The top-rated supplemental insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves Frankfort, Kentucky, and the surrounding region, offering supplemental insurance solutions designed to help fill coverage gaps. These policies work alongside primary health plans to address out-of-pocket expenses such as deductibles and copays. Common supplemental categories include hospital indemnity and accident insurance, which provide fixed cash benefits for specific medical events. The agency also assists local residents with critical illness coverage for conditions like cancer or heart attack. Its services in this area primarily focus on hospital indemnity and accident insurance policies.
RB Brown - State Farm Insurance Agent in Frankfort, KY, offers a range of supplemental insurance services designed to help cover gaps left by primary health or life policies. The agency works with clients to tailor supplemental plans that address specific needs, providing ongoing support for policy maintenance, claims assistance, and periodic coverage reviews. Service plans include regular consultations to ensure coverage remains aligned with changing circumstances. The agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Steve Woodrum - State Farm Insurance Agent serves residents in Frankfort, Kentucky, by addressing their individual supplemental insurance needs with personal consultations. Commercial coverage for local businesses is also available, rounding out the company's service offerings across Frankfort and the surrounding area. Policies are explained clearly to help clients make informed choices about their protection. Follow-up service is provided to review coverage or address questions between the normally scheduled contact.
Individuals seeking supplemental insurance in Frankfort, Kentucky, including families and local homeowners, turn to Erika Hancock - State Farm Insurance Agent for support. The agency assists clients in understanding policies that help cover gaps left by major medical plans, such as accident or hospital indemnity options. Guidance is offered through personal consultations to explain benefits and claims processes. The agency’s area of service extends to nearby communities like Shelbyville and the surrounding Franklin County region.
Bill McCoy Insurance Agency serves Frankfort, Kentucky, and the surrounding communities in Franklin County, handling supplemental insurance needs for local residents. This agency works with clients to identify gaps in their existing health or life coverage, offering policies that help pay for expenses traditional insurance may not fully address. A typical job begins with a thorough consultation to understand a client’s specific situation and budget, then presents clear policy options and follows up with personalized support during the application process.
In Frankfort, supplemental insurance agents help clients choose between one-time policies for specific events and scheduled or recurring coverage plans that renew, such as accident or hospital indemnity insurance. These policies fill gaps left by primary health plans, offering direct cash benefits for unexpected medical costs. Sean Shah: Allstate Insurance provides this type of supplemental coverage to local residents. Their service for policy inquiries and claims assistance is available on an as-needed basis.
Brenda Harris - State Farm Insurance Agent in Frankfort, KY specializes in supplemental insurance policies designed to cover gaps not addressed by major medical plans. The agency provides guidance on accident, hospital indemnity, and critical illness coverage alongside its broader insurance services. Each client receives personalized consultations to evaluate their existing health protection and identify vulnerable areas. In the local community, the agency frequently helps individuals prepare for the increased medical out-of-pocket costs that often arise during Kentucky’s busy fall harvest and flu seasons.
As the changing seasons in Frankfort bring new health considerations for local residents, Franklin Goins Insurance Agency provides supplemental insurance plans to help fill coverage gaps. These policies can assist with out-of-pocket costs that traditional health plans may leave uncovered. The agency focuses on connecting clients with suitable options for their specific situations. Franklin Goins Insurance Agency serves as a local contact for comparing different supplemental coverage choices. An initial assessment of individual needs is the first step in this process.
Sturm Insurance Agency helps individuals and families in Frankfort, Kentucky, secure essential coverage for unexpected medical costs. As a supplemental insurance agent, the company offers additional policies that fill gaps left by major medical plans, such as accident, critical illness, or hospital indemnity benefits. These add-ons provide financial peace of mind for everyday needs and sudden health events. The firm also serves local commercial clients, including offices seeking extra protection for employees, warehouses concerned about workplace injuries, and food service businesses needing versatile coverage options.
Kentucky Farm Bureau Insurance in Frankfort, Kentucky, is known for providing supplemental insurance coverage designed to fill gaps left by primary health plans. Its service range includes policies that help with out-of-pocket medical costs and unexpected expenses. As a local supplemental insurance agent, the company assists clients in finding suitable plans for specific needs. These plans typically offer additional financial protection for accidents or critical illnesses. A specialty service it can add on includes hospital indemnity coverage that pays a fixed benefit for each day of a covered hospital stay.
What Does a a Supplemental Insurance Agent in Frankfort Cost?
Supplemental insurance costs in Kentucky vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Frankfort typically range from $120 to $200 per month. Medicare Advantage plans may have lower premiums but include copays and deductibles. Costs can change each year based on insurer pricing and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Frankfort
Supplemental insurance agents in Frankfort, Kentucky help residents choose Medigap or Medicare Advantage plans. Kentucky law requires Medigap policies to follow federal guidelines and offer a guaranteed issue period of six months after enrolling in Medicare Part B. Local agents can explain how state regulations affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Frankfort?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. In Frankfort, these agents are licensed by the Kentucky Department of Insurance and must follow state rules for selling Medigap and Medicare Advantage plans.
When can I enroll in a Medigap plan in Kentucky?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums based on health conditions.
Are there Kentucky-specific rules for supplemental insurance?
Yes. Kentucky requires that Medigap policies be standardized as Plans A through N. Insurers must also offer a free look period of 30 days to review a policy and cancel for a full refund if you change your mind.
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