The top-rated mobile home insurance agent in Mobile, Alabama is Portal Insurance, rated 5.0 stars across 1,124 reviews. Other highly rated options include Rebekah Brown - State Farm Insurance Agent, Heath Parker - State Farm Insurance Agent, Acceptance Insurance. This directory lists 19 mobile home insurance agents serving Mobile.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Portal Insurance | 951 Government St suite b | (251) 264-3232 |
| 2 | Rebekah Brown - State Farm Insurance Agent | 119 S University Blvd | (251) 344-5874 |
| 3 | Heath Parker - State Farm Insurance Agent | 4550 SpringHill Ave | (251) 344-5876 |
| 4 | Acceptance Insurance | 3990 Government Blvd Ste F | (251) 494-7078 |
| 5 | The Horn Agency - Insurance | 4680 Rangeline Rd STE A | (251) 277-7321 |
| 6 | Goosehead Insurance - The Wiggins Agency | 6721 Grelot Rd Suite C | (251) 999-6931 |
| 7 | Advanced Insurance | 3919 Government Blvd | (251) 660-0076 |
| 8 | RSA Insurance | 1500 Schillinger Rd S | (251) 633-0674 |
| 9 | Southern Insurance Providers | 3925 Michael Blvd # D | (251) 470-0555 |
| 10 | Bailey Insurance Agency | Bailey Agency Inc, 3700 Government Blvd | (251) 660-7878 |
Portal Insurance serves the Mobile, Alabama metro area as a mobile home insurance agent. The company helps local homeowners find protection for manufactured and modular homes, offering policies that typically cover structure damage, personal property, and liability risks common in coastal regions. Its agents work with policies that may address wind and hail exposure often part of life along the Gulf Coast. The firm handles customized coverage for older mobile homes and specialized liability options for rental mobile home units.
As a mobile home insurance agent in Mobile, AL, Rebekah Brown - State Farm Insurance Agent provides coverage plans tailored to protect manufactured and mobile homes from common regional risks. Service options typically include consultations to review policy details and adjust deductibles or coverage limits as needed. Maintenance recommendations often focus on securing the home against wind and flood damage specific to the Gulf Coast area. This agency services single-family mobile homes, two-story manufactured houses, and rental mobile home communities.
Homeowners in the Mobile, Alabama area looking for mobile home insurance can work with Heath Parker - State Farm Insurance Agent. This agency helps protect manufactured and mobile homes with standard coverage options, including dwelling protection and liability coverage for property owners. It serves clients seeking tailored insurance solutions for their specific housing needs. The agency also provides its services to the surrounding communities of the greater Mobile metro area, such as Theodore.
Homeowners and property owners in Tuscaloosa, AL, turn to Acceptance Insurance for mobile home insurance agent services. The company helps clients protect their manufactured and mobile homes with appropriate coverage options tailored to this specific housing type. Whether seeking liability protection or dwelling coverage, residents receive guidance on policies that suit their individual needs. In addition to serving the Tuscaloosa area, Acceptance Insurance also covers homeowners in nearby Northport within the metro region.
The Horn Agency - Insurance serves Mobile, Alabama, and its surrounding communities. It handles mobile home insurance policies, addressing coverage needs for manufactured and mobile homes in the local area. Its work includes protecting structures from regional weather risks common to the Gulf Coast. To handle a typical job, it carefully assesses a customer’s specific property and location details before recommending appropriate policy options.
For those seeking either a single transaction or ongoing coverage, Goosehead Insurance - The Wiggins Agency in Mobile, AL offers mobile home insurance policies designed to protect structures and personal property from regional weather risks. General liability and additional living expense provisions are also commonly included in their presented plans. Service consultations and policy adjustments at this agency run on an as-needed basis to accommodate changing client circumstances.
Advanced Insurance assists local property owners with protecting their manufactured and modular homes from regional weather risks. The agency focuses on standard coverage for the dwelling and personal belongings, and it can arrange specialty add-ons such as replacement cost provisions, liability protection for attached structures, and coverage for detached sheds or carports. Policies are available for residential use, seasonal vacation cabins, and rental properties. Commercial sectors the agency can serve include offices, warehouses, and food service facilities.
Mobile homeowners along the Gulf Coast face seasonal storms that can threaten their property, and RSA Insurance provides coverage specifically tailored to protecting mobile and manufactured homes in Mobile, Alabama. The agency works with local carriers to structure policies that address the unique risks these structures face, including wind gusts and flood damage common to the region. Their agents assess each home’s specific location, foundation type, and tie-down systems before recommending a customized policy. The process begins with a thorough on-site inspection of your mobile home.
Southern Insurance Providers specializes in mobile home coverage, including policies tailored for manufactured and modular homes in Mobile, AL. It also offers standard homeowners insurance and renters protection for local residents. The company evaluates risks specific to Gulf Coast weather, such as wind and hail damage from severe storms. Throughout hurricane season, it helps clients secure appropriate policies that address storm surge and flooding concerns common to the Mobile area.
What Does a a Mobile Home Insurance Agent in Mobile Cost?
The average cost for mobile home insurance in Alabama ranges from 400 to 1,200 dollars per year depending on the home value location and coverage limits. Policies in Mobile may cost more due to higher wind and flood risks. Deductibles for wind and hail damage are often separate and can be 1 to 5 percent of the home value. This is general information and not insurance advice.
About mobile home insurance agents in Mobile
Mobile home insurance agents in Mobile Alabama help owners find coverage that meets state requirements and local weather risks. Alabama law requires mobile home owners to carry liability insurance if the home is financed or located in a park. Agents can explain how windstorm and flood coverage works in coastal areas like Mobile County.
Frequently Asked Questions
Do I need a special license to sell mobile home insurance in Alabama?
Yes agents must hold a valid Alabama insurance license and complete continuing education courses. They must also follow Alabama Department of Insurance regulations for manufactured home policies.
What coverage is required for a mobile home in Mobile Alabama?
Alabama does not have a state law requiring mobile home insurance. However lenders and mobile home parks usually require liability and property damage coverage. Flood insurance is not required by state law but is often needed in flood zones.
How long do I have to file a claim on my mobile home policy in Alabama?
Alabama law sets a time limit of one year from the date of loss to file a lawsuit on a property insurance claim. You should report a claim to your agent or company as soon as possible after damage occurs.