The top-rated mobile home insurance agent in Birmingham, Alabama is Caroline Dorris - State Farm Insurance Agent, rated 5.0 stars across 282 reviews. Other highly rated options include Alfa Insurance - The Vail Agency, Aaron Kidder - State Farm Insurance Agent, Burns Mitchell Agency: Allstate Insurance. This directory lists 22 mobile home insurance agents serving Birmingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Caroline Dorris - State Farm Insurance Agent | 2805 6th Ave S | (205) 322-3276 |
| 2 | Alfa Insurance - The Vail Agency | 2815 Greystone Commercial Blvd Suite 600 | (205) 980-9933 |
| 3 | Aaron Kidder - State Farm Insurance Agent | 1483 Gadsden Hwy #124 | (205) 655-6128 |
| 4 | Burns Mitchell Agency: Allstate Insurance | 5588 Apple Park Dr Suite 109 | (205) 749-4978 |
| 5 | Wiggins Insurance Agency | 5971 Chalkville Mountain Ln Suite D | (205) 853-6429 |
| 6 | Rhonda Evans - GEICO Insurance Agent | 1631 Montgomery Hwy | (205) 824-4449 |
| 7 | All American Insurance | 819 3rd Ave N | (205) 322-0311 |
| 8 | Miller Insurance Agency LLC | 120 19th St N Suite 2019 | (256) 936-4642 |
| 9 | Bama Insurance Services | 260 W Valley Ave | (205) 942-3522 |
| 10 | AAA Birmingham Insurance and Member Services | 2400 Acton Rd | (205) 978-7000 |
Caroline Dorris - State Farm Insurance Agent serves the Birmingham, Alabama metro area, specializing in mobile home insurance policies for local homeowners. This agency helps residents secure coverage tailored to manufactured and mobile homes, addressing unique risks like wind and hail damage common in the region. Understanding the specific needs of mobile home owners in central Alabama is central to its work. Caroline Dorris provides liability protection and comprehensive physical damage coverage for these properties.
Some mobile home insurance customers prefer one-time policy setups; others choose scheduled renewals for ongoing coverage. At Alfa Insurance - The Vail Agency in Birmingham, AL, agents help clients compare mobile home insurance coverage tailored to this area’s specific weather risks. Clients receive guidance on policy documents and claims procedures for their manufactured or mobile homes. Service for this agency typically runs on a scheduled basis, including annual policy reviews and renewal updates to keep coverage current.
Aaron Kidder - State Farm Insurance Agent serves the Birmingham, Alabama area as a source for mobile home insurance. The agency helps clients protect their manufactured and mobile homes from common regional risks like severe weather and theft. Detailed policy consultations allow customers to understand coverage options for the structure and personal belongings. A specialty service this agent can add to a policy is equipment breakdown coverage, which helps pay for repairs to essential home systems.
After spring storms threaten the Birmingham area, mobile homeowners often face unexpected wind or hail damage. The Burns Mitchell Agency: Allstate Insurance addresses these concerns by specializing in policies covering manufactured and mobile homes. They help local residents understand how standard Alabama homeowner coverage differs from HUD-code requirements. Their process focuses on matching policy limits with current replacement costs for the structure. An agent typically begins by reviewing the home’s condition through a thorough exterior inspection before finalizing any proposed coverage.
Wiggins Insurance Agency in Birmingham, AL provides residential mobile home insurance for local homeowners. The agency also handles commercial coverage for mobile home parks and related businesses across the area. Their services help clients protect their investments from regional weather and liability concerns. After a policy is issued, the agency offers follow‑up assistance with claims or coverage adjustments between regular renewal visits to ensure continuous protection.
Rhonda Evans - GEICO Insurance Agent in Birmingham, AL, provides mobile home insurance coverage and customizes policies to protect manufactured and modular homes. It offers assistance with routine policy reviews and helps clients update coverage as needed. The agency simplifies the process of securing liability and property protection for mobile homes. Rhonda Evans services single-family mobile homes, apartments that include manufactured housing, retail locations, and restaurants in the local area.
All American Insurance specializes in helping customers secure coverage for mobile and manufactured homes in the Birmingham, Alabama area. The agency works to match homeowners with policies that address the specific risks tied to modular housing, including storm damage and liability concerns. Clients can expect guidance on basic protections such as personal property coverage and additional living expenses. For those living in tornado-prone central Alabama, the company assists in finding policies that include adequate wind and hail protection for seasonal weather threats.
Miller Insurance Agency LLC in Birmingham, Alabama helps clients secure coverage tailored specifically for mobile homes. The agency can arrange specialty endorsements that might protect against certain weather-related hazards or liability scenarios common in manufactured housing. Beyond residential policies, its services extend to commercial sectors such as offices, warehouses, and food service operations that require adapted property protection.
Spring storms in central Alabama bring heavy winds and hail that can damage older mobile home roofs, leaving owners needing reliable coverage. Bama Insurance Services of Birmingham addresses these risks by connecting homeowners with specialized policies tailored to manufactured housing. The agency explains coverage for structural elements and personal property, ensuring customers understand what their plan includes. An initial consultation involves reviewing the home’s condition, age, and tie-down system before recommending options. A representative then schedules a property walkthrough to verify requirements for the chosen policy.
AAA Birmingham Insurance and Member Services operates as a mobile home insurance agent in the Birmingham, AL area, assisting clients with coverage options for manufactured and modular dwellings. It can offer extended protection for belongings, liability, and additional structures. Policies are designed to address the unique risks of local weather conditions, including wind and hail. The agency serves a range of commercial sectors such as offices, warehouses, and food service businesses, providing tailored insurance solutions for their distinct property liabilities.
What Does a a Mobile Home Insurance Agent in Birmingham Cost?
Typical mobile home insurance costs in Alabama range from 300 to 800 dollars per year for a basic policy. Older homes or those in high risk areas may cost more. Factors include the home value age location and coverage limits. This is general information and not insurance advice.
About mobile home insurance agents in Birmingham
Mobile home insurance agents in Birmingham Alabama help owners of manufactured and mobile homes find appropriate coverage. Alabama law requires mobile home owners to carry liability insurance and often lenders require comprehensive and collision coverage. Local agents understand the specific risks in the Birmingham area including severe weather and tornadoes.
Frequently Asked Questions
What does mobile home insurance cover in Alabama?
Standard mobile home insurance in Alabama covers the structure personal property and liability. It also typically includes protection against wind hail fire and theft. Flood coverage is usually a separate policy.
Is mobile home insurance required by law in Alabama?
Alabama law does not require mobile home insurance by statute. However most lenders and parks require proof of insurance. Liability coverage is strongly recommended to protect against lawsuits.
How do I find a mobile home insurance agent in Birmingham?
You can search online directories or ask for referrals from local mobile home dealers. Look for agents who specialize in manufactured homes. Verify they are licensed with the Alabama Department of Insurance.