The top-rated mobile home insurance agent in Homewood, Alabama is Acceptance Insurance, rated 5.0 stars across 413 reviews. Other highly rated options include Freeway Insurance, Thomas Waters - State Farm Insurance Agent, Stan Faulkner - State Farm Insurance Agent. This directory lists 13 mobile home insurance agents serving Homewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 191 W Valley Ave #116 | (205) 564-7093 |
| 2 | Freeway Insurance | 430 Green Springs Hwy #18 | (205) 304-1246 |
| 3 | Thomas Waters - State Farm Insurance Agent | 3103 Independence Dr | (205) 879-1988 |
| 4 | Stan Faulkner - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-5626 |
| 5 | Casey Halsey - State Farm Insurance Agent | 3430 Independence Dr Ste 120 | (205) 445-0445 |
| 6 | Matt Johnston - State Farm Insurance Agent | 1701 Oxmoor Rd | (205) 879-8887 |
| 7 | Tim Johns - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-8400 |
| 8 | Frank Ippolito - State Farm Insurance Agent | 285 Palisades Blvd | (205) 942-4444 |
| 9 | John Carlton: Allstate Insurance | 109 Columbiana Rd | (205) 983-6175 |
| 10 | Shane Cone: Allstate Insurance | 832 Green Springs Hwy # 103 | (205) 941-1800 |
Acceptance Insurance serves homeowners and property managers seeking reliable mobile home coverage in Homewood, Alabama. It provides essential insurance services tailored to protect manufactured and mobile homes against common risks, including weather damage and liability concerns. The agency focuses on securing suitable policies that meet local regulatory requirements and individual property needs. Beyond the Homewood area, Acceptance Insurance also extends its services to clients across nearby Hoover and the greater Birmingham metro region.
Freeway Insurance serves the Homewood, Alabama area and its surrounding communities, providing coverage for mobile and manufactured homes. It handles policies that protect the dwelling itself along with personal belongings and liability risks. The agency works with a range of available options to help match coverages to each customer’s specific structure and budget circumstances. For a typical job, it gathers details on the home’s location, age, and value before presenting suitable coverage plans for the client’s review.
Thomas Waters - State Farm Insurance Agent serves the Homewood, Alabama area, providing mobile home insurance solutions for local residents. The agency addresses the specific needs of manufactured and mobile homeowners, considering factors like setup and tie-down requirements. Policies typically include coverage for the structure against wind, hail, and fire, along with liability protection. For mobile homes, Thomas Waters also handles additional endorsements such as coverage for personal property and detached structures like sheds.
Stan Faulkner, a local State Farm Insurance agent in Homewood, AL, offers a full range of mobile home insurance services, including coverage for structure damage, personal property protection, and liability. Service and maintenance plans provide policyholders with regular coverage reviews and tailored adjustments for changing needs. The agent serves various property types, including single-family mobile homes, manufactured home communities, and rental units on residential lots.
Casey Halsey - State Farm Insurance Agent serves homeowners and property managers in Homewood, Alabama, helping them protect mobile homes against common weather and liability risks. This agency offers personalized coverage options tailored to manufactured and mobile dwelling needs. It also assists local landlords seeking policies for rental properties in the area. Alongside its Homewood clients, the agency covers neighboring communities in the greater Birmingham metro region such as Hoover and Mountain Brook.
Serving Homewood and the surrounding communities in Jefferson and Shelby counties, Matt Johnston – State Farm Insurance Agent handles mobile home insurance policies for area residents. This agency works with homeowners to find coverage options that protect their manufactured or mobile homes against common regional risks like severe weather and liability concerns. A typical job involves assessing the property’s specific needs and then tailoring a policy to provide balanced financial protection.
For homeowners in Homewood, AL, mobile home insurance through Tim Johns - State Farm Insurance Agent requires distinguishing between a one-time payment for full coverage and a scheduled premium plan for ongoing protection. Coverage typically addresses the structure, personal belongings, and liability for damage or injury on the property, tailored to mobile home risks like wind or hail. Service operates on a scheduled basis, with payments made throughout the policy term as agreed.
When spring storms sweep through the Homewood area, residents with manufactured homes often face damage from high winds and falling branches. Frank Ippolito - State Farm Insurance Agent addresses these specific risks by offering tailored mobile home insurance policies that cover structural repairs and contents. As a local agent, Frank understands the unique construction and siting requirements of mobile homes in Alabama’s climate. A complete initial inspection of the home’s roof tie-downs and skirting is typically scheduled before a policy is finalized, ensuring accurate coverage.
John Carlton: Allstate Insurance specializes in mobile home insurance coverage for homeowners in Homewood, AL, tailoring policies to protect manufactured and mobile homes. It also provides general insurance services to local residents, addressing various personal property and liability needs. The agency helps clients update their coverage for seasonal threats common in Alabama, such as spring storm damage or summer hail, ensuring adequate protection for their homes.
Shane Cone: Allstate Insurance helps customers in Homewood, AL, secure coverage for manufactured and mobile homes, addressing unique structural risks often excluded by standard homeowners policies. The agency can tailor policies with specialty add-ons for wind, hail, and flood protection, ensuring comprehensive safeguards for residential mobile units. Beyond personal residences, the agency serves a range of commercial sectors requiring mobile home insurance, including offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in Homewood Cost?
Mobile home insurance in Alabama typically costs between 400 and 1200 dollars per year for standard policies. Older homes or those in flood zones may cost more. Premiums depend on the home value location and coverage limits. This is general information not insurance advice.
About mobile home insurance agents in Homewood
A mobile home insurance agent in Homewood Alabama can help you find coverage for your manufactured or mobile home. Alabama requires liability insurance for mobile homes parked in licensed parks. Local agents understand the specific risks in Jefferson County including severe weather and flooding.
Frequently Asked Questions
What does mobile home insurance cover in Homewood Alabama?
Mobile home insurance typically covers the structure personal property and liability. In Alabama flood damage is not included in standard policies and requires separate coverage.
Do I need mobile home insurance in Alabama?
Alabama law does not require mobile home insurance for owned homes. However lenders and mobile home parks often require liability coverage. An agent can explain your specific obligations.
How do I choose a mobile home insurance agent in Homewood?
Look for an agent licensed in Alabama who has experience with manufactured homes. Ask about replacement cost coverage and discounts for safety features like tie-downs and smoke alarms.