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Supplemental Insurance Agents in Owensboro, KY

Looking for a supplemental insurance agent in Owensboro? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 supplemental insurance agents in Owensboro, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Hayden Agency: Allstate Insurance
700 Carlton Dr, Owensboro, KY 42303
(270) 926-7007 agents.allstate.com
T.H.E Insurance Group
745 Carlton Dr, Owensboro, KY 42303
(270) 240-1835 theinsurancegroupowensboro.com
Owensboro Insurance Agency
328 Legion Blvd W, Owensboro, KY 42303
(270) 685-5360
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001 elevateyourinsurance.com
Elite Risk Advisors
111 W 3rd St Ste 2, Owensboro, KY 42303
(270) 225-4445 eliteriskagent.com
Kentucky Farm Bureau Insurance
2645 Frederica St, Owensboro, KY 42301
(270) 926-9600 kyfb.com
EM Ford Insurance & Financial Planning
600 Frederica St, Owensboro, KY 42301
(270) 926-2806 emford.com
WD Insurance
2410 W Parrish Ave, Owensboro, KY 42301
(270) 240-2268 wdinsuranceobky.com
Bennett Insurance Agency
801 Old Hartford Rd, Owensboro, KY 42303
(270) 228-2323
Nationwide Insurance: Aubrey M Beatty
922 Triplett St Ste 1, Owensboro, KY 42303
(270) 684-1006 agency.nationwide.com
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975 rivercityinsuranceagency.com
Lawton Insurance of Owensboro
200 E 3rd St Suite 101, Owensboro, KY 42301
(270) 685-5124 hfins.com
Affordable Care Health Insurance LLC
2824 Farrell Crescent, Owensboro, KY 42303
(270) 684-3711 affordableinsuranceky.com
Neely Insurance Agency LLC
2120 Frederica St, Owensboro, KY 42301
(270) 213-6394
Maddox Insurance Group
2803 Veach Rd, Owensboro, KY 42301
(270) 485-2159 jordanmaddoxinsurance.com
Ohio Valley Insurance, LLC
5010 Back Square Dr, Owensboro, KY 42301
(270) 683-3336 ohiovalleyins.com
Owensboro Health insurance
1724 Sweeney St, Owensboro, KY 42303
(270) 679-0875 brindakirkpatrick0.wixsite.com
Storm Insurance, LLC
3943 KY-54, Owensboro, KY 42303
(270) 685-2438 storm-ins.com
Houchens Insurance Group
2009 Frederica St A, Owensboro, KY 42301
(270) 685-5581 higusa.com

Supplemental insurance agents in Owensboro, Kentucky help residents find Medigap and other health coverage plans to fill gaps in Medicare. Kentucky law requires Medigap policies to be guaranteed renewable, meaning the insurer cannot cancel your coverage as long as you pay premiums. Local agents can explain how state-specific rules affect plan options and enrollment periods.

What Does a Supplemental Insurance Agent in Owensboro Cost?

Supplemental insurance agent services in Owensboro are typically free to consumers because agents earn commissions from insurance carriers. Medigap plan premiums in Kentucky vary by plan type, age, and location, ranging from roughly $100 to $300 per month for a 65-year-old. Costs can be higher for those who enroll outside the open enrollment period due to health rating. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Owensboro?
A supplemental insurance agent in Owensboro helps you compare and enroll in Medigap plans, Medicare Advantage plans, or other gap coverage. These agents are licensed in Kentucky and must follow state regulations for policy sales and disclosures.
When can I enroll in a Medigap plan in Kentucky?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge more due to health conditions. After this window, you may face medical underwriting.
Are there Kentucky-specific rules for supplemental insurance?
Yes, Kentucky requires Medigap policies to be standardized as Plans A through N. The state also mandates a 30-day free look period for new policies, allowing you to cancel for a full refund if you change your mind.