The top-rated mobile home insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Alliance Insurance Group, Scott Soulant: Allstate Insurance. This directory lists 15 mobile home insurance agents serving Fairhope.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Phyfer - State Farm Insurance Agent | 19416 S Greeno Rd | (251) 928-7500 |
| 2 | Farmers Insurance - Andrew Malone | 104 Professional Park Dr | (251) 990-4000 |
| 3 | Alliance Insurance Group | 19009 State Hwy 181 | (251) 281-0082 |
| 4 | Scott Soulant: Allstate Insurance | 504 N Section St | (251) 990-9553 |
| 5 | Empower Insurance Solutions | 193 Falls Creek St | (251) 880-6108 |
| 6 | The Myrick Agency | 860 Edwards Ave | (251) 517-5600 |
| 7 | Magic City Insurance Group, LLC | 7 Bayview St S | (251) 230-2820 |
| 8 | Malone Insurance agency | 104 Professional Park Dr | (251) 990-4000 |
| 9 | Pitman Insurance | 402 Bellangee Ave | (251) 928-9786 |
| 10 | Eastern Shore Insurance Agency | 21036 State Hwy 181 | (251) 928-6256 |
Rick Phyfer - State Farm Insurance Agent serves the Fairhope, Alabama, area and surrounding communities in Baldwin County by offering mobile home insurance policies. This agency provides specialized coverage options designed to protect manufactured and mobile homes from common regional risks. Their mobile home insurance services help clients secure financial protection for their dwelling and personal property. Specific services handled include protection against wind and hail damage as well as liability coverage for injuries occurring on the insured property.
Farmers Insurance - Andrew Malone provides a range of mobile home insurance services for clients in Fairhope, Alabama, covering policy options tailored to manufactured and mobile dwellings. Service plans typically include consultation on coverage needs and assistance with claims filing. Regular policy reviews help ensure adequate protection for unique structural features. The agent serves owners of single-family mobile homes, seasonal properties, apartments, and select retail or restaurant locations that require specialized mobile home coverage.
Alliance Insurance Group serves homeowners in Fairhope, Alabama, who require specialized mobile home insurance policies. The agency assists property owners in securing coverage that protects their manufactured or mobile homes against regional weather risks. It also helps clients navigate insurance requirements for their primary or seasonal residences. Services include policy evaluations and guidance on standard mobile home coverage options. The company additionally offers its insurance services to customers in the nearby Daphne area along the Eastern Shore.
In the mobile home insurance sector, customers typically decide between a one-time purchase for a specific quote or the ongoing service of an established policy. Scott Soulant: Allstate Insurance in Fairhope, AL, provides coverage arrangements tailored to protect manufactured homes against area-specific weather risks. Policies address structural damage, personal property loss, and liability exposure common to local residential communities. The service model operates on both an as-needed basis for initial consultations and scheduled annual reviews to adjust coverage as policyholder circumstances change.
Empower Insurance Solutions in Fairhope, AL specializes in mobile home insurance coverage tailored to manufactured and modular dwellings. The agency works with clients to secure policies that address the unique structural and valuation needs of these homes. It also provides general assistance with claims and policy adjustments for local homeowners. During hurricane season, this company helps customers understand wind and storm damage provisions that are especially relevant for mobile homes along the Gulf Coast.
Serving Fairhope and the surrounding Baldwin County communities, The Myrick Agency handles insurance coverage for mobile and manufactured homes. It addresses the specific protection needs of this housing type in coastal Alabama. The agency works to match each homeowner with a policy that reflects their property’s structure and location. To accomplish a typical job, it first reviews the client’s current coverage, then compares available options from different carriers before presenting a clear, customized recommendation.
Magic City Insurance Group, LLC specializes in helping mobile home owners in the Fairhope, AL area secure coverage. They work with insurers to create plans that include specialty endorsements for added protection. These policies typically address unique risks such as storm damage and liability common to manufactured housing. The company serves commercial sectors requiring coverage, including offices, warehouses, and food service businesses.
As coastal storm season intensifies along the Gulf, protecting a mobile home becomes essential for Fairhope residents. Malone Insurance Agency addresses this need by offering tailored mobile home insurance policies designed to suit local property conditions and budget requirements. The agency assists property owners in navigating coverage options for wind, flood, and structural damages common to the area. An initial assessment of the mobile home's location and condition is arranged before any policy finalization, ensuring accurate risk evaluation.
Pitman Insurance provides residential mobile home coverage in the Fairhope area, along with commercial insurance options for local business properties. Serving clients throughout the surrounding region, the agency addresses specific risks common to manufactured housing. Policyholders receive personalized guidance on appropriate protection levels. The company encourages follow-up service between regular visits to update coverage when family circumstances or home additions occur.
Eastern Shore Insurance Agency, based in Fairhope, AL, specializes in securing coverage for manufactured and mobile homes in coastal and inland areas. The agency helps clients understand the specific risks that affect mobile home policies, including weather and local building codes. It focuses on tailoring coverage to fit individual property needs and budget requirements. Common add-on services include protection for personal property, liability coverage, and loss-of-use expenses. For an extra layer of security, the agency can arrange policy endorsements for improved storm damage or full replacement cost coverage.
What Does a a Mobile Home Insurance Agent in Fairhope Cost?
Typical mobile home insurance costs in Alabama range from 300 to 800 dollars per year for a basic policy. Premiums depend on the age and value of the home location and coverage limits. Windstorm coverage may add extra cost especially near the coast. This is general information and not insurance advice.
About mobile home insurance agents in Fairhope
Mobile home insurance agents in Fairhope Alabama help owners of manufactured and mobile homes find the right coverage. Alabama law requires proof of insurance for any mobile home on a dealer lot or being transported. Agents can explain options for windstorm coverage which is important along the Gulf Coast.
Frequently Asked Questions
What does a mobile home insurance agent in Fairhope do?
A mobile home insurance agent in Fairhope helps you compare policies from different insurers. They explain coverage for the home structure personal property and liability. They also help you understand Alabama specific requirements like wind and hail deductibles.
Is mobile home insurance required in Alabama?
Alabama does not require mobile home insurance by law for owners. However lenders and mobile home parks often require it. If you finance your mobile home the lender will require a policy that covers the structure.
Does Alabama have special rules for mobile home insurance?
Yes Alabama is prone to severe weather including hurricanes and tornadoes. Many policies have separate windstorm or hail deductibles. Agents can help you find coverage that meets these risks and complies with state insurance regulations.