to $300 per month for a 65-year-old. Costs can be higher for those who enroll outside the open enrollment period due to health rating. This is general information, not insurance advice.

About supplemental insurance agents in Owensboro

Supplemental insurance agents in Owensboro, Kentucky help residents find Medigap and other health coverage plans to fill gaps in Medicare. Kentucky law requires Medigap policies to be guaranteed renewable, meaning the insurer cannot cancel your coverage as long as you pay premiums. Local agents can explain how state-specific rules affect plan options and enrollment periods.

Frequently Asked Questions

What is a supplemental insurance agent in Owensboro?

A supplemental insurance agent in Owensboro helps you compare and enroll in Medigap plans, Medicare Advantage plans, or other gap coverage. These agents are licensed in Kentucky and must follow state regulations for policy sales and disclosures.

When can I enroll in a Medigap plan in Kentucky?

You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge more due to health conditions. After this window, you may face medical underwriting.

Are there Kentucky-specific rules for supplemental insurance?

Yes, Kentucky requires Medigap policies to be standardized as Plans A through N. The state also mandates a 30-day free look period for new policies, allowing you to cancel for a full refund if you change your mind.

Supplemental Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.