The top-rated mobile home insurance agent in Athens, Alabama is Pepper, Johnstone & Company, rated 4.9 stars across 139 reviews. Other highly rated options include iPROTECT Insurance & Financial Services, Inc., Eddie Breakfield - State Farm Insurance Agent, Michael Howell - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pepper, Johnstone & Company | 122 Market St W | (256) 232-7818 |
| 2 | iPROTECT Insurance & Financial Services, Inc. | 1114 US-31 Suite E | (256) 444-2041 |
| 3 | Eddie Breakfield - State Farm Insurance Agent | 114 N Marion St | (256) 232-1238 |
| 4 | Michael Howell - State Farm Insurance Agent | 903 S Clinton St | (256) 232-5400 |
| 5 | Brian King - State Farm Insurance Agent | 1785 US Hwy 72 E STE A | (256) 771-2001 |
| 6 | SOS Insurance Agency | 1102 S Jefferson St | (256) 262-9133 |
| 7 | Highstreet Kilgro Insurance Agency | 707 US-31 Ste F | (256) 232-5241 |
| 8 | Lance Bledsoe: Allstate Insurance | 617 Hobbs St E | (256) 233-2377 |
| 9 | Farmers Insurance - Toni Griffin | 707 Hobbs St E Ste C | (256) 262-9286 |
| 10 | Alfa Insurance | 22380 US-72 | (256) 232-2898 |
Pepper, Johnstone & Company serves the Athens, Alabama metro area as a mobile home insurance agent. The firm helps homeowners find tailored coverage solutions for manufactured and modular dwellings located in Limestone County. Policies typically address dwelling protection, personal property, and liability risks common to this region. The agency also assists local residents with securing additional endorsements such as windstorm or flood protection. Throughout the process, it guides clients in selecting appropriate deductible levels for their specific mobile home insurance policies.
iPROTECT Insurance & Financial Services, Inc. provides a full range of insurance solutions for mobile homes and manufactured dwellings, with policies designed to cover both structure and personal property. Service plans include routine policy reviews to ensure coverage aligns with current replacement costs and local building codes. The company also assists with periodic adjustments for depreciation or newer additions to the property. Throughout Athens, AL, it offers services for single-family mobile homes, duplex units, seasonal cottages, and retirement village residences.
Serving Athens, Alabama, and the surrounding communities across Limestone County, Eddie Breakfield - State Farm Insurance Agent handles mobile home insurance policies for manufactured and modular homes. Their work covers both standard coverage options and specialty considerations unique to area weather patterns. Each assignment begins with a thorough review of the property’s specific structure age and local building codes to recommend appropriate liability and dwelling protection. The agent generally coordinates directly with individual homeowners to tailor coverage levels.
Michael Howell - State Farm Insurance Agent in Athens, AL focuses on the difference between one-time coverage options, such as policies for seasonal mobile homes, and recurring service options that protect year-round residences. Their policies offer coverage for the structure and personal property against common local risks like storms and liability. Service for claims and policy adjustments typically runs on an as-needed basis, providing flexibility for mobile home owners requiring immediate assistance.
Brian King, a mobile home insurance agent in Athens, AL, specializes in tailoring policies to protect manufactured and mobile homes against the unique hazards common to the area. He also provides general property coverage to help safeguard personal belongings from theft or damage. His services address the particular worry of storm season, guiding local homeowners through policy options that include wind and hail protection for their residences.
SOS Insurance Agency serves homeowners and property managers in Athens, Alabama, who need specialized mobile home insurance coverage. The company offers policies that protect against common regional risks like storms and structural damage. Residents seeking tailored insurance solutions for manufactured or mobile homes can obtain coverage designed for their unique needs. SOS Insurance Agency extends its services to clients in the surrounding Limestone County area, including nearby communities along Highway 72.
Highstreet Kilgro Insurance Agency offers specialized mobile home insurance policies in Athens, Alabama, including coverage for manufactured and modular dwellings. It also assists clients with general insurance needs, tailoring protection plans to local regulations and housing standards. The agency helps homeowners address specific concerns such as wind and hail damage common during spring storms, ensuring policies cover potential losses from severe weather events in the region.
Spring storms and hail damage are frequent concerns for homeowners in Athens, Alabama, making mobile home insurance a practical necessity. Lance Bledsoe at Allstate Insurance provides coverage solutions designed to protect against these seasonal weather risks. The agency helps customers understand policy options for mobile and manufactured homes, including liability and personal property protection. To begin a new homeowner policy or review existing coverage, the agent typically schedules an initial inspection of the mobile home to assess its condition and confirm eligibility.
Located in Athens, AL, Farmers Insurance - Toni Griffin provides mobile home insurance agents serving the area. Its general work includes coverage for manufactured and mobile homes, and it offers specialty add-ons such as coverage for personal property, liability protection, and additional living expenses during repairs. For commercial sectors, it also writes policies for offices, warehouses, and food service operations.
As spring storms approach Alabama's Tennessee Valley, Mobile Home Insurance Agents help local homeowners secure coverage tailored to manufactured housing. Alfa Insurance in Athens guides customers through policies that address these structures' specific vulnerabilities to wind and hail damage. The agent explains the importance of protecting the home itself rather than just its contents. They review replacement cost options, liability coverage, and compliance with park requirements. To begin, the agent schedules an on-site inspection, assessing the home’s roof, skirting, tie-downs, and overall condition.
What Does a a Mobile Home Insurance Agent in Athens Cost?
Typical mobile home insurance in Alabama costs between 300 and 800 dollars per year for a standard policy. Older homes or homes in high-risk areas may cost more. Factors like home age, location, and coverage limits affect the price. This is general information, not insurance advice.
About mobile home insurance agents in Athens
Mobile home insurance agents in Athens Alabama help owners protect their manufactured homes and personal property. Alabama law requires all mobile home owners to have liability coverage if they finance the home. Local agents can explain state-specific requirements and help you find a policy that meets your needs.
Frequently Asked Questions
What does mobile home insurance cover in Athens Alabama?
Standard policies cover the home structure, personal belongings, and liability for injuries on your property. Alabama policies often include wind and hail coverage, which is important due to local weather risks.
Do I need mobile home insurance in Alabama?
Alabama law does not require insurance for a paid-off mobile home. However, lenders and mobile home park owners usually require it. Even without a loan, insurance protects your investment and assets.
How do I choose a mobile home insurance agent in Athens?
Look for agents who specialize in manufactured homes and understand Alabama regulations. Ask about replacement cost coverage and discounts for safety features like tie-downs and smoke alarms.