The top-rated mobile home insurance agent in Bessemer, Alabama is Michael Musso - State Farm Insurance Agent, rated 5.0 stars across 329 reviews. Other highly rated options include Corkren Insurance, Julie Bell - State Farm Insurance Agent, PAC Insurance Agency, Inc.. This directory lists 16 mobile home insurance agents serving Bessemer.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Musso - State Farm Insurance Agent | 2430 Morgan Rd Ste 100 | (205) 881-5021 |
| 2 | Corkren Insurance | 700 Academy Dr #104 | (205) 565-0060 |
| 3 | Julie Bell - State Farm Insurance Agent | 1821 13th Ave N | (205) 424-3400 |
| 4 | PAC Insurance Agency, Inc. | 421 19th St N | (205) 426-9885 |
| 5 | Byron Eaton: Allstate Insurance | 3979 Parkwood Rd Ste 105 | (205) 565-0313 |
| 6 | INSURANCE AZTECA BESSEMER LLC | 4319 Bessemer Super Hwy | (205) 434-2629 |
| 7 | Holt Insurance Agency | 1423 4th Ave N | (205) 424-8368 |
| 8 | Stan White - State Farm Insurance Agent | 5011 Ford Pkwy | (205) 425-3280 |
| 9 | Kemper Insurance | 201 Sunbelt Pkwy | (800) 463-4658 |
| 10 | David B Smith - State Farm Insurance Agent | 1209 Lake Dr SE Ste 103 | (205) 424-4322 |
Michael Musso - State Farm Insurance Agent in Bessemer, AL provides a range of mobile home insurance services, including coverage for damage, liability, and personal property. The agency also helps clients understand policy options and adjust coverage as needs change. Its maintenance plans assist homeowners in protecting their investment against common risks in the area. The company services single-family homes, apartments, retail spaces, and restaurants.
Corkren Insurance serves the Bessemer, Alabama, area as a mobile home insurance agent, assisting clients with coverage solutions for manufactured and modular homes. The agency works to meet the unique needs of mobile home owners in Jefferson County by explaining available policy options. Their services include helping residents secure protection against common perils such as wind, hail, and fire. Additionally, they handle policy adjustments for seasonal or full-time occupancy requirements specific to mobile homes.
Julie Bell with State Farm Insurance serves homeowners seeking reliable protection for their manufactured and mobile homes in Bessemer, Alabama. This agency guides clients through the process of securing a tailored insurance policy, helping them address typical coverage needs such as dwelling replacement and personal property protection. The agent works closely with local residents to find suitable options for their specific circumstances. Factoring into consideration structures like additional sheds and detached garages is a part of this service. The agency also covers the adjoining community of Hueytown.
PAC Insurance Agency, Inc. serves Bessemer and the surrounding Alabama communities with mobile home insurance needs. The agency handles protection for manufactured and mobile homes against common regional risks like storms and liability concerns. Each policy is tailored to the specifics of the client’s home structure and property location. To handle a typical job, the agent gathers detailed community and condition information to recommend appropriate coverage levels.
Byron Eaton Allstate Insurance in Bessemer, Alabama, serves clients needing mobile home insurance, distinguishing between one-time policies for seasonal or vacant units and recurring coverage for primary residences. Their agency provides liability and property protection tailored to mobile homes, addressing regional weather risks and lender requirements. Assistance includes comparing policy options, adjusting deductibles, and filing claims for damage from storms or accidents. Service is offered on an as-needed basis, with walk-in consultations and phone support available during standard business hours for new policies, renewals, or coverage questions.
INSURANCE AZTECA BESSEMER LLC offers specialized mobile home insurance policies, addressing the unique structural and liability needs of manufactured and modular homes in Bessemer, Alabama. Its general service work includes reviewing dwelling coverage options through one-on-one consultations, helping clients understand policy terms for wind and storm protection in the region. This assists residents during severe weather seasons, particularly when thunderstorms and hail threaten older mobile home roofs and skirting.
Spring storms in Bessemer bring heavy rain and sudden wind that can damage mobile home roofs and skirting. Holt Insurance Agency provides policies to protect residents from such seasonal risks. The company works with local owners to find coverage that meets their property needs and budget. Policies typically address structural repair and replacement after events like hail or falling branches. Each policy begins with a thorough review of the home’s current condition and exterior materials. A professional inspection of the unit follows to confirm baseline property details before coverage is issued.
Stan White, a State Farm Insurance agent based in Bessemer, Alabama, provides residential mobile home insurance coverage for clients in the surrounding area. The agency also handles commercial policies for business properties. Service extends throughout Bessemer and its nearby communities. Policyholders can rely on the agent for routine follow-up assistance and repeat service when needed between regular scheduled visits to keep coverage current.
Kemper Insurance in Bessemer, Alabama helps local residents obtain coverage for their mobile homes, addressing protection needs for the structure and personal property. Specialized add-ons commonly offered include policies for detached structures on the property and additional coverage for personal belongings at enhanced replacement cost. The agency also advises clients on liability protection if a visitor is injured on the premises. Its services can extend to commercial sectors needing coverage for mobile home arrangements, such as temporary site offices, on-site storage warehouses, and food service trailers.
David B Smith - State Farm Insurance Agent serves Bessemer, Alabama, as a mobile home insurance provider. The agency offers coverage policies tailored to manufactured and mobile homes, addressing the specific structural and liability risks common to these dwellings in the region. Standard protections include property damage, personal liability, and potential additional living expenses. Alongside basic mobile home insurance plans, the agent can add on coverage for personal belongings and detached structures on the property.
What Does a a Mobile Home Insurance Agent in Bessemer Cost?
Typical mobile home insurance costs in Alabama range from 300 to 800 dollars per year for a basic policy. Factors like home age location and coverage limits affect the price. Older mobile homes or those in high risk areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Bessemer
Mobile home insurance agents in Bessemer Alabama help owners of manufactured and mobile homes find the right coverage. Alabama law requires proof of insurance for mobile homes that are financed or located in a mobile home park. Agents can explain local wind and hail risks and help you meet state minimum requirements.
Frequently Asked Questions
What does a mobile home insurance agent in Bessemer do?
An agent helps you compare policies from different insurers for your manufactured home. They explain coverage options like replacement cost and liability. They also ensure your policy meets Alabama legal requirements for mobile homes.
Is mobile home insurance required in Alabama?
Alabama does not require liability insurance on mobile homes by state law. However lenders and mobile home parks usually require proof of coverage. An agent can help you find a policy that satisfies these requirements.
How do Alabama wind and hail risks affect mobile home insurance?
Bessemer is in an area prone to severe storms and tornadoes. Many Alabama policies include separate deductibles for wind and hail damage. An agent can explain these deductibles and help you choose adequate coverage.