The top-rated mobile home insurance agent in Florence, Alabama is Zach Peavey - State Farm Insurance Agent, rated 5.0 stars across 281 reviews. Other highly rated options include Bert Bretherick - State Farm Insurance Agent, Farmers Insurance - Mark Holley, Alfa Insurance - The Oakley Agency. This directory lists 20 mobile home insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Peavey - State Farm Insurance Agent | 101 S Court St | (256) 767-5601 |
| 2 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 3 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 4 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 5 | Direct Auto Insurance | 2083 Florence Blvd | (256) 740-0886 |
| 6 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 7 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 8 | Freeway Insurance | 129 Cox Crk Pkwy S | (256) 207-8335 |
| 9 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 10 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
Zach Peavey - State Farm Insurance Agent serves the Florence, Alabama metro area as a local mobile home insurance agency. The business offers coverage designed to protect manufactured and mobile homes from common regional risks, including storm damage and liability concerns. Policies typically address the structure, personal belongings, and additional living expenses if the home becomes uninhabitable. This agency also handles related endorsements such as specific wind or hail coverage for Mobile homeowners in the Tennessee Valley.
Bert Bretherick - State Farm Insurance Agent in Florence, AL, offers a full range of mobile home insurance solutions tailored to protect structures against common regional risks. The agency provides customizable policies that can cover the dwelling, personal property, and liability exposures specific to manufactured and mobile homes. Their service includes assistance with policy adjustments and claims filing to help clients recover from damage or loss. The agent services residential properties such as single-family mobile homes, manufactured home communities, and rental units intended for mobile home use, along with related accessory structures.
Farmers Insurance - Mark Holley serves homeowners and mobile home owners in Florence, Alabama, by offering mobile home insurance policies tailored to protect manufactured and modular structures. The agency helps clients secure coverage for their dwellings, personal belongings, and liability risks common to the area. Customers can discuss policy options that address local weather concerns and site-specific exposures. The agency also provides its mobile home insurance services to residents in neighboring Muscle Shoals and surrounding Colbert County communities.
Serving Florence, Alabama, and the surrounding communities, Alfa Insurance - The Oakley Agency handles mobile home insurance for residents across the Shoals area. It focuses on providing property coverage tailored to manufactured and mobile homes, addressing the unique risks of these structures. In a typical job, the agency begins by assessing the specific needs of the homeowner and then customizes a policy to match the home’s value and location.
Direct Auto Insurance serves Florence, Alabama, and the surrounding communities in Lauderdale County. It handles mobile home insurance policies for area residents who need coverage for manufactured or factory-built housing. The agency works with customers to select appropriate protection for their dwellings and personal property. For a typical mobile home insurance policy, Direct Auto approaches the job by reviewing the homeowner’s specific coverage needs and explaining available liability and damage options in clear terms.
Garrett Batson - State Farm Insurance Agent in Florence, AL, specializes in mobile home coverage, including protection for the structure and personal belongings. It also handles general insurance needs such as auto and life policies. The office helps property owners understand policy terms, deductibles, and liability limits specific to manufactured housing. For those in north Alabama, it regularly addresses concerns about storm damage from spring tornadoes or winter freeze issues with pipes and roofing.
For clients needing ongoing protection, B.J. Brewer: Allstate Insurance offers renewable mobile home policies, while optional one-time service quotes are available for those comparing coverage. These plans typically address both the structure and personal belongings against local weather risks. Complementing standard loss assessment endorsements, policies can include living expense coverage for temporary displacement. Serving the Florence, Alabama, area this agency handles both scheduled policy reviews and one-time estimates on an appointment basis.
Freeway Insurance in Florence, Alabama distinguishes between one-time policies for seasonal or temporary mobile home use and recurring annual plans for year-round residency by tailoring coverage to each situation. These options protect the structure and personal belongings from common regional risks like storms and theft. Liability protection is also included for accidents occurring on the property. Service for both mobile home insurance and ongoing policy adjustments operates strictly on an as-needed basis, allowing clients to modify their plan whenever their circumstances change.
Hicks & Associates works with property owners in Florence, AL, to secure mobile home insurance policies that address both basic dwelling coverage and potential personal liability risks. This agency also helps clients pursue specialty endorsements for specific weather-related damage common to manufactured homes in northern Alabama. Knowing how mobile home construction differs from traditional site-built housing, the agency aims to align each policy with the unique structure and local risk factors. Their commercial insurance services extend to local offices, warehouses, and food service operations throughout the Florence area.
Spring storms and high humidity in Florence can quickly damage a mobile home roof or skirting, and Southern States Insurance helps local owners prepare financially for such repairs. Serving the Shoals area with mobile home insurance policies, the agency works to align coverage with the unique construction and wind exposure of manufactured housing. Policies often address replacement cost for anchoring systems when wind damage occurs. To begin protecting your structure, the company schedules a thorough on-site inspection of the home’s current condition and tie-downs.
What Does a a Mobile Home Insurance Agent in Florence Cost?
The cost of mobile home insurance in Alabama typically ranges from 400 to 1,200 dollars per year for a standard policy. Factors that affect the price include the age and size of the home its location in Florence and your claims history. Older homes or those in flood zones may cost more to insure. This is general information and not insurance advice.
About mobile home insurance agents in Florence
Mobile home insurance agents in Florence Alabama help owners protect their manufactured homes against risks like wind hail and fire. Alabama law requires mobile home owners to have proof of insurance for financing and park placement. Local agents understand the specific weather risks in Lauderdale County and can tailor policies to your needs.
Frequently Asked Questions
Do I need mobile home insurance in Florence Alabama?
Alabama state law does not require mobile home insurance by itself. However if you have a loan on the home your lender will require coverage. Many mobile home parks also require proof of insurance before you can place your home on their lot.
What does a mobile home insurance policy in Alabama typically cover?
Standard policies cover the home structure against fire windstorm hail theft and vandalism. Liability coverage is also included for injuries that happen on your property. Flood and earthquake coverage are usually separate and must be added.
How do I choose a mobile home insurance agent in Florence?
Look for an agent who works with multiple insurance companies and has experience with manufactured homes in Alabama. Ask about discounts for tiedowns storm shutters or security systems. Make sure the agent explains how Alabama replacement cost laws affect your payout.