The top-rated supplemental insurance agent in Independence, Kentucky is Trifecta Insurance Services, rated 4.9 stars across 515 reviews. Other highly rated options include John Hoffman - State Farm Insurance Agent, Kentucky Farm Bureau Insurance, Joel Bergantino - State Farm Insurance Agent. This directory lists 10 supplemental insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trifecta Insurance Services | 5061 Madison Pike | (859) 359-5104 |
| 2 | John Hoffman - State Farm Insurance Agent | 2156 Declaration Dr | (859) 356-5646 |
| 3 | Kentucky Farm Bureau Insurance | 12010 Madison Pike | (859) 356-2161 |
| 4 | Joel Bergantino - State Farm Insurance Agent | 2087 Centennial Blvd | (859) 356-5611 |
| 5 | Joshua Carter: Allstate Insurance | 9570 Apple Valley Dr Ste 2 | (859) 341-2662 |
| 6 | Jeff Wallace: Allstate Insurance | 2046 Harris Pike | (859) 960-6100 |
| 7 | Ballard Benefits Group Inc | Taylor Mill Rd | (859) 356-2416 |
| 8 | Universal Underwriters | 5275 Madison Pike | (859) 356-3126 |
| 9 | Joseph B. Janidlo, IV - HUB International Heartland | Independence, KY 41051 | — |
| 10 | Miller Ins Agcy | 859 Bristow Rd | (859) 371-4349 |
What Does a a Supplemental Insurance Agent in Independence Cost?
Typical Medigap premiums in Independence Kentucky range from 100 to 300 dollars per month for a 65-year-old. Plan G costs often fall between 120 and 200 dollars monthly. Medicare Advantage plans may have zero premium but include copays and deductibles. Costs vary by your health age and chosen plan. This is general information not insurance advice.
About supplemental insurance agents in Independence
Supplemental insurance agents in Independence Kentucky help residents fill gaps in Medicare coverage. Kentucky law requires agents to be licensed through the Kentucky Department of Insurance. These agents can explain Medigap plans and Medicare Advantage options available in Kenton County.
Frequently Asked Questions
What is a supplemental insurance agent in Independence?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. They are licensed in Kentucky and can compare policies from different carriers. They do not sell primary health insurance.
When can I enroll in a Medigap plan in Kentucky?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions.
Do Kentucky laws affect supplemental insurance costs?
Yes Kentucky regulates Medigap plans to ensure standardized benefits. Plans labeled A B C D F G K L M and N have the same core benefits across all companies. Premiums vary by insurer age and location in Independence.
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