The top-rated supplemental insurance agent in Henderson, Kentucky is Best Insured, rated 5.0 stars across 352 reviews. Other highly rated options include Oakmonte Insurance, Vaughn Insurance Agency Co., Melton-Daniel Insurance. This directory lists 20 supplemental insurance agents serving Henderson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Best Insured | 1138 N Elm St | (270) 844-4150 |
| 2 | Oakmonte Insurance | 2606 Zion Rd Ste O | (270) 216-1232 |
| 3 | Vaughn Insurance Agency Co. | 315 N Main St | (270) 827-3505 |
| 4 | Melton-Daniel Insurance | 414 N Main St | (270) 827-0990 |
| 5 | A Plus Insurance Services Of Henderson Inc | 528 N Elm St | (270) 826-3646 |
| 6 | Kentucky Farm Bureau Insurance | 3351 Zion Rd | (270) 826-2949 |
| 7 | Melissa Carter: Allstate Insurance | 730 2nd St Ste A | (270) 826-7830 |
| 8 | Retreat Insurance Services | 961 Trail Dr | (270) 238-6191 |
| 9 | EM Ford | 2111 US-41 | (270) 830-8877 |
| 10 | E J Mabry Insurance Agency Inc | 442 N Elm St | (270) 827-4102 |
Best Insured serves the Henderson, KY area, providing supplemental insurance solutions for individuals and families. The company helps clients manage out-of-pocket costs not covered by major medical plans, including deductibles and co-payments. Its local agents assist with finding policies tailored to specific healthcare needs and budgets. By focusing on these gaps in coverage, Best Insured offers support for accident, critical illness, and hospital indemnity plans in the Henderson region.
Oakmonte Insurance provides a range of supplemental insurance options designed to fill gaps in primary health coverage for residents in Henderson, Kentucky. Their service approach focuses on educating clients about gaps in their existing policies and helping them select plans that address specific needs. Ongoing support includes claims assistance and policy reviews to ensure coverage remains appropriate. They service a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Vaughn Insurance Agency Co. in Henderson, KY serves local homeowners who want financial protection beyond standard policies. It also assists retirees seeking coverage for medical gaps and everyday expenses. The agency focuses on supplemental insurance plans that help with deductibles, copays, and other out-of-pocket costs not covered by primary health or Medicare plans. Clients receive personal guidance to select appropriate benefits for their budgets and health needs. The agency extends its supplemental insurance services to clients throughout Evansville and the surrounding Indiana metro area.
Melton-Daniel Insurance works with clients to distinguish between one-time supplemental policies, such as those covering a single hospital stay, and recurring plans like monthly accident or critical illness coverage. The agency serves residents of Henderson, Kentucky, by identifying individual needs for income protection against medical gaps. Service typically runs on an as-needed basis, with agents available for annual policy reviews or immediate enrollment upon request.
A Plus Insurance Services Of Henderson Inc serves the Henderson area and its surrounding communities, handling supplemental insurance coverage for clients. As a local agency, it focuses on policies that fill gaps left by major medical plans, such as accident, hospital indemnity, and critical illness insurance. For each client, the agency first reviews existing health coverage to identify potential coverage shortfalls. It then presents appropriate policy options that address those specific needs. The agency typically manages a typical job by explaining plan details clearly while helping the client select a suitable policy.
Kentucky Farm Bureau Insurance serves the Henderson, Kentucky, area as a Supplemental Insurance Agent. The agency provides policies designed to cover gaps not addressed by standard health or life plans. Clients often work with the agent to customize extra coverage for accident, critical illness, or hospital indemnity needs. This local office handles short-term medical policies and specific gap insurance plans for area residents.
Melissa Carter: Allstate Insurance offers supplemental insurance policies designed to fill coverage gaps, such as accident and critical illness plans. In Henderson, KY, the agency further assists clients by evaluating existing Medicare or employer benefits. It works with individuals to select additional protection for out-of-pocket medical costs and lost income. The agency also helps families prepare for seasonal needs, like increased outdoor activity in spring, when the risk of minor injuries requiring emergency care can become a financial concern.
Retreat Insurance Services provides general supplemental insurance options to local policyholders in Henderson, KY. It specializes in filling gaps within primary health plans, offering policies that cover critical illness such as cancer or heart events. These hospital indemnity and accident plans pay cash benefits directly to the insured, helping manage deductibles and lost wages caused by extended recovery. The agency assists clients in various local commercial sectors, including medical offices, warehouses, and food service establishments.
EM Ford provides a range of supplemental insurance options for residents and businesses in Henderson, Kentucky. These plans are designed to fill gaps in standard coverage for critical illnesses and accidents. The agency offers thorough support to clients when selecting and maintaining their policies. It assists with regular reviews of coverage to ensure plans remain aligned with evolving personal or commercial needs. The agent services single-family homes, apartments, retail locations, and restaurants.
As local families review their annual coverage needs each spring, E J Mabry Insurance Agency Inc in Henderson, KY helps residents evaluate supplemental insurance options. Many people find standard health plans leave gaps for unexpected medical costs. This agency works with clients to identify those gaps and match them with suitable supplemental policies. Their process begins with a thorough conversation about a client’s current health coverage and budget. After understanding these factors, they schedule an initial in-person or phone assessment to examine specific insurance needs.
What Does a a Supplemental Insurance Agent in Henderson Cost?
Supplemental insurance costs in Kentucky vary widely by plan type and your age. Medigap Plan G typically ranges from 120 to 200 per month for a 65-year-old in Henderson. Cancer or critical illness policies may cost 30 to 80 per month. Accident insurance often runs 15 to 50 per month. These are estimates; your actual premium depends on your health, age, and chosen plan. This is general information and not insurance advice.
About supplemental insurance agents in Henderson
Supplemental insurance agents in Henderson, Kentucky help residents fill gaps left by major medical plans. These agents typically offer Medicare Supplement (Medigap) plans, accident policies, and critical illness coverage. Kentucky law allows a six-month open enrollment period for Medigap once you turn 65 and enroll in Medicare Part B, giving Henderson seniors a protected window to buy a policy without medical underwriting.
Frequently Asked Questions
What types of supplemental insurance do agents in Henderson offer?
Agents in Henderson commonly offer Medicare Supplement (Medigap) plans, dental and vision policies, cancer and critical illness coverage, accident insurance, and hospital indemnity plans. These plans help pay out-of-pocket costs not covered by primary health insurance.
Do I need a supplemental insurance agent if I already have Medicare?
Many Henderson residents use an agent to compare Medigap plans and find one that fits their budget. Kentucky law gives you a six-month Medigap open enrollment period starting when you are 65 and enrolled in Part B, during which you cannot be denied coverage for pre-existing conditions.
How do I choose a supplemental insurance agent in Henderson Kentucky?
Look for an agent licensed in Kentucky with experience in the specific type of supplemental plan you need. You can verify a license through the Kentucky Department of Insurance website. Ask about the insurers they represent and whether they offer plans from multiple carriers.
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